Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

• How to Eliminate Your 2025 Tax Bill with the Power of Real Estate!

  This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/TARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthUnlock MASSIVE tax savings in 2025! 🧾💰 In this must-watch episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with top real estate CPAs Amanda Han and Matt MacFarland from Keystone CPA to break down the latest strategies, loopholes, and legal hacks to minimize your tax burden and maximize wealth as a real estate investor.Whether you're a seasoned investor or just getting started, this episode is packed with actionable insights to help you legally KEEP MORE OF YOUR MONEY in 2025 and beyond.⏱️ Timestamps – Full Breakdown:TAX STRATEGY & EDUCATION (w/ Amanda & Matt from Keystone CPA)00:00 – Intro: Why tax strategy is critical for investors01:07 – Hidden deductions most investors miss03:06 – Write-offs WITHOUT an LLC03:44 – Depreciation: Your biggest tax-saving tool05:47 – Rental losses: What they are and how they help06:14 – The $25K rule: Offset other income if you make under $150K08:10 – RE Pro status: How to qualify (750 hrs + participation)11:21 – Case study: $150K depreciation from $500K building12:08 – STR loophole: Powerful tax savings without RE Pro13:12 – 3 ways to qualify for STR material participation14:17 – Who should be using STRs for tax strategy15:29 – When to buy for STR benefits (and how to track hours)17:12 – Audit triggers: What actually causes IRS audits18:12 – CPA red flags: If they don’t understand RE strategy19:11 – 2025 tax law changes & what’s expiring20:43 – Will 100% bonus depreciation come back?23:22 – Bonus depreciation can exceed your down payment24:25 – Real example: Offset $100K income with rental loss26:01 – What happens if IRS challenges RE Pro status?28:14 – Audit outcome: What you owe, what carries forward30:00 – Why it's still worth pursuing these strategies32:02 – STR loophole: Is there a minimum hour rule?33:44 – Pro tips on STR management year over year34:03 – How to contact Amanda & Matt (Keystone CPA)TURNKEY INVESTING STRATEGY & DEAL BREAKDOWNS (w/ Zach & Adam)35:15 – How to apply tax savings to real-world deals36:15 – What is Rent To Retirement & how we help38:00 – 6–10% incentives: Price cuts, cash back, rate buydowns39:12 – Example: Buy a $300K home with $30K in incentives40:45 – Buy with as little as 5% down using local lenders42:00 – Pair tax savings + incentives = infinite ROI43:05 – Market spotlight: Cambridge, MN (fast population growth)45:24 – Banbury model: Appreciation + rent potential47:02 – Tulsa duplexes: $800+ cash flow w/ 15% ROI50:10 – Why owner-occupied areas matter for long-term gains51:30 – Cost seg studies: When and how to apply them54:08 – Using passive losses for Roth conversions56:00 – Strategic planning with your CPA (and when to do it)57:15 – How to schedule your free investor consultation59:30 – Final takeaways: Invest smarter, save bigger👉 Subscribe for more real estate investing insights!👉 Download our free investor toolkit: https://www.renttoretirement.com👉 Connect with Amanda & Matt at https://www.keystonecpa.com🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠🗓️ Schedule a Free Consultation:⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠https://renttoretirement.com⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!

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• How to Bulletproof Your Rentals: LLCs, Trusts & Lawsuit Protection Explained

  This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtr Want to protect your real estate portfolio from lawsuits and liability? You're in the right place! In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Cody Lawson, Executive Corporate Analyst at NCH, to break down how to properly set up LLCs and land trusts to shield your assets and build a rock-solid foundation for your investment empire.Whether you're new to real estate or scaling your portfolio, this episode will show you how to avoid costly mistakes, reduce risk, and gain peace of mind.⏱️ Timestamps01:00 – Cody’s journey as a real estate investor & asset protection expert03:00 – Common legal threats to property owners06:00 – Real-life examples of lawsuits involving tenants & contractors08:00 – How LLCs & trusts work together to protect you10:00 – Why most investors are set up incorrectly12:00 – Setting up your properties correctly: LLC + land trust strategy15:00 – Should you use one LLC or multiple?18:00 – Why privacy matters: Keeping your name off public records20:00 – How to set up protection for out-of-state properties23:00 – Common misconceptions about taxes and LLCs26:00 – How to avoid losing protection due to setup mistakes28:00 – Land trusts: What they are, how they work, and where they don’t30:00 – Avoiding the due-on-sale clause when transferring property32:00 – How much effort it takes to do this right🔐 Don’t leave your portfolio exposed.The right legal structure can save you time, money, and stress. Set up an LLC to protect your investments! – ⁠https://nchinc.com/rtr📧 Got questions or want to share your story?Email us at [email protected] — we’d love to hear from you!👍 Like this episode?🎯 Like, 💬 Comment, and 🔔 Subscribe for weekly real estate strategies that build wealth and protect your future.🌐 Explore turnkey investing opportunities: https://www.renttoretirement.com🗓️ Schedule a Free Consultation:⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg🎧 Listen to the Rent To Retirement Podcast on the Go:https://podcasters.spotify.com/pod/show/renttoretirement📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:https://renttoretirement.com📩 Have Questions for the Podcast?Send them to: [email protected] question might be answered in a future episode!#RealEstateInvesting #LLCsetup #Trusts #AssetProtection #RentalPropertyTips #PassiveIncome #WealthBuilding

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  34:44
• How This Canadian Nurse Built a U.S. Real Estate Portfolio with Rent to Retirement's Turnkey Properties

  This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIMN:Meet up with the RTR team at the Build to Rent Conference in Nashville at https://informaconnect.com/build-to-rent-east and use code REU2267RTR for 15% off.HEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/📢 In This Episode: From Nurse to Real Estate Investor! 🏡💰Join Adam Schroeder and Zach Lemaster as they sit down with James, a traveling nurse who turned his income into a growing real estate portfolio. Discover how James transitioned from traditional investing to turnkey real estate, overcame financing hurdles as a Canadian investor, and built passive income to fast-track his financial freedom. If you’ve been waiting for the right moment to start investing, James’ story will inspire you to take action today!🔑 Key Takeaways & Timestamps:01:19 - How James Discovered Rent To Retirement 02:49 - The Step-by-Step Process of Buying His First Property07:16 - How He Purchased a Second Rental in Less Than a Year08:59 - Saving Capital & Taking Financial Leaps 12:48 - Why James Chose Real Estate for Long-Term Wealth14:02 - Due Diligence Tips for First-Time Investors 19:17 - How a Canadian Can Invest in U.S. Real Estate25:02 - Why Out-of-State Investing is Easier Than You Think28:36 - James’ Secret to Scaling & Managing Multiple Properties34:12 - What’s Next? Expanding into Multifamily Investing 35:10 - Final Advice for New Investors – Just Get Started!🎧 Enjoying the Podcast?✅ Subscribe for more real estate investing insights!https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg🔗 Explore Cash-Flowing Properties: https://RentToRetirement.com📩 Got questions? Want to share your story? Email us at [email protected]💬 Let’s Connect!Listen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land. Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to [email protected] and hear them answered in a future episode!Schedule a Consultation at https://bit.ly/3EE6KjZ#RealEstateInvesting #TurnkeyRealEstate #PassiveIncome #OutOfStateInvesting #FinancialFreedom #RentalProperties #InvestingForBeginners #CashFlow #WealthBuilding

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• Real Estate Financing 101: Insider Tips from BluPrint Home Loans

  This episode is sponsored by...BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ 🔑 Unlock the Best Investor Loans: Expert Insights from BluPrint Home Loans🔑In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder & Zach Lemaster sit down with Jeff Welgan, VP of Investor Lending at BluPrint Home Loans, to break down the best financing strategies for real estate investors.📌 What You’ll Learn in This Episode:✅ What makes BluPrint Home Loans different from other lenders✅ DSCR vs. Conventional Loans: Which one is right for you?✅ How to scale your real estate portfolio strategically✅ The truth about prepayment penalties & hidden fees✅ Smart tax strategies to qualify for better loans✅ How first-time investors can avoid common lending mistakes⏰ Episode Timestamps:1:10 - Who is BluPrint Home Loans? Jeff Welgan’s background3:50 - Why working with a direct lender benefits investors7:00 - DSCR vs. Conventional Loans: Key Differences14:30 - How rental income affects your debt-to-income ratio (DTI)22:45 - Prepayment penalties explained (and how to avoid them)30:20 - Financing for short-term rentals, multifamily, & fix-and-flip deals38:00 - Refinancing strategies & how to time the market45:15 - Biggest mistakes new investors make49:00 - Exclusive Rent To Retirement incentives with BluPrint Home Loans💡 Don’t Miss Out! Get your financing questions answered by Bluprint Loans!📞 Schedule a FREE call with BluPrint Home Loans: ⁠https://bluprinthomeloans.com/renttoretirement/⁠ 🏡 Explore top cash-flowing investment properties: https://RentToRetirement.com👍 Like, Comment, & Subscribe for more real estate investing tips!🔔 Turn on notifications so you never miss an episode.Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEgListen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land.Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to [email protected] and hear them answered in a future episode!Schedule a Consultation at https://bit.ly/3EE6KjZ

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  49:12
• 20%+ ROI with Huge Cash Back & Incentive Options - Get Thousands Back on Your Next Rental Investment!

  This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIMN: Meet up with the RTR team at the Build to Rent Conference in Nashville at informaconnect.com/build-to-rent-east and use code REU2267RTR for 15% off.🏡 BIGGEST Real Estate Incentives of the Year – Act Fast! 💰Investors, this is your chance to take advantage of limited-time incentives that could save you thousands on your next property! Zach Lemaster and Adam Schroeder break down EXCLUSIVE deals available for just one week (March 7-14, 2025).🚀 Why Watch This Episode?✅ Get up to 8% in incentives on select properties✅ Cash back at closing, property management discounts, and more✅ How to buy with little to no money down 🏠✅ Discover high-growth markets with strong rental demand✅ NEW construction & rehab properties with unmatched deals⏰ Timestamps:00:00 Intro – Why These Deals Are a Game-Changer 🔥01:01 What’s Special About These Property Incentives?02:23 Alabama - $1,200 Rent Credit + $5K Cash Back! 💵05:03 Georgia - $5K Equity Boost & Property Management Covered 📈07:25 South Carolina - Up to 8% Incentives Available!09:12 How to Lock in Your Incentives Before They Expire ⏳12:17 Bonus Depreciation & Tax Benefits Explained 💰14:50 Why These Markets Are the Hottest for Investors 📊🔗 Claim Your Incentives Now: 👉 https://bit.ly/3EE6KjZ📩 Get Pre-Approved: Email [email protected]🚀 Don't Wait! These Deals Expire on March 14, 2025! 🚀✅ Subscribe for More Real Estate Investing Tips! 🔔👍 Like this video if you found it helpful!💬 Comment below: Which market are you interested in investing in?Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEgListen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land.Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to [email protected] and hear them answered in a future episode!Schedule a Consultationat https://bit.ly/3EE6KjZ#RealEstateInvesting #PassiveIncome #CashFlow #RentalProperties #Investing #PropertyManagement #RealEstateDeals #FinancialFreedom #WealthBuilding #TurnkeyRealEstate #RentToRetirement

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