Ready For Retirement

Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/9593a2

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I've watched people with plenty of money retire and spend the first two years second-guessing everything.

So before I tell any client they're ready, I ask them five questions. If you can honestly say yes to all five, you might be able to retire now. Not in a year. Not in five. Now.

This video is those five questions, and the stories behind why each one matters.

We're going to cover:

- why the "magic number" you have in your head is probably the wrong place to start
- the client who had exactly enough saved and still wasn't ready to retire
- what happened to retirees who put everything in the S&P 500 on January 1st, 2000
- the healthcare belief that's keeping financially ready people stuck at work for years
- the question I ask every married couple that almost nobody has an answer to
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Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.

The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.

Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements

Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.
Create Your Custom Strategy ⬇️

Get Started Here.

Join the new Root Collective HERE!

Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/7a0f48 

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Every time you add one more year to your retirement projection, the numbers get better. The math is right. But it only measures one part of your wealth.

Your health, your time and your relationships don't show up anywhere on that screen. So most people keep chasing the one number that does, and they miss the point where the ideal time to retire already came and went.

This video is how to find that point for you, and the shift you need to make once you've reached it.

We're going to cover:

- the scorecard that's quietly keeping you at work
- why your next dollar is worth less than you think, and it has nothing to do with inflation
- the question I'd ask Warren Buffett about his $100 billion
- why the people most ready to retire are often the ones who never do
- a client who always had a very responsible reason to work "one more year"
- the 401(k) rule at 55 that most people have never heard of
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Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.

The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.

Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements

Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.
Create Your Custom Strategy ⬇️

Get Started Here.

Join the new Root Collective HERE!

Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/15076a

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You saved well. You invested well. You built $2 million or more.

But the habits that got you here aren't the ones that will carry you through retirement. After 15 years of building plans for retirees at this exact level, I've watched a few small shifts completely change how a retirement plays out.

These are the eight things I tell every one of them.

We're going to cover:

- the spending assumption almost every retirement projection gets wrong
- why the Social Security printouts I used to hand out at seminars drove me crazy
- what one client asked me before retiring that showed me how much most people leave on the table
- the $400,000 to $600,000 moment that tests every retiree's plan
- the question every married couple needs to answer before either of them retires
- why some people with the most optimized plans end up the most miserable
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Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.

The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.

Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements

Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.
Create Your Custom Strategy ⬇️

Get Started Here.

Join the new Root Collective HERE!

Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/4f7f57

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A couple came to me. Both 60. $2.5 million saved. Everything on paper said they were ready to stop working. They kept going anyway.

One of them was doing it out of guilt. The other was doing it for a health insurance card. Neither reason had anything to do with the actual math, and once we ran it, the answer surprised both of them.

This video is that math, the two questions it actually comes down to, and why getting this wrong costs you more than money.

We're going to cover:

- the real reason a couple with $2.5 million saved were still grinding away at 60
- why waiting could turn that $2.5 million into $4 million, and why that's exactly the trap
- the two questions that actually decide if continuing to work is a mistake, not the ones everyone assumes
- a client's story about the trips she and her husband never got to take, and why it still stays with me
- why I still won't retire even once I don't need the paycheck anymore
--
Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.

The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.

Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements

Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.
Create Your Custom Strategy ⬇️

Get Started Here.

Join the new Root Collective HERE!

Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/a8aca2

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The problem is, most retirement advice out there isn't built for people retiring early. Most people don't even realize how different it is.
 
These are the 9 things you need to know before you retire early, broken into what's different, what gets riskier, and what actually works in your favor.
 
We're going to cover:
 
- the 401(k) rule that lets you pull money penalty-free at 55, and the one mistake that disqualifies most people from using it
- why the exact same withdrawal rule everyone quotes can leave an early retiree completely out of luck
- the spending gap that barely matters at 65 but can derail everything if you retire at 48
- the one thing almost nobody gets right about how aggressive your portfolio should actually be
- the tax strategy window that's nearly impossible to use at 67, but wide open if you retire at 47
- why the real prize of early retirement was never actually the money
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Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.

The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.

Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements

Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.
Create Your Custom Strategy ⬇️

Get Started Here.

Join the new Root Collective HERE!