07.09.25 Cruise Industry Update / Affordable Housing Solutions Are Out There
After the pandemic, the cruise industry came roaring back. But the tide is turning. Today - Clark smart direction for cruise travelers. Also, there are innovative methods of building much-needed housing in the U.S. awaiting wider adoption. Clark has an impressive case in point - courtesy of Brooklyn.
Cruise Update: Segment 1
Ask Clark: Segment 2
Affordable Housing: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why You Should Re-Shop Your Cruise
Booking a Cruise? Here Are 5 Ways To Do It for Less
Where You Should Never Buy Travel Insurance for a Cruise
The Only Way You Should Pay for a Cruise
How To Find Cheap Flights in 3 Easy Steps
5 Money Tips To Know Before You Travel Abroad
This Brooklyn apartment complex was built like a Lego set
Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels
Ask Clark: How Should I Replace My Prepaid Bluebird® American Express®?
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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07.08.25 Ask An Advisor With Wes Moss
Avoid This Potentially BIG Roth Blunder and 3 Keys to Happy Retirement Success
Don't make this potentially HUGE Roth mistake! Fiduciary financial advisor Wes Moss reveals a little-known rule about rolling over your Roth 401(k) into a Roth IRA that could cost you big. If you've only contributed to a Roth 401(k), you need to hear this to avoid a costly blunder with the 5-year rule. Also, Wes recently received a retirement love letter from a couple who are self-proclaimed “happiest retirees on the block.” He shares the letter and the big keys to happy retirement success.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 8, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: BOOKS BY WES MOSS / Wes Moss, CFP®
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07.07.25 Epidemic Of SCAMS On Social Media / Fight Health Insurance Denials
From influencers peddling goods to “finfluencers” employing bot farms to push fake posts about hot stocks - schemes and scams are rife on social media, and public users aren’t the ones getting rich. Also today, why you should never take a health insurance claim denial lying down! Clark explains the denial game, and how most of the time, filing an appeal works in your favor.
Social Media Scamdemic: Segment 1
Ask Clark: Segment 2
APPEAL Health Insurance Denials: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Meta Battles an ‘Epidemic of Scams’ as Criminals Flood Instagram, Facebook - WSJ
Tom’s Guide - The Oura ring just got a new rival
What Should You Do if Your Insurance Claim Is Denied?
No Surprises Act Consumer Advocate Toolkit
Health Insurance Archives - Clark Howard
Health Archives - Clark Howard
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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07.02.25 OK 401(k) / It’s A Large Small Business World
Today, Clark discusses a disturbing trend underway involving retirement accounts, and explains the best way to use a 401(k). Also, Clark explores the significance of small business in building wealth and influencing the overall economy, including the opportunities provided for workers now facing uncertainty.
Steady Retirement Saving: Segment 1
Ask Clark: Segment 2
Small Business: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark.com - INVEST & RETIRE
The Only Two Exceptions to Clark Howard's Annuity Rule
Immediate Payout Annuity: What Is It and Do You Need It?
How to Start Investing: 10 Steps for Beginners
3 Big Retirement Account Changes You Haven't Heard About
What Is a SEP IRA and Who Is Eligible?
What Is a Solo 401(k) and How Does It Work?
How To Buy Term Life Insurance in 7 Easy Steps
Homeowners Insurance Archives - Clark Howard
How to Shop for Lower Car Insurance
How To Send a ‘Drop Dead’ Letter to a Collection Agency
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Today - A Clark travel update about what the airlines are doing to get you to pay more for your tickets and what you can do about it. Also, Clark has talked about how the airlines and hotels continuously devalue their miles and points. Now the credit card industry is at it as well. It looks like credit card points are going the way of the airline frequent flyer miles
Airline Travel Update: Segment 1
Ask Clark: Segment 2
Travel Credit Card Points: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Thrifty Traveler - US Airlines Are Quietly Hitting Solo & Biz Travelers with Higher Fares
How To Find Cheap Flights in 3 Easy Steps / Are Airline Miles Worth It?
SeatGuru: Airline Seat Maps, Flights shopping and Flight information
GOING - Plan trips. Get alerts. Fly for less
Roth vs. Traditional 401(k): What's the Difference?
Citi Is Devaluing ThankYou Points: Will It Impact the Double Cash Card?
Best Airline Credit Cards for 2025: Are They Right For You?
Should I Keep My Old Car or Buy a New Car?
How To Sell Gift Cards Online for Cash
Best Places To Find Free E-Books
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
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