Grow Your Business and Grow Your Wealth

What happens when the bank suddenly eliminates your line of credit and you still have profitable real estate deals waiting to close?

Jay Conner, known as The Private Money Authority, joins Gary Heldt to explain how losing his bank funding during the 2009 financial crisis led him to discover private money. Within 90 days, Jay raised more than $2.1 million without relying on banks, mortgage companies, or hard money lenders.

Jay shares how real estate investors can educate potential private lenders, structure secured lending opportunities, and fund both property purchases and renovations. He also explains why investors should never lead with a desperate pitch for money and how private funding can provide greater confidence when making offers.

Listeners will learn:
How private money differs from banks and hard money lenders
Why investors should offer an opportunity instead of pitching a deal
How promissory notes and real estate collateral protect private lenders
Why Jay limits borrowing to 75% of the property’s after-repaired value
How self-directed retirement accounts may be used to fund real estate deals

About Jay Conner

Jay Conner is known as The Private Money Authority. Since 2003, he has flipped and rehabbed more than 500 homes in Eastern North Carolina, completed over $118 million in real estate transactions, and helped more than 2,000 investors learn how to fund deals using private money.

After losing his bank line of credit in 2009, Jay raised more than $2.1 million in private money in just 90 days. He has since developed a repeatable funding system that allows him to operate a seven-figure real estate business while working fewer than 10 hours a week.

Gifts and Resources From Jay

Ready to learn more about funding real estate deals without depending on traditional lenders? Jay is offering three resources to Gary’s listeners:

Download Jay’s Curiosity Opener Script
Learn how to begin conversations with potential private lenders:
https://jayconner.com/scripts
Request Jay’s Book, Where to Get the Money Now
Receive the book at no cost, with shipping and handling required:
https://jayconner.com/book
Attend the Private Money Conference
Learn how to raise private money, locate real estate deals, and tour active rehabilitation projects. Gary’s listeners can attend with a $97 seat-registration fee:
https://jayconner.com/event

Website: https://jayconner.com
Phone: 252-808-2927

Is your accountant preparing your taxes or actively helping you reduce them?

In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Boris Musheyev, CPA, Certified Tax Strategist, and founder of BORISMTAX, about why profitable business owners often pay more in taxes than necessary.

Boris explains the critical difference between tax preparation and proactive tax planning, when a growing business should begin working with a tax advisor, and why the advisor who helped when you launched may not have the experience required for your current income level.

They also discuss how business owners can evaluate a tax advisor, why professional designations alone do not guarantee strategic expertise, and how year-round planning can uncover legal tax-saving opportunities before it is too late to use them.

Key Takeaways
✓ Why tax preparation and tax planning are two entirely different services.
✓ When reaching approximately $100,000 in net profit should trigger a tax-strategy conversation.
✓ How business owners can outgrow the accountant who served them during their early years.
✓ What to examine before trusting a tax advisor with advanced strategies.
✓ Why midyear planning and year-end projections are essential for reducing taxes legally.

About Boris Musheyev

Boris Musheyev is a CPA, Certified Tax Strategist, and founder of BORISMTAX, a tax planning and advisory firm serving entrepreneurs and business owners across the United States. His firm specializes in helping profitable businesses use proactive, legal tax strategies to reduce their tax liability and retain more of what they earn. Boris is also the host of the Tax Reduction Podcast, and BORISMTAX has been recognized on the Inc. 5000 list for two consecutive years.

Connect With Boris Musheyev

Website: https://borismtax.com

Free Tax Strategy Training: https://save100k.com

Email: support@borismtax.com

Phone: 212-430-6881

Podcast: Tax Reduction Podcast

LinkedIn: Boris Musheyev, CPA

Where Real Estate Investors Lose Money

Real estate investors often focus on purchase price, rental income, and appreciation while overlooking the expenses that quietly reduce their returns.

Guest host Ken May talks with Sam Yang, owner of Overline IQ, about cost segregation, insurance expenses, ownership structures, excessive leverage, and the importance of planning before purchasing a property. Sam explains how investors can identify financial inefficiencies, protect their cash flow, and make decisions based on real numbers rather than emotion.

5 Key Takeaways
Taxes and insurance are two of the most overlooked expenses affecting real estate returns.
Cost segregation may allow qualifying property components to be depreciated more quickly.
Renovations and partial asset disposition can create tax opportunities investors frequently miss.
Proper ownership structures may help separate liability between properties and protect other assets.
Successful investors forecast cash flow, prepare for unexpected expenses, and avoid becoming overleveraged.

Connect With Sam Yang

Website: https://overlineiq.com
Email: sam@overlineiq.com
Phone: 401-339-7930

Connect with Ken May on LinkedIn: https://www.linkedin.com/in/kenmaymoney/

This episode is for educational purposes and does not constitute individualized tax, legal, insurance, or investment advice.

Most investors focus on chasing returns.

Chris Belchamber believes they're asking the wrong question.

With more than 40 years in global finance, including leadership at JPMorgan Chase and as founder of CB Investment Management, Chris explains why protecting your money is the first step toward growing it. He shares why compounding matters more than short-term gains, how emotional investing destroys long-term wealth, and why business owners should treat investing differently from running their companies.

If you've ever wondered whether you're taking unnecessary investment risk or simply reacting to headlines, this conversation offers a practical framework for making smarter financial decisions.

In this episode, you'll learn:
• Why protecting wealth should always come before growing it
• The hidden math behind compounding that many investors overlook
• How large investment losses can permanently damage long-term returns
• Why successful investing requires a system instead of emotions
• How business owners can separate operating cash from investment capital
• The importance of minimizing drawdowns during volatile markets
• Why informed investors make better financial decisions

About Chris Belchamber

Chris Belchamber is an investment strategist, wealth manager, author, and founder of CB Investment Management. A mathematics graduate from the University of Oxford, he spent more than four decades in global finance, including serving as Managing Director of Proprietary Trading at JPMorgan Chase. He is the author of Invest Like The Best and helps investors build wealth through disciplined, risk-conscious investment strategies.

Connect with Chris

Website: https://chris-belchamber.com/
CB Investment Management: https://www.cbinvestmentmanagement.com
LinkedIn: https://www.linkedin.com/in/chrisbelchamber
Here is the link to Amazon:
https://geni.us/InvestLiketheBest
https://calendly.com/chriscbim/meeting
301-335-8587

Connect with Gary Heldt

🌐 https://garyheldt.com

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If you asked most business owners what makes their company valuable, they'd probably answer revenue or profit.

But according to business exit strategist Joseph LoPresti, that's only part of the story.

In this episode of Grow Your Business and Grow Your Wealth, Gary Heldt sits down with Joseph to discuss the hidden factors that determine whether a business attracts premium buyers or struggles to sell at all.

Joseph explains why transferable value is the true driver of enterprise value, why exit planning should begin years before a sale, and how owners can build a business that creates both financial freedom and a lasting legacy.

Whether you expect to sell in three years or thirty, this episode offers practical strategies every entrepreneur should begin implementing today.

In this episode you'll learn:
Why transferable value matters more than revenue alone
The biggest mistake business owners make when preparing to sell
Why the ideal exit planning window is three to five years
The surprising reason many owners regret selling their business
How to discover your personal Freedom Point
Why business value and personal wealth planning should work together
The importance of preparing for the unexpected "5 Ds"
Why only a small percentage of businesses sell for their expected value
How coordinated advisors help owners achieve better outcomes
Practical ways to increase your company's long-term value

About Joseph LoPresti

Joseph LoPresti is the Founder and CEO of Clearpoint Family Office and founder of The LoPresti Advisory Group. He helps entrepreneurs build transferable business value, reduce taxes, coordinate financial and exit planning, and create successful business transitions that preserve both wealth and legacy.

Connect with Joseph

Website:
https://clearpointfamilyoffice.com

LinkedIn:
https://www.linkedin.com/in/josephlopresti

Connect with Gary Heldt

🎙 Grow Your Business and Grow Your Wealth

https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291