You Can’t Fix People by Funding Their Bad Decisions
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
“How do we guide our daughter to make better choices?”
“My mother has $38,000 in collections and can’t pay her bills. How do I help her through this mess?”
“I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?”
“How do I go from being intense to intentional in baby step 6?”
“Do I need to buy flood insurance?”
“Should we do what our parents recommend and live together before marriage?”
“Do we need long-term care insurance?”
“Should I get a reverse mortgage to help my daughter?”
“Should I invest in my 4th Airbnb?”
“My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college”
“We have a good income but are still living paycheck-to-paycheck. How do we get ahead?”
“Should we pull from our emergency fund to buy a car?”
“How do I talk to my client about paying me more?”
“Should I move out of my parents’ house?”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💵 Start your free budget today by downloading the EveryDollar app
📈 Free Tools & Resources to Help You With Investing and Retirement
🛒 Lowest prices of the year—24 hours only. Don’t miss Cyber Monday gifts as low as $3.99!
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:18:34
--------
2:18:34
The Hard Road Is The One That Moves You Forward
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"When is a person financially secure enough to quit a job they hate?"
"Can we buy a house and a car while we are in Baby Step 2?"
"Am I being unfair to my wife by leaving only one of my insurance policies in her name?"
"How do I get my wife to be more gazelle intense?"
"My daughter wants us to pay for her destination wedding but they have already been married for two years".
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
📱 Get episodes early in the free Ramsey Network app
💵 Start your free budget today by downloading the EveryDollar app
🛒 Lowest prices of the year—24 hours only. Don’t miss Cyber Monday gifts as low as $3.99!
🤓 File your taxes with 100% accurate software that’s less than half of the price
💻 Find out where you stand with your money and get a free plan.
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today
Go to Casper Sleep and use promo code RAMSEY to learn more
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:17:54
--------
2:17:54
Nothing Destroys Your Finances Faster Than Broken Trust
🤔 Think you’re good with money? Take our Money in America quiz!
While we are out for Thanksgiving weekend, we've compiled some of our favorite George and Jade calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday!
George Kamel & Jade Warshaw answer your questions and discuss:
How do I tell my girlfriend that I lied about my finances?
My husband says we can't afford a new car
Is my son obligated to give his dad money?
How do I make enough money to take care of my mom?
I owe $65k on a car that just broke down
How do I begin to trust my husband after his financial infidelity?
Should I sell my house to pay off credit cards?
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
📱 Get episodes early in the free Ramsey Network app
💵 Start your free budget today by downloading the EveryDollar app
❤️🩹 Get trusted insurance coverage that fits your budget
🛒 Black Friday deals won't last, get gifts for as low as $6.99
💻 Find out where you stand with your money and get a free plan
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today
Go to Casper Sleep and use promo code RAMSEY to learn more
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:17:09
--------
2:17:09
Stop Letting Fear Drive Your Money
🤔 Think you’re good with money? Take our Money in America quiz!
While we are out for Thanksgiving weekend, we've compiled some of our favorite Ken and Jade calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday!
Ken Coleman & Jade Warshaw answer your questions and discuss:
We're $200k in debt, should we file for bankruptcy?
My parents are mad about me using my tuition refund to pay off my debt
Which credit card should I get for my son?
The woman I'm dating borrowed $1,700 from me and hasn't paid me back
My dad wants me to take out a business loan
I'm afraid that AI and robots will take my job
House has been on the market for six months
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
📱 Get episodes early in the free Ramsey Network app
🛒 Black Friday deals won't last, get gifts for as low as $6.99
💻 Find out where you stand with your money and get a free plan
💵 Start your free budget today by downloading the EveryDollar app
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today
Go to Casper Sleep and use promo code RAMSEY to learn more
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:16:55
--------
2:16:55
“We’re in Way Over Our Heads With $1.5 Million in Debt”
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"How do we get out of $1,500,000 of debt?"
"Can I take out a car loan?"
"Can I take out a small car loan and pay it down aggressively instead of draining my savings?"
"I make $120,000 but my bills are so high I can't afford groceries"
"How do I help my girlfriend with her finances without enabling her?"
"How do I get out of the cycle of taking out payday loans?"
"How do I talk to my fiancée about my wealth and establishing a prenup?"
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
📱 Get episodes early in the free Ramsey Network app
💻 Find out where you stand with your money and get a free plan.
❤️🩹 Get trusted insurance coverage that fits your budget
🛒 Black Friday deals won't last, get gifts for as low as $6.99
💵 Start your free budget today by downloading the EveryDollar app
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today
Go to Casper Sleep and use promo code RAMSEY to learn more
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com