11.24.25 Spotlight: Warehouse Clubs / Scam Prevention Team Work
We’re starting out this holiday week talking about one of Clark’s great loves - warehouse clubs. Clark discusses how the warehouse club business model works to offer consumers lower prices & how the big three are dominating sales. Also - With AI perfecting voice cloning and all types of scams in general, there’s now a necessary step for every family to take to protect each other and help prevent scams.
The Warehouse Club Advantage: Segment 1
Ask Clark: Segment 2
Your Family Code Word: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Costco vs. Sam’s Club vs. BJ’s Wholesale: Which Is Best?
Warehouse Clubs Archives - Clark Howard
Automatic Bill Pay: How It Works and How To Do It Safely
How Long Will It Take for My Credit Score To Go Up if I Missed a Payment?
Why Every Family Needs a Code Word - WSJ
Is It Ever OK To Co-Sign a Loan With a Family Member?
Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards
Clark.com resources:
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
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28:46
11.21.25 Clark Answers His Critics on Clark Stinks / Auto Theft: Is Your Car A Target?
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, auto thefts are down, but some vehicles are bigger targets for theft than others - and they’re probably not the models you’d expect. Do you have a car that is more likely to be stolen?
Clark Stinks: Segments 1 & 2
Prevent Auto Theft: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Should I Ditch My Southwest Airlines Credit Card?
Best Airline Credit Cards for 2025: Are They Right For You?
OnePay CashRewards Card: Is the New Walmart Credit Card Worth It?
What Is an HSA Account and How Does It Work?
CarBuzz: Hyundai And Kia Top A List They Really Don't Want To
Going to college: Your guide to campus life and money
How To Transfer IRA Funds to an HSA
Clark.com resources:
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
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28:21
11.19.25 Save More On Thanksgiving / The Clark Smart Way To Shop Online
Thanksgiving is upon us and the expense can get crazy. Clark shares ways to spend less on the family feast. Later - you may be charged more when purchasing online because of the WAY you shop, among other factors. How do you know you’re getting the best price? Clark explains “surveillance pricing” and money saving tricks of the trade. Plus, at the very end of the podcast Clark has an important tip for Medicare Advantage plan holders.
Save On Thanksgiving Dinner: Segment 1
Ask Clark: Segment 2
Savvy Shopping Online: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Aldi's Thanksgiving dinner is just $4 per person
The Best Deals of Aldi's Middle Aisle in November
#1 Way To Protect Yourself From Credit Card Skimmers
Is a HELOC a Good Idea? The Simple Answer
How To Get the Best Price Possible Shopping Online
Secret Pricing Tricks Companies Don’t Want You To Know
How To Use Camelcamelcamel
Clark Deals - Laptops
Booking a Cruise? Here Are 5 Ways To Do It for Less
Don’t miss out on the early Christmas gift from your Insurance Company when your Medicare Advantage (MA) plan gets canceled.
Clark.com resources:
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
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29:50
11.18.25 Ask An Advisor With Wes Moss
The Ultimate Inheritance for Your Kids and Will AI Actually Create More Jobs?
In this episode, Wes Moss shares the real-life story of a couple who is wrestling with the common parental dilemma of whether to pay off their son's significant student debt. While the urge to help is strong, Wes breaks down the financial reality, explaining why protecting your own retirement is actually the greatest act of love and generational generosity you can give your kids. Also, Wes shifts gears to the economy, diving into the fear that AI is taking all the jobs. Drawing on a comprehensive World Economic Forum report, he offers a surprisingly optimistic outlook: while some existing jobs will be displaced, the creation of an estimated 170 million new jobs globally will result in a substantial net gain.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 18, 2025, Ask an Advisor episode of the Clark Howard podcast.. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!
Learn more about Wes:
BOOKS BY WES MOSS
Wes Moss, CFP®
Wes Moss - Clark.com
Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
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38:40
11.17.25 Charity Season Guidelines / Quick Serve Value Wars
We are in the height of the charitable solicitation season. How do you know what charities are going to use your money in a responsible way? Clark has some guidance for making sure your charity counts. Also, there are value wars happening in the food world that can help you spend less - IF you know how to find the deals.
Holiday Giving: Segment 1
Ask Clark: Segment 2
Fast-Food Value Wars: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Choose the Best Charities for Your Donations - Clark.com
Before you donate, find out where the money is going
Homeowners Insurance Archives - Clark Howard
Axios: The value wars are back as big brands cut prices amid tariffs
Should You Ever Buy Travel Medical Insurance?
Is Annual Travel Insurance Worth It?
Is Chase Sapphire Reserve® Worth It?
What's the Total Value of All the Chase Sapphire Reserve® Perks?
Clark.com resources:
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
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