The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - security risks keep morphing via phone and/or account takeover attempts. Clark covers a specific threat targeting iPhone users and the simple fix, plus - the next generation of online security – Passkeys.


Clark Stinks: Segments 1 & 2

Prevent Hackers: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Buy Now, Pay Later: A Helpful Tool or a Debt Trap? - Clark Howard

Roth IRA Withdrawal Rules

What Is a Credit Union? - Clark Howard

Why Clark Howard Thinks You Need a Digital Passport

Best Free Password Managers: 10 Top Picks - Clark Howard

New Ways to Keep Your Online Accounts Safe

Military and Veterans Guide: Free Resources for Your Finances

Charitable Contributions Deduction: What It Is and How It Works

Understanding Donor-Advised Funds: Pros and Cons

Clark.com resources:

Episode transcripts


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Adjustable-rate mortgages (ARMs) are booming again, but Clark has a major warning: this "oldie but baddy" could be a financial time bomb. Clark breaks down why banks are pushing ARMs, who they actually work for (a narrow group indeed), and the "reset" risk that could cost you your home. Also, health insurance has become insanely expensive. Many Americans are skipping meals just to pay for healthcare. Clark discusses why catastrophic-only plans are a dangerous gamble and identifies the real culprit behind our skyrocketing medical bills.


 Danger: Adjustable Rate Mortgages: Segment 1

Ask Clark: Segment 2

High Deductible Health Plans: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Adjustable-Rate Mortgages Are Popular Again – Here’s Why You Need To Be Careful

NYTimes: A Third of Americans Have Cut Spending or Borrowed Money for Health Care

NYTimes: New A.C.A. Plans Could Increase Family Deductibles to $31,000

What Is an HSA Account and How Does It Work? - Clark Howard

How to Deal With Medical Debt - Clark Howard

Will Mark Cuban's Prescription Company Really Save You Money?

10 Ways To Save on Prescription Drugs - Clark Howard

Clark.com resources:

Episode transcripts


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Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

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The Hack That Turns Trump Accounts Into $3M Nest Eggs & Retire Sooner Method vs. FIRE

Wes Moss breaks down a powerful financial "hack" involving the new Trump Accounts that could change the trajectory of your family’s wealth forever. By shifting the conversation to a "Year 0" savings plan, parents and grandparents can use these accounts to kickstart a child's financial life from the day they are born. It’s a dramatic shift in how we think about retirement, proving that the one thing we can truly control is the amount of time we allow our money to grow. Also, Wes tackles the growing divide between the "Retire Sooner" method and the popular FIRE (Financial Independence, Retire Early) movement, which over half of Gen Z now claims to follow. While the FIRE movement often requires hyper-lean budgeting, high savings percentages, and extreme deprivation to retire by 40, Wes argues for a more realistic and sustainable approach.

Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the March 31, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.     

Note: Christa will be back on Ask an Advisor next week!

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!

Learn more about Wes: 


BOOKS BY WES MOSS  


Wes Moss, CFP® 

Wes Moss - Clark.com

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It’s always been important to monitor your credit reports, and now - more so. The number of inaccuracy complaints is up dramatically, and such mistakes can impede your ability to buy a home, get a car, or even land a job. Clark shares the latest research on how the bureaus are responding (or not) and offers direction for dealing with credit report errors. Also - Pressures in the chip industry have led to shortages and higher costs for smart phones. Should you upgrade now or wait?    

Credit Bureau Errors: Segment 1

Ask Clark: Segment 2

The Price Of New Cell Phones: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Report: Worst Credit Bureau for Resolving Errors (and How To Fight Back)


Experian and TransUnion Are Leaving More Mistakes on Credit Reports — ProPublica

Why You Need To Check Your Credit Report Today - Clark Howard

What Is a Good Credit Score? - Clark Howard

Clark Deals: Cell Phones & Smartphones Archives

5 Tax Scams You Need To Watch Out for in 2026 - Clark Howard

What's the Best Savings Account for a Teenager? - Clark Howard

What Brokerage Do You Recommend for First-Time Investors or Kids?

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - the American 401(k) is a tale of two economies. While the average balance grew by a staggering amount in 2025, more workers than ever are "raiding" their accounts to cover short-term needs. Our “Man From Roth” explains the best approach for maximizing your retirement investments, while minimizing future taxation.


Clark Stinks: Segments 1 & 2

401(k) Guidance: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Clark Deals - Today's Best Deals of the Day

5 Best Grocery Delivery Services - Clark Howard

My 7 Rules for Using Credit Cards - Clark Howard

Best Place To Sell Your Gold

What You Need To Know About the Fidelity Cash Management Account

5 Money Tips To Know Before You Travel Abroad - Clark Howard

10 Common Job Search Scams - Clark Howard

How to Get a Mortgage in 8 Steps - Clark Howard

Why Clark Howard Is Obsessed With Roth for Retirement Savings

What the Credit Card Companies Don't Want You To Know

Automatic Bill Pay: How It Works and How To Do It Safely

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices