Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:
Get pre-approved with one of RTR’s preferred lenders at

https://bluprinthomeloans.com/renttoretirement/

In this episode of the Rent To Retirement Podcast, host Matthew Seyoum welcomes investment strategist and new recurring co-host Tommy Brown to the show.

Tommy shares his journey from teaching in public schools to building and scaling a multi-state rental portfolio — all while helping hundreds of investors do the same. If you’ve ever felt stuck on the sidelines or unsure whether to invest locally or out of state, this conversation will bring clarity.

We dive into the real differences between new construction and rehab properties, how experienced investors think about portfolio diversification, and why so many people get trapped in analysis paralysis. Tommy also shares what he’s seeing right now in today’s market — including why Ohio rehabs continue to perform and why Tuscaloosa new construction has been attracting investor attention.

Whether you’re brand new to rental investing or already own multiple doors, this episode will help you think more strategically about risk, cash flow, appreciation, and long-term scaling.

⏱ Timestamps

00:00 – Introducing Tommy Brown (New Co-Host Announcement)
01:16 – Tommy’s Background: From Teaching to Real Estate Investing
05:14 – Overcoming Analysis Paralysis
07:51 – Types of Investors We Work With
11:58 – Rehab vs. New Construction: Pros & Strategy
16:14 – Real-World Example: Texas New Build vs Ohio Rehab
18:23 – Why Tuscaloosa & Ohio Stand Out
20:05 – Biggest Mistakes Investors Make
24:13 – How to Connect with Tommy

📧 Got a question or story to share?

Email us at: ⁠[email protected]⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:
⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:
⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:
⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:
Submit your info at the top right corner of the page:
⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?
Send them to: ⁠[email protected]⁠
Your question might be answered in a future episode!

#RealEstateInvesting
#RentalProperties
#PassiveIncome
#OutOfStateInvesting
#BuyAndHold
#NewConstruction
#RehabProperties
#CashFlowInvesting
#InvestmentStrategy
#RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:
Get pre-approved with one of RTR’s preferred lenders at
https://bluprinthomeloans.com/renttoretirement/

BAM Capital:
Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner.
https://bamcapital.com/rtr/

Buying your first rental property can feel overwhelming—especially if it’s out of state. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Chandler, a real investor who went from zero experience to owning two new-construction rental properties in Alabama in under a year.

Chandler shares how he overcame analysis paralysis, chose the right market, trusted a property management team, and took action—without fixing, flipping, or managing from afar. If you’re researching real estate but struggling to make your first move, this episode is a must-watch.

⏱️ Episode Timestamps

00:00 – Introduction & Chandler’s background
01:00 – What sparked interest in real estate investing
02:15 – Finding Rent To Retirement & choosing turnkey rentals
03:40 – Overcoming analysis paralysis
06:30 – Buying a rental property out of state
08:15 – Why Alabama new construction made sense
10:50 – Setting goals & committing to action
14:55 – Property management expectations vs reality
17:30 – Managing rentals remotely with confidence
19:45 – Building a long-term rental portfolio
21:30 – Final advice for first-time investors

📌 Key Takeaways

✔️ How to choose your first out-of-state rental market
✔️ Why new construction can reduce early risk
✔️ The importance of taking action vs over-researching
✔️ What real property management looks like
✔️ How to build confidence as a first-time investor

📧 Got a question or story to share?

Email us at: ⁠[email protected]⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:
⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:
⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:
⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:
Submit your info at the top right corner of the page:
⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?
Send them to: ⁠[email protected]⁠
Your question might be answered in a future episode!

#RealEstateInvesting
#RentalProperty
#OutOfStateInvesting
#TurnkeyRealEstate
#RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy
https://landing.renttoretirement.com/evg-masterclass-replay
BAM Capital:
Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner.
https://bamcapital.com/rtr/

Real estate investing doesn’t have to mean flipping houses, endless rehabs, or managing tenants yourself.

In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Jack, a structural engineer from California, to break down how he went from maxing out his 401(k) to building a cash-flowing, out-of-state rental portfolio—without sacrificing his career or family time.

Jack shares why California real estate didn’t pencil out, how he overcame the fear of investing out of state, and why new-construction turnkey rentals in Alabama aligned perfectly with his long-term retirement goals.

Whether you’re a busy professional, high-income earner, or someone tired of waiting on the sidelines for interest rates to drop, this episode walks through a real investor’s decision-making process, mistakes avoided, and lessons learned.

⏱️ Episode Timestamps

00:00 – Intro & Jack’s background
01:00 – Why 401(k)s alone weren’t enough
02:45 – Why California real estate didn’t work
04:00 – Discovering turnkey investing through BiggerPockets
05:00 – Choosing Alabama as a target market
06:20 – Why out-of-state investing felt scary (at first)
08:00 – The power of education & the RTR Academy
10:00 – Cash flow vs appreciation vs depreciation
12:00 – Leveraging real estate for long-term wealth
14:30 – Tax benefits & future short-term rental plans
17:00 – Interest rates, timing the market & opportunity cost
19:30 – Trusting property management from afar
21:30 – Final advice for new investors

🚀 Key Takeaways

Why waiting for “perfect” interest rates can cost you more long-term
How turnkey rentals create passive income for busy professionals
The real power of leverage, appreciation, and tenant-paid debt
Why education matters more than trying to do everything alone
📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #OutOfStateInvesting
#RentalProperty #CashFlowingRentals #RealEstateWealth #BuyAndHold
#RetirementPlanning #BusyProfessionals #WealthBuilding
#CaliforniaInvestors #AlabamaRealEstate #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

📉 Will mortgage rates finally stabilize in 2026?
In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster sit down with Hans Stone, head of lending at Blueprint Home Loans, to break down what real estate investors should realistically expect from mortgage rates in 2026 — and how to structure smarter loans in today’s market.

With nonstop headlines about Fed policy, bond purchases, and rate cuts, this episode cuts through the noise and focuses on what actually matters for investors: stability, strategy, and loan structure.

You’ll learn why dramatic rate drops are unlikely, how investor-friendly loan products like 7- and 10-year ARMs and DSCR interest-only loans can improve cash flow, and how builder incentives and buy-downs can materially change deal performance.

Whether you’re buying your first rental or scaling a portfolio, this episode will help you make educated, strategic lending decisions heading into 2026.

⏱️ Episode Timestamps

00:00 – Intro: Mortgage rate outlook for 2026
01:30 – Market volatility vs. stability in recent years
02:45 – Will government bond buying lower rates?
06:40 – Why big mortgage rate drops are unlikely
08:40 – Fed leadership changes & impact on lending
10:50 – New loan products investors should understand
11:30 – 7-year & 10-year ARM loans explained
14:00 – Using builder incentives to buy rates down
16:30 – DSCR interest-only loans: pros & misconceptions
19:00 – Cash flow vs. principal paydown strategies
21:30 – Matching loan structure to your investment goals

👉 Connect with the team to explore lending options with Blueprint Home Loans

📧 Got a question or story to share?

Email us at: ⁠[email protected]⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:
⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:
⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:
⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:
Submit your info at the top right corner of the page:
⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?
Send them to: ⁠[email protected]⁠
Your question might be answered in a future episode!

#MortgageRates #RealEstateInvesting #DSCRLoans #ARMLoans #RentalProperty #PassiveIncome #RealEstate2026 #RentToRetirement #InvestorLoans #MortgageStrategy

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

Southwest Florida continues to stand out as one of the strongest long-term real estate investment markets in the U.S. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement CEO Zach Lemaster and a longtime Southwest Florida investor and builder partner to break down why new construction and build-to-rent strategies are thriving in this region.

You’ll learn why population growth, affordability, and pro-investor policies are driving demand, how modern building codes have changed the risk profile around hurricanes and insurance, and how investors can create immediate equity through ground-up duplex construction—without taking on construction risk themselves.

This episode also covers turnkey opportunities, long-term wealth building strategies, and why focusing on fundamentals—not headlines—is critical for real estate investors looking to scale intelligently.

⏱️ Episode Timestamps

00:00 – Welcome to the Rent To Retirement Podcast

01:00 – Why Southwest Florida is a major growth corridor

03:00 – Hurricanes, insurance costs, and common investor misconceptions

07:30 – New construction vs older homes: what actually holds up

10:45 – Investor background: from Wall Street to Florida real estate

14:30 – Ground-up construction explained (build-to-rent strategy)

18:45 – How investors create equity without construction loans

22:45 – Duplex vs single-family investing in today’s market

26:00 – Long-term wealth, leverage, and inflation advantages

30:45 – Why Florida remains a top investor-friendly state

📧 Got a question or story to share?
Email us at: ⁠[email protected]⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:
⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:
⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:
⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:
Submit your info at the top right corner of the page:
⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?
Send them to: ⁠[email protected]⁠
Your question might be answered in a future episode!

#RealEstateInvesting #BuildToRent #FloridaRealEstate #RentalProperty #NewConstructionHomes #PassiveIncome #DuplexInvesting #WealthBuilding #RentToRetirement #CashFlowRealEstate