Bilt Palladium Card: Month 1 Results | Bilt Cash, Points Accelerator, Dining & Hotel Credits
Justin Vacula and returning co-host Darren evaluate their first month with the Bilt Palladium Card, including how they used Bilt Cash redemptions, the Points Accelerator, and stacked valuable hotel, dining, Lyft, Grubhub, and Walgreens credits.
In this episode, they explain why the Bilt Palladium Card is a strong option for everyday non-bonus spend, especially for people looking to combine solid earnings with flexible redemption options.
Justin also shares real-world examples of using Bilt benefits, including stacking the monthly $100 Bilt Travel portal two-night hotel credit with the card’s $200 hotel credit for a Miami stay, successfully redeeming the $25 monthly Bilt Dining credit through QR-code checkout in Washington, DC, and using the easy $10 monthly Grubhub, $10 Walgreens gift card, and $10 Lyft credit.
If you’re interested in Bilt Rewards, credit card points, travel rewards, monthly statement credits, and whether the Bilt Palladium Card annual fee is worth it, this episode covers the card’s first-month value in detail.
Timestamps
00:00 Points and Miles Intro
00:32 Bilt Palladium Month One
01:44 Bilt Cash Basics
02:27 Points Accelerator Explained
04:01 Hotel Portal Credit Win
05:57 Blacklane Credit Delays
07:37 Bilt Dining Credit Tips
09:03 QR Code Checkout Story
11:49 Expiration and Earn & Burn
13:32 Vegas Plans
16:10 Announcements
16:23 Socials and Meetups
18:29 FTU Dallas
19:33 CardPointers and SaveWise
20:44 Grubhub Credit
23:09 Walgreens and Lyft Credits
24:45 Month One Value Recap
26:26 Annual Fee and Downgrade Talk
29:15 Foreign Fee Refund
31:14 China Taiwan Cruise Preview
32:59 Paying Before Statement Close
35:45 Wrap Up and Where to Follow
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