The Canadian Real Estate Investor

We are joined by Theorem Development founders & owners Faizan & Suraj who break down their business for us.
A real multiplex deal, broken down: Serge walks through a recent East Vancouver fourplex project from start to finish — $2M land acquisition, $2M construction, $350K in soft costs, and $6M in total sales revenue, delivering roughly 40% annualized return on invested capital to their citizen developer client.
The biggest roadblocks holding back supply: From BC Hydro transformer upgrades that can cost $120K+ and delay projects by over a year, to 6–10 month permitting timelines that add $60–100K in holding costs, Serge and Faison break down exactly where time and money get burned — and who ultimately pays for it (hint: the buyer).
Why Vancouver's multiplex math favors build-to-sell over buy-and-hold: Unlike Toronto where CMHC MLI Select financing pushes developers toward rental, Vancouver's strata title system and strong end-user demand at the $1.5–1.9M price point make merchant building the more compelling strategy, with 20%+ returns on cost.
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In this interview with Aboriginal law expert Tom Isaac we talk all about BC court rulings on Aboriginal title (e.g., Cowichan, Musqueam) that could undermine indefeasible land title, threaten private property and liquidity, and have broad economic and reconciliation consequences across Canada.
Court language and agreements may mean Aboriginal title displaces Crown/fee-simple protections, creating clouds on property titles and making homes illiquid.
Revenue-sharing and uncertainty threaten government services, investment, and the broader economy—hurting reconciliation and public welfare.
Outcomes depend on appeals; the issue could extend beyond BC nationally, and citizen engagement (voting, public pressure) is critical to drive thoughtful policy.
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Rates, Inflation, Jobs, Missing Middle? What the heck is going to happen this year and beyond?! Tune into hear Nick & Dan's Real Estate predictions for this year.
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We are joined by Adam & Matt from the Vancouver Real Estate Podcast to have a catch up discussion and settle the argument as to which market has been worse. Toronto or Vancouver. Tune in to find out.
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Canadian borrowers and investors are shifting from variable and long fixed terms toward 3-year fixed mortgages in 2026, seeking short-term certainty without locking into long rates, and how that decision ties into portfolio planning, refinancing risk, and programs like CMHC MLI Select.
Fixed (3- or 5-year) = predictable payments, easier modeling for equity/refinance and portfolio scaling.
Variable = a macro bet (rates must fall for it to be advantageous); can cause sudden payment spikes.
3-year fixed = compromise: short-term protection with flexibility if rates decline; financing programs (e.g., CMHC MLI Select) can affect timing and cost.
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