The Clark Howard Podcast

Tired of watching your auto and homeowners insurance premiums skyrocket? Good news: There are some simple ways to save money on both. The massive run-ups in auto insurance are finally slowing down, and there are concrete steps you can take right now to lower those bills without just shopping around.  Switching gears, Clark looks at a fascinating and hopeful trend highlighted by The Washington Post regarding how the next generation is fighting screen addiction. With reports showing that 50% of teens spend over four hours a day staring at their phones, a growing number of college students and campus leaders are fighting back. You may be inspired to unplug, step away from the digital noise, and build deeper connections with the people in your life.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 8, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark 

Lower Insurance Premiums: Segment 1

Ask Clark: Segment 2

Fight Screen Addiction: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

9 Easy Ways To Lower Your Home Insurance Premiums

Your Insurer Owes You a Discount for Taking a Defensive Driving Course in These States


Car Insurance Archives - Clark Howard


Why Clark Says Everyone Should Have a Dash Cam


Homeowners Insurance Archives - Clark Howard


Is a Safe Deposit Box Really Safe? - Clark Howard 

[The Washington Post] How college students are learning to socialize without cellphones


Best Low APR Credit Cards for Carrying a Balance - Clark Howard 


Capital One Venture X Rewards Credit Card: 6 Things To Know 

Clark.com resources:

Episode transcripts


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Friday - Clark Stinks day! Christa  shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also, are you blindly renewing your lease and paying more for rent every year? Stop! A massive boom in apartment construction across most of the country has officially flipped the script. It’s time to stop being passive and start letting the market work for you. Clark breaks down the exact strategy to slash your monthly housing costs.

All this and more on the June 5, 2026, episode of The Clark Howard Show.


Clark Stinks: Segments 1 & 2

Lower Rent: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Why Series I Savings Bonds Are a Good Deal Again


401(k) Loan Calculator - Clark Howard


Travel Insurance: What You Need To Know Before You Buy


How To Make Your Online Accounts Accessible When You Die

Best 529 College Savings Plans By State

Ask your landlord to lower your rent — now


4 Fastest Ways To Improve Your Credit - Clark Howard

Clark.com resources:

Episode transcripts


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Starting a business or a side hustle is easier than it used to be in terms of cost and technology. Is there an entrepreneur hiding inside you? While big corporations lay off loyal employees to please shareholders, nimble micro-businesses are thriving by doing things more efficiently. If you’re mid-career and sick of the corporate grind, Clark shares how you can mitigate your risk by starting a side hustle today that could become your full-time passion tomorrow.  Also, Clark dives into the $70 billion pool of unclaimed property waiting to be returned to everyday Americans. Know how to safely search public databases for free to see if you have funds lost in space - from old retirement plans, forgotten utility deposits, or insurance policies. In fact, a member of Clark's family recovered $10k this way! Learn how to navigate the documentation, avoid the scammers, and claim what is rightfully yours.

Plus, Lane (Clark’s wife!) shares your #AskClark questions and Clark gives his take. All this and more on the June 3, 2026, episode of The Clark Howard Show. Submit questions: Ask Clark

Startup: Segment 1

Ask Clark: Segment 2

Unclaimed Money: Segment 3

Ask Clark: Segment 4

Mentioned on the show:


Axios AM Deep Dive: Small biz revival    /   Go start a business


How to Start an LLC: A Step-by-Step Guide

EQUIFAX:  Employees - The Work Number


Growing Number of Unfixed Mistakes on Credit Reports

14 Prefab Tiny Houses That Are Actually Stylish and So Easy to Install


Unclaimed Money: How To Find and Claim Missing Funds for Free

How to handle unexpected calls about unclaimed funds

What Should I Do With My 401(k) at My Old Company? - Clark Howard

Search: Devices that detect hidden cameras and microphones

Do US Citizens Need a Visa for Europe? ETIAS is Coming in 2026


What is ETIAS–European Union / Apply for an electronic travel authorisation (ETA)

Clark.com resources:

Episode transcripts


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Should You Help Your Adult Kids Buy a House? & 5 Things You SHOULD Spend More On

Is helping your adult children buy a home a smart investment, or a threat to your retirement? In this episode, Wes Moss breaks down the harsh realities of today's housing market. With the median age of first-time homebuyers skyrocketing past 40 due to high prices and interest rates, more parents than ever are wondering if they should step in with down payment assistance. Wes shares the specific dollar amounts where helping your kids starts to negatively impact your happiness and retirement security, and why shifting your mindset from "spending" to "investing" changes the game.

Also, Wes shares the story of "Around-the-World Robin" to illustrate why we often feel financial guilt even when we are totally on track – and outlines the five things you should actually consider spending MORE money on to maximize your happiness.
Mentioned on the show: ROTH CONVERSION DECISION TREE

Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the June 2, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions: WesMoss.com/ask

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!

Learn more about Wes: 


BOOKS BY WES MOSS  


Wes Moss, CFP® 

Wes Moss - Clark.com

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Today - A warning about how much information you give an AI chatbot. Artificial intelligence tools like ChatGPT, Claude, and Gemini have made getting financial advice faster and easier than ever. But as the AI gold rush heats up, a massive privacy risk is emerging. Clark breaks down the critical things you should never tell an AI chatbot.  Also - The anatomy of a Ponzi scheme that RIPPED OFF $140 million from “investors.”  Clark covers two massive fraud cases—Drive Planning and First Liberty—which collectively defrauded thousands of investors out of hundreds of millions of dollars. When inflation or economic uncertainty makes us feel insecure about our money, we become susceptible to smooth pitches. Clark reminds us of the ultimate golden rule of investing: any time someone promises you "guaranteed" double-digit returns with zero risk, it is a lie. Learn how these schemes operate so you can spot the red flags, protect your hard-earned savings, and secure your financial future.

Plus, Lane (Clark’s wife!) shares your #AskClark questions and Clark gives his take. All this and more on the June 1, 2026, episode of The Clark Howard Show. Submit questions: Ask Clark

AI Privacy Risk: Segment 1

Ask Clark: Segment 2

Ponzi Schemes Steal Millions: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Don’t tell your AI chatbot these 5 things to keep your money safe 


Where Should You Keep Your Cash Reserve? - Clark Howard


6 Things To Know About Series I Savings Bonds - Clark Howard

How To Open a Roth IRA


Anatomy of a Ponzi scheme


How to Teach Young Kids About Money - Clark Howard

How I Set My Teens Up for Retirement in 5 Minutes


What Brokerage Do You Recommend for First-Time Investors or Kids?

How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

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