The Clark Howard Podcast

Valentine’s Day approaches. What can spoil the romance in any relationship? Fighting over money. Clark emphasizes the importance of ongoing "low-voltage" conversations around financial goals.   Also - What paperwork should you hang onto and for how long? Clark’s guide provides a clear strategy for organizing your financial life and protecting your assets.

Couples & Money: Segment 1

Ask Clark: Segment 2

Record Keeping: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

14 Ways to Save on Valentine's Day

Clark Howard's 5 Money Tips for Couples

What Is Umbrella Insurance and Do You Need It?

7 Most Common Financial Regrets

Which Documents Should You Keep and for How Long?

Amortization Calculator and Schedule - Clark Howard

How Can I Fight an Unfair Rental Car Charge?

Why Clark Howard Refuses To Rent a Car From Hertz

BBB-File a Complaint

Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card: Which Travel Card Is Best For You?

5 Things to Know About the Costco Car Rental Program

Car Rental Insurance: Everything You Need To Know

Credit Card Car Rental Insurance: What You Need To Know

Clark.com resources:

Episode transcripts


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Dollar vs. Gold: Why You Don’t Need To Panic & #1 Retirement Fear (and Ways To Let It Go)

While recent headlines might suggest the dollar is "plunging" as gold and silver prices soar, Wes Moss provides a grounded perspective on why the decline, while significant, is still well within historical ranges, and why he believes our economy is still strong. Also, Wes dives into the top fear facing Americans: the fear of running out of money in retirement. As humans, we are wired to prioritize protection and survival, but letting this fear dictate your financial strategy can be counterproductive. Wes breaks down the research behind this common anxiety and introduces five actionable steps designed to eliminate financial dread and help you regain confidence in your long-term plan.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!

Learn more about Wes: 


BOOKS BY WES MOSS  


Wes Moss, CFP® 

Wes Moss - Clark.com

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If you’re feeling stuck in your career and/or housing situation, Clark shares something important to consider. With housing inventory rising in nearly 20 states and more affordable markets opening up in the American heartland, being open and flexible to moving your zip code might be the key to unlocking both homeownership and professional opportunity. Also, using the latest data, Clark breaks down the fastest-growing occupations for the next decade.

Homeownership & Relocation: Segment 1

Ask Clark: Segment 2

Fastest Growing Jobs: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Americans Are Looking to the Midwest to Find Affordability

Housing markets where power is shifting the most toward buyers heading into 2026

My 7 Rules for Using Credit Cards - Clark Howard

What Is Umbrella Insurance and Do You Need It?

Why You Need To Shop Your Auto Insurance ASAP

Report: 15 Fastest-Growing Jobs for the Next Decade

5 Steps To Getting a Good Deal on a Hotel Room

Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly?

Clark.com resources:

Episode transcripts


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Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

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Friday normally brings a ripe episode of Clark Stinks but today Clark has an update for potential car buyers.  While the cost of automobiles has been soaring, Clark reveals a surprising counterpoint: a selection of reliable, more affordable vehicles. Also in the interest of affordability, travel can easily be too costly. But there’s an often overlooked option that could help you save on spring break or a summer getaway.

(Note: Clark Stinks will be back next week!).      

Affordable Vehicles: Segment 1

Ask Clark: Segment 2

Affordable Vacations: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

qz: The 10 best cheap new cars, according to Consumer Reports

Carscoops: Nobody Wants These 2024 Models And Dealers Are Drowning In Inventory

Carvana sold its first used car in Atlanta. Now it’s selling new cars.

How to Buy a New Car in 5 Steps

Odometer Rollback Is On The Rise

National Association of State Parks - Locate a Park

Is Annual Travel Insurance Worth It?

Travel Insurance Checklist: 5 Types of Coverage To Consider


Clark.com - Invest & Retire⁠   /   ⁠Retirement Calculator⁠

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

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Many young adults recognize the value of early saving and investing long-term. But with 61% of this age group now trusting social media "finfluencers" for investing tips, it’s more important than ever to distinguish between sound financial advice and sales pitches pushing “get rich” ripoffs and worse - conflating gambling with real investing.  Also today - Clark shares a recent story of a retired lawyer who lost $85,000 to scammers posing as Microsoft security, only to have his bank deny a refund. Con artists continue their rampant looting unabated, with ever increasing sophistication, and no one is immune. BUT, there are tells.  Learn their method of operation, how to verify account activity on your own terms, and how to protect your "keys to the kingdom" from the criminals leveraging your data against you.

Finfluencers Vs The Real Thing: Segment 1

Ask Clark: Segment 2

Block The Con Job: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

WPost- 61% of young adults trust social media investing tips. Should they?

Ivestopedia - Investing: An Introduction


Clark.com - Invest & Retire   /   Retirement Calculator

What's the Best Savings Account for a Teenager?


How To Open a Roth IRA

Target Date Funds: Clark Howard's Favorite Retirement Investment

Stock Analysis - Free Online Stock Information for Investors

NYTimes: Tech Support Scammers Stole $85,000 From Him. His Bank Declined to Refund Him.

Clark Howard's Take on the Chase Sapphire Reserve® Changes

Should I Ditch My Southwest Airlines Credit Card?

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

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