Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

This episode is sponsored by…

NCH:
Set up an LLC to protect your investments! – https://nchinc.com/rtr

BLUPRINT HOME LOANS:
Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/

ROI Property Group:
If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you! - https://www.roipropertygroup.com/rtr

Are you taking full advantage of the tax strategies available to real estate investors? 🏠💰

In this episode of the Rent To Retirement Podcast, host Matthew Seyoum speaks with cost segregation specialist and real estate investor Steve Trussell about how rental-property owners may use cost segregation, accelerated depreciation, and partial asset disposition to maximize eligible deductions and improve their overall return on investment.

Steve explains how a cost segregation study separates components of a property into different depreciation schedules, potentially allowing investors to accelerate a portion of their depreciation instead of spreading the entire deduction across 27.5 years.

Whether you recently purchased a rental property, completed a major renovation, or are planning an expensive replacement, this episode will help you understand which questions to ask your cost segregation specialist and real estate CPA.

⏱️ Episode Highlights

0:08 – Introduction to cost segregation and accelerated depreciation
0:58 – How rental-property depreciation normally works
1:45 – Five-year and 15-year property components
2:12 – How much depreciation may potentially be accelerated
5:57 – Can you complete a cost segregation study on an older purchase?
6:18 – Catch-up depreciation explained
7:14 – What happens to the property’s remaining depreciation?
7:48 – Introduction to partial asset disposition
8:09 – How partial asset disposition works
8:26 – Roof-replacement example
9:05 – Why the timing of the replacement matters
9:34 – Commercial roof case study and potential tax savings
11:33 – Qualifying replacements: fences and retaining walls
11:48 – HVAC systems and other major property components
12:23 – When the cost of a study may be worthwhile
12:38 – Windows and other long-life property assets
13:23 – Common partial asset disposition mistakes
14:00 – Why smaller replacements may not justify a study
14:42 – Why investors should work with a real estate CPA
15:18 – Cost segregation studies and IRS audits
16:27 – Documentation and audit support
17:05 – How investors can request a preliminary estimate
17:58 – Final takeaways

📌 Tax rules and individual circumstances vary. Speak with a qualified real estate CPA or tax professional before implementing any tax strategy.

Ready to build a rental-property portfolio designed for long-term wealth?

📧 Got a question or story to share?
Email us at: ⁠podcast@renttoretirement.com⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:
⁠⁠https://bit.ly/3QSPEoS

📺 Subscribe to the YouTube Channel:
⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:
⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:
Submit your info at the top right corner of the page:
⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?
Send them to: ⁠podcast@renttoretirement.com⁠
Your question might be answered in a future episode!
#CostSegregation #RealEstateTaxes #RentalPropertyInvesting #AcceleratedDepreciation #TaxStrategy #RealEstateInvesting #PassiveIncome #RentalProperties #RealEstateInvestor #RentToRetirement

This episode is sponsored by…

NCH:
Set up an LLC to protect your investments! – https://nchinc.com/rtr

BLUPRINT HOME LOANS:
Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/

ROI Property Group:
If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you! - https://www.roipropertygroup.com/rtr

Can a busy physician with a demanding career and two young children realistically build a rental property portfolio?

In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement investor Collin to discuss how he went from exploring Airbnb investments to owning two long-term rental properties—and preparing for his next acquisition.

Collin explains why the operational demands of short-term rentals did not fit his lifestyle, how turnkey real estate helped him invest outside his local market, and why having an experienced team made his second purchase dramatically easier than his first.

🏡 In this episode, you’ll learn:

00:08 – Meet Collin: Physician and rental property investor
00:46 – How an Airbnb stay sparked his interest in real estate
02:19 – His original plan to own short-term rentals nationwide
03:02 – Why long-term rentals better matched his lifestyle
03:23 – Meeting the Rent To Retirement team in Cancun
04:14 – The builder incentive that motivated him to take action
07:34 – Why Airbnb may not be the best first investment
08:43 – Why turnkey real estate appealed to a busy physician
09:55 – Finding Rent To Retirement through BiggerPockets
10:18 – The value of a responsive real estate investing team
11:11 – Growing from zero to two rental properties
12:24 – The challenges of purchasing his first investment
13:27 – Negative cash flow, refinancing and finding a tenant
13:53 – How cost segregation changed his perspective
14:16 – Using tax benefits to help fund another investment
16:34 – Understanding the trade-offs of 5% down financing
17:24 – Refinancing into conventional financing
18:01 – Why the second property was significantly easier
19:56 – Purchasing a rental that already had a tenant
20:39 – Building a trusted lending and investing team
22:23 – Managing a portfolio without becoming its employee
23:52 – How the Rent To Retirement marketplace works
24:32 – Collin’s advice for first-time rental investors
24:57 – Why beginners should start with a manageable property
25:37 – “Go for a base hit” with your first investment
26:09 – Final thoughts

Whether you’re a doctor, business owner, executive or busy professional, this episode demonstrates how the right financing, property management and investing team can help make real estate ownership more manageable.

📧 Got a question or story to share?
Email us at: podcast@renttoretirement.com

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: https://www.renttoretirement.com

🗓️ Schedule a Free Consultation:
https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:
https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg

🎧 Listen to the Rent To Retirement Podcast on the Go:
https://podcasters.spotify.com/pod/show/renttoretirement

📬 Join Our Newsletter Email List:
Submit your info at the top right corner of the page: https://renttoretirement.com

📩 Have Questions for the Podcast?
Send them to: podcast@renttoretirement.com
Your question might be answered in a future episode!

#RealEstateInvesting #TurnkeyRealEstate #PhysicianInvestor #PassiveIncome #RentToRetirement

This episode is sponsored by…

NCH:
Set up an LLC to protect your investments! – https://nchinc.com/rtr

BLUPRINT HOME LOANS:
Get pre-approved with one of RTR’s preferred lenders at
https://bluprinthomeloans.com/renttoretirement/

What does it actually look like to go from wanting rental real estate to owning multiple turnkey investment properties?

In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Dan to talk about his real estate investing journey — from a challenging first fix-and-flip experience to purchasing two turnkey rental properties through Rent To Retirement.

Dan shares how he found Rent To Retirement, why turnkey real estate made sense for his busy lifestyle, how he evaluated markets like Birmingham, Alabama and San Antonio, Texas, and why he believes getting started is more important than waiting for the “perfect” time.

Whether you’re a first-time investor, a busy professional, or someone who had a bad real estate experience in the past, this episode offers practical insight into how turnkey rentals can help simplify the path toward long-term wealth. 🏠📈

⏱️ Timestamps:

00:08 — Meet investor Dan
00:59 — Dan’s background and why he became interested in rental real estate
01:33 — His first real estate investment and fix-and-flip experience
02:27 — How Dan discovered Rent To Retirement through BiggerPockets
04:18 — Dan’s first turnkey rental property in Birmingham, Alabama
05:34 — Why Birmingham made sense based on price point, incentives, and rent growth
06:01 — Closing on a new construction rental with a tenant in place
06:27 — Buying a second turnkey property in San Antonio, Texas
09:29 — Current mid-year incentives in Alabama and Texas
10:08 — Getting back into real estate after a difficult first experience
11:08 — Why long-term thinking matters in real estate investing
12:27 — The value of having the right team and connections
13:49 — New construction vs. turnkey rehab properties
14:36 — Why Dan chose new construction rentals
16:03 — Diversifying across Alabama and Texas
17:43 — Comparing actual rental property performance across markets
18:48 — Advice for investors sitting on the sidelines
19:08 — Why Dan believes it’s better to get involved sooner than later
20:08 — Turning a bad experience into a learning opportunity
21:03 — Final thoughts from Matthew and Dan

📧 Got a question or story to share?
Email us at: ⁠podcast@renttoretirement.com⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:
⁠⁠https://bit.ly/3QSPEoS
📺 Subscribe to the YouTube Channel:
⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:
⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:
Submit your info at the top right corner of the page:
⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?
Send them to: ⁠podcast@renttoretirement.com⁠
Your question might be answered in a future episode!

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/

Alabama new construction is getting serious attention from real estate investors — and in this episode of the Rent To Retirement Podcast, Matthew Seyoum is joined by Frank Merry to break down why.
Frank shares what makes Alabama attractive for out-of-state investors, including lower property taxes, landlord-friendly laws, affordable new construction, strong rental demand, and major employment drivers across markets like Birmingham, Huntsville, Kimberly, Tuscaloosa, and Columbiana. 🏡
The biggest highlight? Select Alabama new construction rental properties are currently offering up to 11% of the purchase price in builder incentives, which may be used toward closing costs, rate buydowns, property management reserves, appliances, fencing, and more.
Whether you’re buying your first rental property or expanding your portfolio, this episode explains why Alabama may be one of the most investor-friendly new construction markets available right now.
⏱️ Timestamps:
0:08 – Introduction to Alabama new construction
0:51 – Why investors from expensive markets are looking at Alabama
1:12 – Affordability, landlord-friendly laws, and low property taxes
2:46 – Huntsville growth, NASA, Space Force, FBI, and tech jobs
4:05 – Birmingham, Tuscaloosa, and Central Alabama rental demand
5:51 – Understanding Alabama’s suburban and driving lifestyle
10:24 – Kimberly, Alabama and why investors are watching this market
13:13 – Investor-owned rentals vs. primary homebuyer communities
15:33 – Why Tuscaloosa has consistent rental demand
18:13 – Breaking down the 11% builder incentive opportunity
19:19 – How investors can use incentives for closing costs and rate buydowns
20:15 – Conventional vs. DSCR loan incentive limits
22:21 – Why timing matters for investors on the fence
24:49 – Final thoughts on Alabama real estate investing
📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3QSPEoS📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!

#RealEstateInvesting #RentToRetirement #AlabamaRealEstate #PassiveIncome #NewConstruction

This episode is sponsored by…

NCH:
Set up an LLC to protect your investments! – https://nchinc.com/rtr

BLUPRINT HOME LOANS:
Get pre-approved with one of RTR’s preferred lenders at
https://bluprinthomeloans.com/renttoretirement/

Big June incentives are here for real estate investors. In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown break down limited-time rental property opportunities in Texas and Alabama, including builder incentives reaching as high as 15% of the purchase price in select Texas markets and 11% incentives in select Alabama markets.

Matthew and Tommy explain how investors may be able to use these incentives toward rate buy-downs, cash back, closing costs, or scaling into additional rental properties. They also discuss why these incentives are happening now, how Rent To Retirement’s builder relationships help investors access opportunities that may not be available on the open market, and why timing matters for anyone looking to close in June.

⏱️ Timestamps:

00:08 – Emergency episode: June real estate investor deals
00:53 – Incentives in Texas and Alabama markets
01:17 – Builder incentives up to 15% of the purchase price
01:47 – Rent To Retirement’s $2,500 June closing credit
03:06 – How investors can use builder incentives
04:02 – Why 15% incentives are not normal
04:28 – Rate buy-downs, cash back, and investor strategy
06:09 – Why Katy and San Antonio are strong rental markets
07:26 – Why these deals are not typical MLS opportunities
08:09 – Cash back vs. lower interest rate strategy
10:33 – Comparing today’s incentives to past low interest rates
12:13 – Scaling faster with cash-back incentives
13:14 – Alabama rental property opportunities
14:25 – Why Alabama offers diversification for investors
15:56 – Tuscaloosa, universities, and tenant demand
17:29 – Using cash-back incentives toward the next property
19:00 – How Rent To Retirement is compensated
19:20 – $2,500 closing cost credit explained
20:05 – Incentives are in addition to builder credits
21:12 – Updated brochures and how to get details
21:57 – Where to view inventory and contact the team

These opportunities are time-sensitive and may change based on availability, builder updates, and closing timelines. To learn more, visit:

https://renttoretirement.com

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:
⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:
⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:
⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:
Submit your info at the top right corner of the page:
⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?
Send them to: ⁠podcast@renttoretirement.com⁠
Your question might be answered in a future episode!

#RentToRetirement #RealEstateInvesting #TurnkeyRealEstate #RentalProperties #PassiveIncome #TexasRealEstate #AlabamaRealEstate #BuildToRent #InvestmentProperties #CashFlow