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Earn Your Leisure

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Earn Your Leisure
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  • Earn Your Leisure

    Is OpenAI in Trouble? Lawsuits, Leadership & the AI Arms Race

    1/23/2026 | 8 mins.
    In this clip from Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the dramatic developments surrounding OpenAI. They tackle the recent lawsuit against the company, growing questions about leadership, and the fierce competition from major players like Google’s Gemini, Anthropic, and Meta. Rashad Bilal highlights the risks developers face with proprietary information uploaded to OpenAI, pointing out unsettling claims that some product outputs mirror confidential data. He discusses how Elon Musk's ongoing legal battle with OpenAI underscores wider issues, including shifting sentiment towards CEO Sam Altman and Microsoft’s strategic maneuvers—like moving Azure clients to other large language models. Ian Dunlap digs into OpenAI’s financial challenges. Even with an impressive $20 billion in revenue, their high spending has kept them unprofitable, prompting the unexpected introduction of ads on ChatGPT. Ian explains how competitors, like Google’s Gemini, are leveraging OpenAI’s struggles to strengthen their own platforms by pledging never to run ads. The conversation uncovers how OpenAI’s support network—from Microsoft, Oracle, and Nvidia to SoftBank and Broadcom—remains strong, but not unshakeable. Both Rashad and Ian emphasize that erratic leadership and mounting negative press could erode investor confidence and accelerate an exodus to rival platforms, especially as Anthropic nears a public offering and gains customers like Microsoft. The hosts also touch on concerning rumors emanating from San Francisco about the origins of OpenAI and the transition from nonprofit to for-profit status. They suggest leaders need composure and credibility to succeed at the helm of a company driving the future of artificial intelligence. Join Market Mondays as Rashad Bilal and Ian Dunlap break down the high-stakes battle for AI supremacy, exploring OpenAI’s opportunities and challenges—and what this means for the future of tech. *Don’t forget to like & subscribe for more insights on business, investing, and tech!* #OpenAI #MarketMondays #ArtificialIntelligence #TechNews #SamAltman #Microsoft #Anthropic #Gemini #ElonMusk #Nvidia #IanDunlap #RashadBilal #AIWars #BusinessInsights
    See omnystudio.com/listener for privacy information.
  • Earn Your Leisure

    I Lost $65 Million In One Day… And It Changed Everything- Dan Fleyshman

    1/23/2026 | 1h 22 mins.
    In This Earn Your Leisure Interview, We Sit Down With Dan Fleyshman To Break Down One Of The Most Unconventional Business Journeys Ever. From Becoming The Youngest Person In History To Take A Company Public At 23, To Building Multimillion-Dollar Businesses, Dan Shares What It Really Takes To Win Early—and Stay In The Game Long Term. We Dive Deep Into The Real Pros And Cons Of Running A Public Company, How A $2.4 Million Investment Turned Into A Six-Figure-Per-Week Poker Business, And Why Losing $65 Million In A Single Day Ended Up Being The Best Thing That Ever Happened To Him. Dan Also Explains Why Most Companies Fail, The Importance Of Capital Management, And Why Creative Marketing Is The Only Way Startups Can Compete With Conglomerates. Dan Breaks Down His 40/40/20 Investing Strategy, How He Identifies Winning Companies, The Business Model Behind Influencers Making Real Money, And How To Successfully Pitch Brands. This Episode Is A Masterclass On Risk, Branding, Social Media, And Building Sustainable Wealth In A Noisy World. Invest Fest Tickets: investfest.com #EarnYourLeisure #DanFleyshman #Entrepreneurship #Investing #BusinessGame #IPO #PersonalBrand #SocialMediaBusiness #StartupLessons #WealthBuilding #MarketingStrategy
    See omnystudio.com/listener for privacy information.
  • Earn Your Leisure

    How to Buy a Home in 2026 w/ MG The Mortgage Guy

    1/21/2026 | 40 mins.
    Welcome back to Market Mondays In this insightful clip, Troy Millings sits down with Matt Garland—better known as MG the Mortgage Guy—to unpack the biggest trends, myths, and strategies shaping the 2026 real estate landscape.
    MG the Mortgage Guy drops gems you won’t hear anywhere else about home ownership, interest rates, economic shifts, and how anyone—regardless of starting point—can build generational wealth through smart real estate moves. From debunking the internet “housing crash” rumors to revealing why now is one of the best times to buy, MG gives his unfiltered, expert perspective after 23 years in the mortgage industry.
    Highlights in this clip:
    - Why a housing crash isn’t coming (and who benefits from these rumors)
    - The truth about interest rates, government policies, and what buyers can expect heading into 2026 and 2027
    - Game-changing down payment assistance programs, ADU options, and how new loan rules can help buyers qualify in expensive cities
    - The power of group buying, family compounds, and multi-generational living to get on the property ladder
    - Controversial advice about renting vs. buying your own home (and why it’s not “either/or” for Black and Brown communities seeking wealth)
    - Why listening to real estate “gurus” could cost you your shot at generational wealth
    Plus, Troy and MG discuss the critical mindset shifts, planning strategies, and simple hacks to thrive—whether you’re a first-time buyer or looking to scale up your real estate investments. MG addresses common mistakes high income earners and entrepreneurs make, and why a solid “mortgage plan” is your secret weapon.
    Ready to turn knowledge into action? Hit play and take notes, because this clip might change how you approach real estate forever.
    Don’t forget to like, comment, and subscribe for more unfiltered convos and wealth-building wisdom!
    **#RealEstate2026 #HomebuyingTips #MortgageAdvice #BlackOutPodcast #MGMortgageGuy #TroyMillings #GenerationalWealth #FinancialLiteracy #InterestRates #InvestFest #EarnYourLeisure #HousingMarket #ADU #DownPaymentAssistance #GroupBuying #FamilyCompound #BlackWealth #EconomicEmpowerment #SmartMoneyMoves**
    See omnystudio.com/listener for privacy information.
  • Earn Your Leisure

    Where Will Gold & Silver Peak in 2026?

    1/20/2026 | 14 mins.
    In this Market Mondays clip, join Rashad Bilal, Ian Dunlap, and Troy Millings as they break down the outlook for gold, silver, and other precious metals heading into 2026. The trio dives deep into why gold and silver are hitting historic highs, forecasting where prices could peak, and what investors need to watch out for in these turbulent times.
    Ian analyzes the connection between precious metals, economic threats, and historic moments such as the pre-Covid era, the European debt crisis, and the 2008 crash. He projects that in a worst-case scenario, gold could reach $5,480 an ounce, with silver potentially soaring to $153 or even $1,054. The discussion examines how economic instability, geopolitical tension, and uncertain leadership continue to drive investors to safer assets.
    Troy points out that major banks and analysts, like J.P. Morgan and HSBC, have gold targets of $5,000 an ounce by Q4 of 2026, emphasizing that supply chain issues, instability, and a weakening dollar are fueling these bullish predictions. He recalls Robert Kiyosaki's early advocacy for silver and notes how commodities often thrive during times of global uncertainty.
    Rashad provides context on the U.S. national debt’s rapid growth and its impact on dollar value, highlighting how increased government spending under recent administrations contributes to the ongoing bull market for stores of value like gold, silver, and even Bitcoin. He relays insight from Mike Novogratz, who forecasts a gold price of $10,000 if spending continues at its current pace.
    Together, the Market Mondays team discusses the fading confidence in American economic leadership and traditional finance, how corporate profits are consolidating into a handful of companies, and why market highs aren’t telling the full story about the broader economy. They also touch on the potential for Bitcoin and other digital assets as additional stores of value, and tease upcoming conversations around platinum, copper, and rare earth elements.
    **WHAT YOU’LL LEARN IN THIS CLIP:**
    - Expert predictions for gold and silver prices in 2026
    - The connections between economic crises, government debt, and precious metals
    - Analyst expectations from J.P. Morgan, HSBC, Morgan Stanley and more
    - Impacts of geopolitical turmoil and the weakening U.S. dollar
    - Why investors are turning to gold, silver, Bitcoin, and other commodities
    - Insights about the current state of big tech and S&P 500 performance
    - A peek at platinum, copper, and rare earth metals investment trends
    Stay ahead of the market and understand how macroeconomic pressures and political events shape your investing strategy. Don’t miss this Market Mondays clip if you’re serious about wealth preservation and opportunity in uncertain times.
    **Subscribe for more market insights and wealth-building strategies!**
    #Gold #Silver #Investing #MarketMondays #PreciousMetals #2026Forecast #Bitcoin #Stocks #Economy #Finance #WealthBuilding
    See omnystudio.com/listener for privacy information.
  • Earn Your Leisure

    Investing Beliefs We Changed Our Minds On

    1/18/2026 | 9 mins.
    In this candid Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive into how their investing beliefs have evolved, sharing real-life shifts in perspective that can help every investor sharpen their game. Troy Millings kicks off by explaining why he’s had a change of heart about stocks priced under $25—especially in changing political and economic environments. While he was once wary of these "cheaper" stocks, Troy now sees their potential for major short-term gains, emphasizing that swing trades (rather than long holds) may be the best strategy in certain market climates. Ian Dunlap gets honest about his long-held conviction that Disney could dethrone Netflix as the top streaming giant. Drawing on years of data, updates on Disney’s streaming and ESPN efforts, and a comparison to the S&P’s performance, Ian reveals why he no longer sees Disney as a challenger to Netflix’s crown and questions whether Disney should have even entered the streaming wars. Rashad Bilal provides a valuable lesson for new and experienced investors alike, unpacking the popular advice to "invest in what you use and know." Instead, Rashad suggests going a step further: invest in companies the world *needs*—not just the ones you personally love. Whether it's Apple, semiconductor giants, or companies essential to healthcare, Rashad highlights why focusing on necessity over personal preference can lead to stronger investing outcomes. Together, Rashad, Troy, and Ian bring humor, honesty, and practical wisdom—showing that the best strategies often come from re-examining old beliefs and staying open to new ideas. *Don’t miss out on these key insights:*
    Reconsidering undervalued stocks in unique market conditions
    The realities behind Disney’s streaming business and legacy
    Why loving a company isn’t enough—and what to look for instead
    A practical approach to building a resilient, smart portfolio
    If you appreciate real talk about money, mindsets, and markets, hit like, subscribe, and let us know in the comments: What investing belief have you changed your mind on? #MarketMondays #Investing #StockMarket #Disney #Netflix #PersonalFinance #InvestmentStrategy #Stocks #FinancialFreedom #TechStocks #MarketTrends #MoneyTalks #FinanceClip --- *Stay tuned for more discussions, unfiltered opinions, and the tools to grow your wealth with Rashad, Troy, and Ian.*
    See omnystudio.com/listener for privacy information.

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About Earn Your Leisure

Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast
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