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HerMoney with Jean Chatzky

Jean Chatzky Her Money
HerMoney with Jean Chatzky
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  • HerMoney with Jean Chatzky

    Ep 516: Saved Enough but Afraid to Spend? A Simple Money System for Retirement Confidence

    02/25/2026 | 49 mins.
    Have you saved and saved and saved… but now feel unsure about how to spend? On this week’s episode, Jean Chatzky sits down with entrepreneur and bestselling author Mike Michalowicz to talk about why managing money isn’t a math problem, it’s a behavior problem.

    Mike opens up about losing everything after selling two multi-million-dollar companies, how lifestyle inflation and ego nearly destroyed his finances, and the emotional moment with his daughter that forced him to completely rethink how money works.

    From there, he shares his Money Habit System, a simple but powerful framework for:

    Paying off high-interest credit card debt

    Creating “financial seasons” (Recovery, Fund, Activate, Balance)

    Learning how to spend confidently in retirement

    Managing money as a couple without conflict

    Using debit vs. credit strategically

    Breaking bad money habits with behavioral science

    💼 And if part of building better money habits means finding a financial advisor who truly understands your goals, visit HerMoney.com/FindAnAdvisor to get matched for free with a vetted fiduciary through our partner, Willow.
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  • HerMoney with Jean Chatzky

    Is Private Equity Coming to Your 401(k)? What It Means for Your Retirement

    02/20/2026 | 36 mins.
    Are private equity, private credit, and crypto coming to your 401(k)? And if they do, should you invest?

    In this episode, Jean Chatzky sits down with CFP® professional and Summit Place Financial founder Liz Miller to break down the new push to allow alternative investments, such as private equity, private credit, and cryptocurrency, in retirement accounts.

    In This Episode We Cover:

    What private equity and private credit actually are (in plain English)

    Why Wall Street is eager to bring alternative investments into 401(k)s

    The truth about private equity fees (including the “2 and 20” model)

    How much crypto is reasonable in a diversified portfolio

    Tax pros and cons of holding crypto in a 401(k) vs. a brokerage account

    Why illiquidity matters in retirement investing

    ✨ Want deeper investing conversations, live market breakdowns, and portfolio strategy guidance? Join the HerMoney Investing Club.
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  • HerMoney with Jean Chatzky

    Ep 515: Stability Over Stress: Building A Retirement Plan For Uncertain Times

    02/18/2026 | 38 mins.
    If you’ve read economic headlines recently and thought, “Well, that’s not comforting,” you’re not alone. Market swings and broader economic uncertainty are enough to make even confident investors second-guess their strategies. 

    And here’s the hard truth: Wall Street doesn’t care if you’re retiring next year. It doesn’t care if you’re five years away. And it definitely doesn’t care if you’re lying awake at night wondering if you’ve done “enough.”

    The good news? You can take steps to build confidence. 

    On a special episode of the HerMoney Podcast, sponsored by LIMRA, Jean sits down with two of the smartest voices in retirement – Jason Fichtner, Executive Director of the LIMRA Retirement Income Institute and David Blanchett, head of retirement research at Prudential, a portfolio manager at PGIM and a LIMRA Retirement Income Institute Fellow – to talk about how to step off the emotional rollercoaster of the markets and build a retirement plan that feels stable, predictable and livable. 

    In the episode, they’ll break down:

    Why market swings hit harder as retirement gets closer

    How protected income can help build a foundation for financial peace of mind

    Whether you should be worried about the future of Social Security

    Why waiting to claim Social Security can be one of your biggest wins – and strategies to make doing so easier

    Protected income can play a helpful role in creating more stability in retirement. If you’re curious and want to dig deeper, these two resources from LIMRA can help:

    Retirement planning can feel complex. This resource breaks down how fees and commissions work, so you know what to expect and what questions to ask.

    There’s plenty of conflicting information online about annuities. This guide walks through common misconceptions and explains the basics to help you better understand how they fit into retirement planning.

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  • HerMoney with Jean Chatzky

    Single, Self-Sufficient & Paying More? How to Beat the Singles Tax

    02/13/2026 | 27 mins.
    More American women are single than ever before, but our financial system is still built for couples.

    In this episode, Jean Chatzky sits down with finance journalist and author Renée Sylvestre-Williams to unpack the hidden financial penalties of being single (aka The Singles Tax) and what solo earners can do to protect themselves, build wealth, and plan for retirement on their own terms.

    We're talking about:

    What the “Singles Tax” really is—and where it hits hardest

    Why single women may need larger emergency funds and more downside protection

    Renting vs. buying: how to decide what’s right for you

    The most overlooked tax strategies for single women

    The biggest retirement planning mistake single women make

    📚 Resources & Links:

    Join InvestingFixx, our judgment-free investing community designed to help you build confidence, grow your money, and make smart decisions.

    The Singles Tax: No-Nonsense Financial Advice for Solo Earners by Renée Sylvestre-Williams

    The Budgette Newsletter (Renée’s newsletter for single earners)
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  • HerMoney with Jean Chatzky

    Ep 514: Why Every Woman Needs a “F*ck Off Fund” — And How It Evolves as You Age

    02/11/2026 | 31 mins.
    What does financial freedom really mean? Not just a healthy retirement account or a growing investment portfolio, but the ability to walk away from a situation that isn’t right. To say no. To have choices.

    In this episode, Jean sits down with writer and speaker Paulette Perhach, whose essay about building a “F*ck Off Fund” has resonated with women for nearly a decade. Together, they explore how financial independence evolves over a lifetime, from the early years of building an emergency cushion to the later years of protecting your retirement, your relationships, and your sense of agency.

    In this episode, we discuss:

    What a “F*ck Off Fund” really is,  and why it doesn’t have to be a huge number to change your life

    Why financial independence is about more than money

    The power of small boundaries and everyday decisions

    How to talk to daughters, nieces, and younger women about money 

    Why many women still feel financially fragile, even when they’re doing everything “right”

    How financial independence evolves as you approach retirement

    Resources Mentioned in This Episode

    Join InvestingFixx (HerMoney’s twice-monthly women’s investing club)

    Switch: How to Change Things When Change Is Hard 

    The Paradox of Choice
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About HerMoney with Jean Chatzky

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!
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