Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

• Road Map to $10K/month Scaling in Today’s Top Market - BPCON 2025

  💡 What if you could replace your income with real estate—without quitting your job?In this exclusive panel from BPCON 2025, hosted by Rent To Retirement, industry experts share the proven strategies they’ve used to scale to $10,000/month in passive income through smart real estate investing, tax optimization, and creative financing.Join Zach Lemaster (Founder & CEO of Rent To Retirement), Adam Schroeder (Sales Manager & Acquisition DirectorRent To Retirement), Amanda Han (Keystone CPA), Jeff Welgan (Blueprint Home Loans), and Steve Yoke (Owner & CEO Akron Turnkey) as they reveal how to:Build a 7-figure portfolio using 5% down loans & builder incentivesUse cost segregation & 1031 exchanges to maximize tax efficiencyIdentify high-growth markets like Texas & Alabama for 2025 and beyondLeverage DSCR and interest-only loans for scalable investingCreate a network of experts to fast-track your real estate success⏱️ Timestamps00:00 Intro — What $10K/month in passive income really means02:00 Zach Lemaster’s journey from optometrist to real estate millionaire05:00 How to use 5% down loans and builder incentives to scale faster07:15 Understanding cost segregation & 100% bonus depreciation10:00 Stacking equity, appreciation, and cash flow to reach $10K/month14:00 The IDEAL Formula for wealth building in real estate18:00 Meet the Panel: Jeff Welgan, Steve Yoke, Amanda Han, Adam Schroeder20:00 How to scale when you run out of capital21:45 Amanda’s tax strategies for different investor goals23:00 Steve’s strategy for consistency and relationships in investing26:00 Creative lending & DSCR loans explained by Jeff Welgan31:00 Interest rates, opportunities & why waiting can cost you32:30 Top markets for 2025: Texas, Alabama, Ohio38:00 The future of real estate tax law & bonus depreciation43:00 Innovative loan options: 30-year fixed with 10-year interest-only46:00 Q&A: 1031 exchanges, DTI limits & real estate professional status52:00 Final insights: What separates successful investors from the rest🗓️ Schedule a Free Consultation:⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #PassiveIncome #TurnkeyProperties #FinancialFreedom #RentToRetirement #BPCON2025 #RealEstatePodcast #DSCRLoans #TaxStrategies #RealEstateFinance #CostSegregation #1031Exchange #RealEstatePanel #ZachLemaster #BiggerPocketsConference

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• Columbus, GA: Lease Guarantees, Rent Growth, Appreciation, and Population Growth

  Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy⁠https://landing.renttoretirement.com/evg-masterclass-replay⁠This episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at ⁠https://bluprinthomeloans.com/renttoretirement/⁠ FIGURE:Access your home equity in minutes—no refinance needed!⁠ ⁠⁠https://go.figure.com/renttoretirementDiscover why Columbus, Georgia is quietly becoming one of the most stable and high-yielding real estate markets in the Southeast.In this episode, Adam Schroeder sits down with Andrew and Preston, the Rent To Retirement rehab team based in Columbus, GA, to explore their proven formula for turnkey rehabs, property management, and guaranteed rent programs that help investors achieve predictable cash flow.👉 Whether you’re new to real estate or looking to diversify your portfolio, this deep dive covers everything from market fundamentals to renovation strategy and tenant retention.🕒 Timestamps00:00 – Intro: Meet the Columbus, GA Rehab Team01:00 – How Andrew & Preston Got Started in Real Estate03:30 – Why They Chose Columbus, Georgia for Turnkey Investing05:00 – Market Fundamentals: Taxes, Rent Yields & Migration Trends08:30 – Rehab Standards & The “CapEx First” Strategy11:30 – Materials, Upgrades & Property Durability Choices16:30 – Tenant Profiles: Military, Medical, & Workforce Housing19:00 – Property Management System & Rent Growth Stats23:00 – Rent Guarantee Explained: Reducing Investor Risk27:00 – Real Results & Why Their Clients Stay28:30 – How to Invest in Georgia Turnkey Properties🗓️ Schedule a Free Consultation:⁠⁠⁠ https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #TurnkeyProperties #ColumbusGeorgia #PassiveIncome #RentToRetirement #RealEstatePodcast #CashFlow #RehabInvesting #PropertyManagement #GeorgiaRealEstate #RentalProperties #FortBenning #FinancialFreedom

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• Stop Overpaying Taxes! 💸 Real Estate Investor Strategies for 2025 Explained

  Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirement💼 Are you ready for massive tax savings in 2025?In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Jim and Lorraine Conaway, founders of JCA Tax, to break down the new 2025 tax changes and how real estate investors can use them to build wealth while paying less in taxes legally.The Conaways reveal powerful tax strategies—like 100% bonus depreciation, cost segregation, qualified business income (QBI), and charitable trusts—that can help investors save thousands every year. Whether you're a high-income earner, W-2 employee, or a seasoned investor, these insights will help you optimize your portfolio and maximize returns.⏰ Timestamps00:00 – Intro & guest introduction01:00 – Jim & Lorraine’s first real estate deal03:00 – How tax strategy became their mission04:30 – 2025 “Beautiful Bill” explained: what changed for investors05:00 – 100% Bonus Depreciation returns!06:00 – QBI (Qualified Business Income) made permanent07:40 – State & Local Tax (SALT) deduction increase to $40,00009:00 – How stacking tax strategies builds long-term wealth10:30 – Real estate professional status vs. W-2 income14:00 – Real estate vs. mutual funds: tax-free growth comparison15:00 – Workhorse strategies (Augusta Rule, kids on payroll, etc.)17:00 – Charitable trust strategy for high-income investors20:00 – 1031 exchanges confirmed under new law25:00 – Opportunity Zones extended — how to qualify27:00 – Common CPA mistakes & missed deductions29:00 – Why implementation matters more than theory32:00 – Using IRAs & Roth conversions for real estate36:00 – The 21% flat tax for C-Corps and health reimbursement perks🗓️ Schedule a Free Consultation:⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #TaxStrategy #BonusDepreciation #CostSegregation #OpportunityZones #PassiveIncome #FinancialFreedom #RentToRetirement #QBI #TaxSavings #CharitableTrust #2025Taxes #W2Investors #WealthBuilding #JimConaway #LorraineConaway

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• Mortgage Rates Are Dropping! Smart Financing Moves for Real Estate Investors

  This episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/Mortgage rates are finally trending down after years of volatility—what does this mean for real estate investors?In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Jeff Welgan, VP of Investor Lending at Bluprint Home Loans, to break down the latest updates in the mortgage world and what investors should be doing right now.👉 Whether you’re considering refinancing, looking at DSCR vs. conventional loans, or preparing to close before year-end for tax advantages, this episode gives you actionable strategies to maximize your investing success.⏱️ Episode Highlights00:50 – Why mortgage rates are finally starting to decline03:30 – How Fed decisions and jobs data impact investor financing10:50 – What “rate floors” mean and how builders’ incentives can bring rates to 4.5%15:15 – Comparing DSCR vs. conventional loans in today’s market20:00 – Bluprint’s full suite of investor loan products (fix & flip, construction, portfolio loans, etc.)23:00 – Which loans investors are choosing most right now24:00 – Year-end deadlines every investor should plan for (and how to avoid costly mistakes)BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders athttps://bluprinthomeloans.com/renttoretirement/⁠📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📧 Questions? Email us: [email protected]⁠✅ Don’t forget to Subscribe for more tips on building wealth through real estate!👍 Like & Share this episode with fellow investors!🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com/📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠#RealEstateInvesting #MortgageRates #PassiveIncome #DSCRLoans #FinancialFreedom #RentToRetirement #BluprintHomeLoans

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• How to Protest Property Taxes & Increase ROI | Joseph Noor (OwnWell co-founder)

  Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠⏱️ Episode Highlights00:00 – Introduction & Joseph Noor’s real estate background03:00 – Why property taxes are so hard to calculate04:50 – The biggest mistakes investors make in tax projections06:30 – Why more counties are making protests harder07:40 – Should you fight your property taxes every year?10:20 – Common misconceptions about lowering assessments12:45 – The best and worst states for protesting taxes15:00 – How property tax assessments really work behind the scenes17:00 – What repairs/improvements impact property values in tax protests20:00 – How to avoid overpaying protest companies22:00 – Top misconceptions Joseph hears from investors24:30 – Homestead exemptions and retroactive refunds25:40 – Why OwnWell focuses on high-tax states before expanding27:30 – How to connect with OwnWell🖥️ Learn more about OwnWell: https://www.ownwell.com/🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us:  [email protected]⁠#RealEstateInvesting #PropertyTaxes #RentToRetirement #PassiveIncome #RealEstateTips #FinancialFreedom

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