The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - the American 401(k) is a tale of two economies. While the average balance grew by a staggering amount in 2025, more workers than ever are "raiding" their accounts to cover short-term needs. Our “Man From Roth” explains the best approach for maximizing your retirement investments, while minimizing future taxation.


Clark Stinks: Segments 1 & 2

401(k) Guidance: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Clark Deals - Today's Best Deals of the Day

5 Best Grocery Delivery Services - Clark Howard

My 7 Rules for Using Credit Cards - Clark Howard

Best Place To Sell Your Gold

What You Need To Know About the Fidelity Cash Management Account

5 Money Tips To Know Before You Travel Abroad - Clark Howard

10 Common Job Search Scams - Clark Howard

How to Get a Mortgage in 8 Steps - Clark Howard

Why Clark Howard Is Obsessed With Roth for Retirement Savings

What the Credit Card Companies Don't Want You To Know

Automatic Bill Pay: How It Works and How To Do It Safely

Clark.com resources:

Episode transcripts


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Think your home is private? Think again. Clark discusses the rise of insurance companies using drones, satellite data & AI to inspect property – and make replacement demands based on what could be bad data. Also today - Retailers are responding to today’s marketplace with different prices for different customers. Companies of all types are targeting two extremes: the big spenders and the budget-conscious. Clark explains how to navigate these "price buckets" to make sure you aren't overpaying.

 Home Insurance Spy Tech: Segment 1

Ask Clark: Segment 2

K-Economy Pricing Patterns: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

The US Sun: Homeowner hit with $20k bill after State Farm secretly inspected roof by drone

Homeowners Insurance Archives - Clark Howard

What Is an ABLE Account? - Clark Howard

Subscription Services: Why Canceling Is So Hard (and a Solution)

BBB-File a Complaint

AT&T rolls out new pricing

YouTube TV drops 12 new offers to retain subscribers  - TheStreet

Best Credit Card Sign-up Bonuses

Clark.com resources:

Episode transcripts


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Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

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Clark + Wes: Investing During Global Conflict & Sneaky Risks of Private Credit

Is the conflict in the Middle East about to tank your investments? Money experts Clark Howard and Wes Moss sit down for a special "Ask an Advisor" segment to discuss oil prices, the economy, travel price predictions, and most importantly, what to do when the state of the world is making you nervous about your investments. In the second half, Clark and Wes explain the difference between private equity & private credit, and share a major warning about private credit. They break down why "12% yields" are often a trap and how to protect your portfolio from the latest "story investments."

Mentioned on the show:

What Happens to the Stock Market When Oil Prices Spike?

What To Do When the State of the World Is Making You Nervous About Your Investments

Investing Rule: You Can't Predict (So Stop Trying) - Clark Howard

How Psychology Can Make or Break Your Portfolio


How To Find and Choose a Financial Advisor  /  Best Financial Advisors

All this and more on the March 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!

Learn more about Wes: 


BOOKS BY WES MOSS  


Wes Moss, CFP® 

Wes Moss - Clark.com

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There are ways to combat the runup in gas prices right now. Clark shares a smart strategy to help stretch your gas money, and explains why used EVs are a bargain for the right driver. Also, are you tired of being ripped off by printer ink? Clark breaks down the "cheap printer, expensive ink" trap and reveals smarter ways to save.

SPEND LESS On Gasoline: Segment 1

Ask Clark: Segment 2

Avoid Printer Ink Rip-Offs: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Clark Howard's 'Half-Tank' Strategy To Save on Gas

How To Save Money on Gas: 23 Ways - Clark Howard

How long do electric vehicle batteries actually last?

BYD just killed your EV argument with a battery that competes with gas engines

The Best Car-Buying Services - Clark Howard

Report: Best Used Cars for the Money - Clark Howard

6 Things To Know Before You Buy Gas at Costco Wholesale

Where To Buy the Best Cheap Printer - Clark Howard

Best Term Life Insurance Companies, Plans & Coverage

How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard

National Academy of Elder Law Attorneys Home NAELA

Clark.com resources:

Episode transcripts


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Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Is booking travel a smart idea right now? Airfares are surging with the price of jet fuel since hostilities began. Clark shares smart strategies to help you book for less.


Clark Stinks: Segments 1 & 2

Flight Booking Strategy: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

How To Find Tuition-Free Colleges: Schools That Offer Free Tuition

Capital One Venture X Rewards Credit Card: 6 Things To Know

How To Get a Gym Membership for Practically Free - Clark Howard

How To Find the Best Deal on Cheap Internet Service in 4 Steps

Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet

The American Community Survey: Is It Legitimate and Do You Have To Answer?


4 Ways To Fight Sky-High Airfares This Summer

How the Iran war is disrupting air travel -- and advice if you're planning a trip

Travelers stranded by war learn insurance won't cover flight cancellations

Travel Insurance: What You Need To Know Before You Buy

Cancel for Any Reason Trip Insurance: Should You Buy It?

Warning: Do NOT Trust Hotel Brand Names - Clark Howard

BBB-File a Complaint

How to avoid scams while applying for ESTA

Get an electronic travel authorisation (ETA) to visit the UK

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices