The Canadian Real Estate Investor

Nick and Dan break down the one line in the Spring Economic Update that actually matters: Ottawa wants private insurers to cover 5–8 unit buildings, with more flexibility for triplexes and fourplexes. Plus $7B accelerated for the Apartment Construction Loan Program.The backdrop has flipped — population growth went from 3.2% to -0.2%, rental starts hit 5x the historical average, and asking rents are down ~9% since late 2024.The core idea: Housing supply doesn't get built when politicians tweet. It gets built when a lender says yes. Legal density is permission, not a home. Policy can reduce friction but cannot repeal math.The next phase isn't rate shock — it's financing, absorption, and project viability.
EDMONTON MULTIPLEX EVENT
Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan
Exchange-Traded Funds (ETFs) | BMO Global Asset Management
LISTEN AD FREE
See omnystudio.com/listener for privacy information.

A deep dive into 10 Canadian secondary markets worth serious investor attention in 2026. With Toronto condo sales at a 35-year low and Vancouver projects struggling to hit presale thresholds, capital is flowing into cities where the fundamentals actually pencil.

The episode covers Moncton (2.9% population growth, $386K avg price), Halifax (#1 nationally for investor interest, lowest office vacancy in Canada), Quebec City (13% YoY price growth), Ottawa (Ontario's highest industrial rents at $17.33/sq ft, 130K+ federal employees), Hamilton ($2.3B in building permits, LRT in final phases), Kitchener-Waterloo (200K+ tech workers, 46% job growth), Winnipeg (6% multifamily cap rates), Regina (2.9 months of supply, $343K benchmark), Saskatoon (100%+ construction growth, HQ to Nutrien and Cameco), Edmonton (most affordable of Canada's six largest cities), Victoria ($3.15B tech sector), and Kelowna (contrarian buyer's market play).Each market analyzed for population, employers, housing prices, rental data, and the investor thesis.
EDMONTON MULTIPLEX EVENT
Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan
Exchange-Traded Funds (ETFs) | BMO Global Asset Management
LISTEN AD FREE
See omnystudio.com/listener for privacy information.

Nick and Dan break down Canada's four major modern recessions and what each did to real estate. Key insight: economic recovery and housing recovery are different timelines, Toronto took 13 years to recover from the 1989 peak, while Vancouver bounced back from 2008 in just 20 months. Bubble-driven corrections take far longer than externally-driven ones.
Looking ahead, oil shocks historically precede recessions, and USMCA trade tensions are the biggest 2026 risk. The playbook: audit your debt, build a cash reserve, know your local market, and make your buying list now, because the best opportunities in past recessions disappeared within months.
EDMONTON MULTIPLEX EVENT
Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan
Exchange-Traded Funds (ETFs) | BMO Global Asset Management
LISTEN AD FREE
See omnystudio.com/listener for privacy information.

Nick and Dan unpack Real Brokerage's acquisition of RE/MAX and argue the market reaction tells the real story, RMAX trading ~30% below the headline $13.80 deal value and REAX selling off signals investors aren't convinced the combination creates shareholder value. They frame it as two stressed models trying to solve each other's problems: RE/MAX needs modernization, Real needs distribution, but both are operating in a transaction recession (US existing-home sales at 30-year lows, CREA forecasting just 1% volume growth in 2026). The bigger thesis: we hit "peak Realtor" in 2022, and the brokerage subscription model, where agents are the customer, not just the labour, is starting to unwind in a Pareto-distributed industry full of net losers. Closes on the innovation paradox: brokerages need AI to retain agents, but not so much AI that consumers start questioning why they need the intermediary at all.
EDMONTON MULTIPLEX EVENT
Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan
Exchange-Traded Funds (ETFs) | BMO Global Asset Management
LISTEN AD FREE
See omnystudio.com/listener for privacy information.

Nick and Dan break down how AI is rewiring Canadian real estate layer by layer, search, valuation, mortgages, construction, and operations. They cover where it's genuinely transforming the industry (40% faster underwriting, 30% faster builds, QuadReal and Cadillac Fairview already at scale) and where it's hitting real limits (Zillow's iBuying collapse, hyperlocal market nuance, the negotiation itself). Skilled trades stay protected, Canada's 700,000-worker shortage by 2028 is the bigger story.
EDMONTON MULTIPLEX EVENT
Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan
Exchange-Traded Funds (ETFs) | BMO Global Asset Management
LISTEN AD FREE
See omnystudio.com/listener for privacy information.