Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empo...
04.02.25 Home Insurance - New Considerations / Caution: Meme Coins & Crypto
Today Clark goes back to basics on homeowner’s insurance as rates continue to rise around the country, including 2 common mistakes to avoid, and specific advice for those thinking of moving. Also in this episode - eyes wide open on meme coins and crypto. There are lots of people pitching these as “alternative investments” to the stock market. Get Clark’s take on how to approach the hype.
Homeowner’s Insurance: Segment 1
Ask Clark: Segment 2
Clark On Crypto: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Housing market map: How much home insurance is expected to rise by 2055
Best and Worst Homeowners Insurance Companies
How Much Homeowners Insurance Do I Need?
5 Reasons Why Your Home Insurance Will Cancel You as a Customer
Credit Karma Review: Free Credit Score and More at Your Fingertips
Warning: How You Should NOT Buy Gold
Limited Purpose Flexible Spending Account (LP-FSA) Guide
What Is an HSA Account and How Does It Work?
Legit Online Surveys for Money: What I Earned
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
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30:26
04.01.25 Ask An Advisor With Wes Moss
Should You Withdraw 5% From Retirement Accounts? and How Corrections Impact the Market
If you think about the most important fundamental in retirement planning, it’s determining the amount of money we can withdraw and still not run out. Fiduciary financial advisor Wes Moss discusses the longstanding 4% rule and runs the numbers on the probability of running out of savings if you bump it to a 5% withdrawal rate – or more. Also, it’s never fun to watch our portfolios drop. Wes walks us through historical corrections and why we shouldn't panic.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 1, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:
clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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41:45
03.31.25 Who Administers Your Retirement Account? / What Happened To Southwest Airlines?
When it comes to retirement accounts, where they’re held is all important and can make a huge difference later in life. Clark explains why knowing your fees is a financial must - and what to look for. Also today, Clark faces the changes at his favorite airline. It’s time to talk about Southwest.
Retirement Account Fees: Segment 1
Ask Clark: Segment 2
Heartbreaker Southwest: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Fee Level Does Clark Consider Acceptable For a Company 401(k)?
401k Fees: How Much is Too Much?
Why You Need To Know Your Company 401(k) Fees
Roth vs. Traditional 401(k): What's the Difference?
What Is an Annuity, and Why Does Clark Think They Stink?
The Only Two Exceptions to Clark Howard's Annuity Rule
Budgeting - Clark.com
Big Changes Are Coming To Southwest Airlines Customers
Should You Cancel Your Southwest Airlines Credit Card?
Clark Howard's 4 Travel Rules You Should Follow Right Now
How To Save on Travel With Google Flights
PAXCESS™ | PAXLOVID™
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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34:22
03.28.25 Clark Answers His Critics on Clark Stinks / Recession: Potential & Preparation
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark addresses concerns about a potential recession, and how to prepare for that possibility.
Clark Stinks: Segments 1 & 2
Recession Preparedness: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Cheapest Way to Rent a Car: Expert Tips
Why You Should Never Prepay for a Rental Car
How To Sell, Cancel or Get Rid of Your Timeshare
Why Vacation Clubs Are Even Worse Than Timeshares
Consumer Angst Is Striking All Income Levels - The Wall Street Journal.
Avoid Porch Pirates With Delivery Options From Amazon, UPS, FedEx & USPS
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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38:14
03.26.25 Top SCAMS / Again With The Gift Cards
One topic that never goes away are the scams criminals constantly come up with to part you from your money. Clark shares a list of the top scams to look out for today - and a new way for Android users to protect themselves. Another chronic problem - gift cards. Clark provides yet another reason gift cards are fool’s gold.
Top SCAMS: Segment 1
Ask Clark: Segment 2
The Gift Card Hatin’ Club: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Top scams of 2024
Google takes the battle to scammers with a groundbreaking feature for Android & Pixel phones
What Is a Solo 401(k) and How Does It Work?
How Should I Handle Car Insurance for My Teenage Driver?
What Is Umbrella Insurance and Do You Need It?
Walmart+ Membership Program: 4 Things To Know
National Academy of Elder Law Attorneys Home NAELA
Why It's More Important Than Ever To Have an Emergency Fund
The Best Time and Place To Buy a TV
The best deals on TVs available now
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.