The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Scam artists are getting more sophisticated and they’re targeting your retirement funds. Clark explains this digital crime wave and how fraudsters are using sophisticated tools & tricks to get into your accounts. The first step in protecting your money is being aware of some of the latest techniques these criminals use. 


Clark Stinks: Segments 1 & 2

Scam Vigilance: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

5 Best Robo-Advisors - Clark Howard

When Is the Best Time To Collect Social Security? - Clark Howard

Term Life vs. Whole Life Insurance: Understanding the Difference

How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard

thestreet: Vanguard warns fraud is quietly draining retirements now

Protect Your Rights & Identity Archives - Clark Howard

How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

Virtual Credit Cards: An Online Security Measure Worth Taking?

Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

Today - if you’ve been planning summer travel, you may have sticker shock from hotel & airfare costs. Travel inflation is real, so it pays to know Clark’s  "Golden Rules" for booking to ensure you don't overpay. Also, Clark discusses the growing movement to ban cell phones in schools, restaurants, and concert venues. Some businesses and artists are jumping on the cell phone BAN-wagon. 

Flight & Hotel Booking: Segment 1

Ask Clark: Segment 2

Cell Phone Bans: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Follow Clark Howard's #1 Rule To Travel Cheap

Hopper | Book Hotels, Flights, Car Rentals & More

How To Pack a Carry-On the Right Way - Clark Howard

Protect Your Identity Archives - Clark Howard

Why You Need To Lock Your Brokerage Account Today


How To Find and Choose a Financial Advisor

Which Documents Should You Keep and for How Long?

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

Young Investors Are Taking Big Risks & Costly Pension Mistake

Are you feeling financially behind? You aren’t alone. Wes Moss reveals that a staggering 73% of Americans feel like they are losing the financial race — and why the "solution" many are turning to is actually a dangerous trap. Wes explains how to leverage your greatest asset to build real, lasting wealth through patient accumulation. Also, Wes tackles the "Pot of Gold" syndrome that haunts retirees. A study from MetLife shows that one in five Americans who receive a pension lump sum run out of that money in an average of just four years. Learn how to protect your future by turning a one-time lump sum into a permanent stream of financial freedom.

Mentioned on the show: How To Turn Part of Your Nest Egg Into a Pension

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 7, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. 

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!

Learn more about Wes: 


BOOKS BY WES MOSS  


Wes Moss, CFP® 

Wes Moss - Clark.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investing has never been cheaper - or more expensive - depending on where you choose to grow your money. What to know to be a Clark Smart investor. Also - Should you use ChatGPT Health? While AI is revolutionizing medical research and helping patients find specialized care - this all comes with a warning. 

Investing Expenses: Segment 1

Ask Clark: Segment 2

AI & Health Monitoring : Segment 3

Ask Clark: Segment 4

Mentioned on the show:


Best Investment Companies for Investors in 2026 - Clark Howard

What Fee Percentage Is Too High for Your Investments?

What Brokerage Do You Recommend for First-Time Investors or Kids?

Barrons: Commission-Free Annuities Are on the March. When They Make Sense.

How To Find and Choose a Financial Advisor

How To Roll Over U.S. Savings Bonds Into a 529 Plan

Best Term Life Insurance Companies, Plans & Coverage

AMEX - What is Send & Split?

WPost- I let ChatGPT analyze a decade of my Apple Watch data. Then I called my doctor.

Kardia Mobile EKG Monitor

The Cheapest Grocery Stores - Clark Howard

Best 529 College Savings Plans By State

Where Should I Set Up My Health Savings Account (HSA)?

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - security risks keep morphing via phone and/or account takeover attempts. Clark covers a specific threat targeting iPhone users and the simple fix, plus - the next generation of online security – Passkeys.


Clark Stinks: Segments 1 & 2

Prevent Hackers: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Buy Now, Pay Later: A Helpful Tool or a Debt Trap? - Clark Howard

Roth IRA Withdrawal Rules

What Is a Credit Union? - Clark Howard

Why Clark Howard Thinks You Need a Digital Passport

Best Free Password Managers: 10 Top Picks - Clark Howard

New Ways to Keep Your Online Accounts Safe

Military and Veterans Guide: Free Resources for Your Finances

Charitable Contributions Deduction: What It Is and How It Works

Understanding Donor-Advised Funds: Pros and Cons

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices