Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

• The CPA’s Guide to Smarter Real Estate Investing | Maximize Returns & Minimize Tax Burden

  Discover how the wealthy legally eliminate their tax bills through real estate investing.In this episode, hosts Adam Schroeder and Zach Lemaster sit down with Jason Melilo, CEO of K B K G and former CEO of a Top 100 CPA Firm, to unpack the tax strategies every investor should know — from cost segregation and bonus depreciation to qualifying as a real estate professional and using short-term rentals for massive deductions.Jason reveals how he helps investors save thousands in taxes while building long-term wealth — and even shares how you can get a 10% discount on cost-seg software using code RTR 2025 at cbn.com.💡 Timestamps00:00 Intro – Meet Jason Melilo, CPA & Investor01:00 Jason’s first real-estate deal & lesson in cash flow03:00 How depreciation shelters income05:20 What real “tax planning” means for investors07:40 Cost segregation & bonus depreciation explained09:50 Real-life example: turning $250K income → $0 taxable13:00 Who qualifies as a real-estate professional16:00 Short-term rental strategy to offset W-2 income19:30 How to document your hours for IRS proof22:45 Planning tax benefits before you buy25:00 Cost seg on existing properties (“catch-up” depreciation)27:00 Pros & cons of cost segregation & recapture rules30:00 New 2025 tax law: 100% bonus depreciation returns32:00 Final tips + discount for RTR listeners🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lu...🏠Available Inventory Sheet: ⁠https://docs.google.com/spreadsheets/...📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #TaxStrategy #PassiveIncome #CostSegregation #BonusDepreciation #RentToRetirement

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• $30K+ buyer incentives ends 11/14 Act now to secure 2025 tax deductions & HUGE RTR buyer incentives!

  It’s crunch time for real estate investors — and this is your last chance to take advantage of Rent To Retirement’s biggest end-of-year incentives ever! 🎉Join hosts Adam Schroeder and Zach Lemaster as they break down how investors can save tens of thousands of dollars on brand-new construction properties — and leverage powerful tax strategies before 2025 begins.In this special episode, Zach explains how Rent To Retirement negotiates exclusive below-market prices with national builders like D.R. Horton, Lennar, and LGI Homes, giving investors access to 10% buyer incentives, cash-back opportunities, and rate buy-downs into the 3% range.If you’ve been waiting to invest, this is your sign to act. ⏳ These deals — and their tax advantages — disappear November 14th at 5PM PST!⏱️ Timestamps:00:00 – Intro: Why Year-End Matters for Investors01:14 – Exclusive Builder Incentives Explained03:30 – Deadline: One Week Left to Claim Your Savings04:52 – How the 10% Incentive Works (Real Numbers)06:26 – Bonus Depreciation & Cost Segregation Benefits08:35 – Real Example: Dallas, TX Property Walkthrough10:12 – Cash Flow & ROI Breakdown12:34 – Houston & Katy, TX Growth Markets15:10 – Alabama Opportunities (5% Down Option)17:21 – Why New Construction Wins in 202518:56 – Cost Segregation, REP Status & Tax Banking19:52 – Final Call: How to Secure Your Incentives🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lundgren/initial-call-with-rent-to-retirement🏠Available Inventory Sheet: https://docs.google.com/spreadsheets/d/1t5B3rIeyUUngFT2H3osl4JVELQsyxZy1rz9XJGU-hJo/edit?gid=1182675960#gid=1182675960🏦Reduce Your 2025 Tax Bill Using Real Estate!https://youtu.be/8I2hy6Nuqyg?si=2Xrt4IRE8tGmkfnT📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #PassiveIncome #TurnkeyProperties #TaxStrategies #EndOfYearIncentives #BonusDepreciation #CostSegregation #FinancialFreedom #InvestInRealEstate #RentToRetirement #ZachLemaster #AdamSchroeder #CashFlowInvesting #2025TaxPlanning #RealEstatePodcast

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• Reduce Your 2025 Tax Bill Using Real Estate! Part 2

  Want to cut your 2025 tax bill and grow your real estate portfolio at the same time?In this powerful episode, hosts Zach Lemaster and Adam Schroeder reveal real-world strategies to legally reduce taxes through cost segregation, bonus depreciation, and builder incentives — all before year-end.They’re joined by Amanda Han & Matt MacFarland (Keystone CPA) and Jeff Welgan (Bluprint Home Loans) to share how smart investors are stacking creative financing, tax deductions, and new construction deals to maximize ROI while preparing for the 2026 tax changes.If you’ve been waiting for the right moment to invest — this is it.⏱️ TIMESTAMPS00:00 – Introduction & 2025 real estate outlook01:30 – Why Q4 is the most strategic time for investors03:00 – Builder incentives: how to get $25K–$50K back on new builds05:10 – Using 5% down loans to scale your portfolio faster08:00 – Cost segregation 101: turn $300K homes into $90K tax write-offs10:40 – Combining tax strategies for “free real estate”13:00 – IRS-approved tax breaks and why they exist15:20 – Market highlights: San Antonio, Conroe, and Alabama20:00 – Lending insights with Jeff Welgan (Bluprint Home Loans)28:00 – DSCR loans, credit scores & qualification tips33:00 – Real estate professional status vs short-term loophole39:00 – Why you must own and place your property in service before year-end48:00 – Final takeaways: how to act fast and save big in 2025🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #TaxStrategy #CostSegregation #BonusDepreciation #PassiveIncome #TurnkeyInvesting #BuilderIncentives #DSCRLoans #BluprintHomeLoans #KeystoneCPA #RentToRetirement #FinancialFreedom #WealthBuilding #RealEstatePodcast #Investing2025

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• Reduce Your 2025 Tax Bill Using Real Estate! Part 1

  Are you ready to make 2025 your most profitable investing year yet? In this episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with Amanda Han & Matt MacFarland from Keystone CPA and lending expert Jeff Welgan from Bluprint Home Loans to break down game-changing tax and lending strategies every investor needs to know.Learn how to legally minimize your tax bill, supercharge your cash flow, and build long-term wealth using 100% bonus depreciation, real estate professional status, short-term rental loopholes, and creative loan structures available only through Rent To Retirement partners.⏱️ Episode Highlights:00:00 – Intro: Why tax strategy is key to wealth growth01:00 – The “One Big Beautiful Bill”: 2025 tax changes every investor must know04:30 – 100% Bonus Depreciation is BACK – how to use it before year-end08:00 – The $25,000 rental loss rule explained10:40 – Real Estate Professional Status: Who qualifies & how to leverage it13:20 – The Short-Term Rental Loophole (no REP status required!)17:00 – Paying your kids legally to reduce taxes19:20 – Avoiding common tax mistakes investors make23:30 – Jeff Welgan on Bluprint Home Loans: New programs & 4.5%–5.5% rates27:00 – DSCR Loans explained: Qualify based on rent, not income31:30 – The 30-year fixed + 10-year interest-only loan strategy36:00 – When to hire a CPA & build your investing team43:00 – Year-end deadlines & how to make your next property purchase count🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #TaxStrategies #BonusDepreciation #KeystoneCPA #BluprintHomeLoans #RentToRetirement #DSCRLoans #FinancialFreedom #PassiveIncome #RealEstatePodcast #TaxPlanning2025 #1031Exchange #CostSegregation #RealEstateProfessionalStatus

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• Road Map to $10K/month Scaling in Today’s Top Market - BPCON 2025

  💡 What if you could replace your income with real estate—without quitting your job?In this exclusive panel from BPCON 2025, hosted by Rent To Retirement, industry experts share the proven strategies they’ve used to scale to $10,000/month in passive income through smart real estate investing, tax optimization, and creative financing.Join Zach Lemaster (Founder & CEO of Rent To Retirement), Adam Schroeder (Sales Manager & Acquisition DirectorRent To Retirement), Amanda Han (Keystone CPA), Jeff Welgan (Blueprint Home Loans), and Steve Yoke (Owner & CEO Akron Turnkey) as they reveal how to:Build a 7-figure portfolio using 5% down loans & builder incentivesUse cost segregation & 1031 exchanges to maximize tax efficiencyIdentify high-growth markets like Texas & Alabama for 2025 and beyondLeverage DSCR and interest-only loans for scalable investingCreate a network of experts to fast-track your real estate success⏱️ Timestamps00:00 Intro — What $10K/month in passive income really means02:00 Zach Lemaster’s journey from optometrist to real estate millionaire05:00 How to use 5% down loans and builder incentives to scale faster07:15 Understanding cost segregation & 100% bonus depreciation10:00 Stacking equity, appreciation, and cash flow to reach $10K/month14:00 The IDEAL Formula for wealth building in real estate18:00 Meet the Panel: Jeff Welgan, Steve Yoke, Amanda Han, Adam Schroeder20:00 How to scale when you run out of capital21:45 Amanda’s tax strategies for different investor goals23:00 Steve’s strategy for consistency and relationships in investing26:00 Creative lending & DSCR loans explained by Jeff Welgan31:00 Interest rates, opportunities & why waiting can cost you32:30 Top markets for 2025: Texas, Alabama, Ohio38:00 The future of real estate tax law & bonus depreciation43:00 Innovative loan options: 30-year fixed with 10-year interest-only46:00 Q&A: 1031 exchanges, DTI limits & real estate professional status52:00 Final insights: What separates successful investors from the rest🗓️ Schedule a Free Consultation:⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #PassiveIncome #TurnkeyProperties #FinancialFreedom #RentToRetirement #BPCON2025 #RealEstatePodcast #DSCRLoans #TaxStrategies #RealEstateFinance #CostSegregation #1031Exchange #RealEstatePanel #ZachLemaster #BiggerPocketsConference

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