The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Amid the steady parade of layoff announcements Clark offers some perspective on today’s job market, a prediction for the spring hiring season, and strategy for moving forward. 


Clark Stinks: Segments 1 & 2

Job Market Prediction: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

When Is the Best Time To Collect Social Security? - Clark Howard

Why Clark Howard Says It Isn't a Good Time To Become a Landlord

How to Freeze Your Child's Credit - Clark Howard

Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly?

What Is an ABLE Account? - Clark Howard

Best Auto Insurance Companies and Some of the Worst

Are Solar Panels Worth it? 3 Things To Consider

Clark Howard’s Digital Wallet Strategy

Jobs Archives - Clark Howard

Clark Howard’s Job Market Prediction in 2026

What to Do When You're Being Harassed About an Old "Zombie Debt"

This Device Can Help You Avoid an Annoying Car Rental Fee

FasTrak throughout California

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s tax season - and many Americans are going to receive higher than expected refunds. Guess what Clark wants you to do with extra money? And what about your withholding for this year? Also today,  more clarity on Trump accounts. While the federal government is seeding these accounts with $1,000 for newborns, proceed with caution. Clark tells you how these work, who benefits, and who does not.

Tax Refunds & Withholding: Segment 1

Ask Clark: Segment 2

Trump Accounts: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

4 Reasons Why This Is the Best Time of the Year To File Your Taxes

Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard

Is One Medical Membership for Prime Members Better Than a Health Concierge?


Direct Primary Care: A new solution for rising health care costs?

Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%?

Roth vs. Traditional 401(k): What's the Difference? - Clark Howard

Trump Accounts: What You Need To Know

Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans

Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later?

BBB-File a Complaint

5 Best Places To Buy Pet Medicines - Clark Howard

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Everything Still Feels Expensive & Growth vs. Value Stocks: Which Is Best?

Is inflation going away? The reality is that while the rate of change might slow down to 2% or 3%, the cumulative "stacking" of past inflation remains, leaving consumers anchored to old prices while fighting for higher wages. Wes Moss explores why we can’t afford to get complacent and how this cycle is exactly why we invest in the first place. Also, Wes peels back the layers of the market to examine the two main "flavors" of investing: Growth vs. Value. Using the analogy of apples, Wes breaks down the fundamental differences between the fast-moving, low-dividend world of Growth stocks (like Amazon) and the mature, dividend-heavy world of Value stocks. Which fits best in your portfolio?

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes: 


BOOKS BY WES MOSS  


Wes Moss, CFP® 

Wes Moss - Clark.com

Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

Significant numbers of both chain and independent restaurant closures are happening around the country now, and with that - Clark has a dinner bell warning for you.  Also - As fierce winter storms ravage regions of the country with lengthy power outages,  new tech is ushering in the rise of affordable home battery backups. 

Got Restaurant Gift Cards?: Segment 1

Ask Clark: Segment 2

Home Battery Backup Power: Segment 3

Ask Clark: Segment 4

Mentioned on the show:


⁠Why You Need To Use Your Gift Cards ASAP

Why You Need To Print Out Your Online Billing Statements

7 Things To Know Before You Use Zelle - Clark Howard

What Can I Safely Use for Peer-to-Peer Payments? - Clark Howard

WSJ: Why I’m Getting a Home Battery Backup Before the Next Outage

How To Open a Roth IRA

Travel Alert: Requirement for UK Travelers

Scams and Your Small Business: A Guide for Business

Cheapest Way to Rent a Car: Expert Tips - Clark Howard

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, Clark shares housing market predictions through the rest of 2026 and why he considers this a “transition year” in housing. 


Clark Stinks: Segments 1 & 2


Housing Market Update: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

9 Free Federal and State Tax Filing Services for 2026 - Clark Howard

Free File Fillable Forms | Internal Revenue Service

Is Annual Travel Insurance Worth It? - Clark Howard

Clark Howard and the Prostate Cancer Foundation

Target Date Funds: Clark Howard's Favorite Retirement Investment

Should You Allow Your Auto Insurance To Monitor Your Driving?

Pay-Per-Mile Insurance: Is It Worth It? - Clark Howard

What To Do BEFORE Your CD Expires - Clark Howard

The Math On When You Break Even With Social Security

What Will Happen to Housing Prices in 2026?

Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For

What Is Umbrella Insurance and Do You Need It? - Clark Howard

The Best International Phone Plans - Clark Howard

Using Cellular Data Internationally: Buying a Local SIM Card

3 Reasons You Should Never Book a Nonrefundable Hotel Room

5 Things You Should Re-Shop To Save Money - Clark Howard

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices