Financial Victories Don't Happen Without Sacrifices
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey answers your questions and discusses:
“How do I grow my Turo business?”
“How do I talk to my boyfriend about his irresponsible spending?”
“What should I do with the extra income after paying off my home?”
“Should I pause baby step 2 so I can cashflow college for my son? “
“””I am a 30-year-old widower with nothing saved for retirement.
How do I start investing for my future?”””
“My department is facing layoffs, should I go back to school?”
“What is the downside of putting less than 20% down on a home?”
“How do my fiance and I Priortize buying a home, getting married and paying off debt?”
“Can we skip buying teacher Christmas presents while in baby step 3?”
“How should I pay my escrow shortage?”
“We make $200,000 a year but we are still living paycheck-to-paycheck”
“Should we use our emergency fund to buy a gun?”
“Should we use our inheritance to pay off all our debt?”
“How do I start investing?”
Next Steps:
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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
🏠 Get organized and prepared to buy or sell a home
💻 Find out where you stand with your money and get a free plan
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Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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2:19:01
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2:19:01
Stop Hoping Someone Else Will Fix Your Money
🤔 Think you’re good with money? Take our Money in America quiz!
George Kamel and Dr. John Delony answer your questions and discuss:
"Should we revoke our daughter's 529 account because she opened a credit card in her name?"
"I'm in $94,000 of student loan debt, should I wait for these loans to be forgiven by the government?"
"Our daughter recently moved out to live with her boyfriend. Should we stop paying her health insurance?"
"I'm struggling to balance paying my debt and living expenses"
"What is my obligation to pay for my father's funeral costs?"
"Our lender wants us to take out a second mortgage on our home for a new house build"
"Am I too young to be getting married?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💵 Start your free budget today by downloading the EveryDollar app
🤓 File your taxes with 100% accurate software that’s less than half of the price
💻 Find out where you stand with your money and get a free plan
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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2:18:34
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2:18:34
"I have 350k Of Debt And Haven't Filed Taxes In 8 Years"
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Ken Coleman answer your questions and discuss:
"Should I buy a family compound with my ex, his girlfriend, and their child?"
"I have over $350,000 of debt. Should I file for bankruptcy?"
"Can we reduce our retirement contributions to have a little fun money?"
"Should we go on vacations while in Baby Step 2?"
"My mom blew through my late father's life insurance payout and now she is late on her mortgage payments"
"My wife doesn't want to budget, how do I get her on board with a plan?"
"My boyfriend is $100,000 in debt and he never told me about it".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💻 Find out where you stand with your money and get a free plan
💵 Start your free budget today by downloading the EveryDollar app
🤓 File your taxes with 100% accurate software that’s less than half of the price
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:18:35
--------
2:18:35
"My Husband Destroyed Our Finances, Should I Leave Him?"
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"My husband destroyed our finances, should I leave him?"
"How do I get out of a house I can't afford?"
"My mother wants to change my father's final estate wishes"
"How do we deal with a foreign student that we support financially who lies to us?"
"What should we do if we can't cashflow dance competition costs?"
"How do I get my husband to buy in on the Baby Steps?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
🏠 Get organized and prepared to buy or sell a home
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
💵 Start your free budget today by downloading the EveryDollar app
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:19:00
--------
2:19:00
Debt Steals Your Freedom - Fight For Financial Peace
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and George Kamel answer your questions and discuss:
"My fiancé still has his ex on the lease for his home, I feel gross about moving in before he fixes this"
"How do we start the Baby Steps when we are behind on our bills and have $120,000 of debt?"
"I'm worried about lowering my savings to $1,000 in Baby Step 1"
"My parents are tenants in my rental and they don't pay rent on time"
"Why should I pay off my house when my investments earn more than the interest I'm paying on my mortgage?"
"How do I pay off my debt while in college?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💵 Start your free budget today by downloading the EveryDollar app
🤓 File your taxes with 100% accurate software that’s less than half of the price
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com