22 | How much should I invest in Life settlements?
How much of your portfolio should go into life settlements and other alternative investments?In this episode of Truly Diversified, retirement strategist Ben Mohr breaks down his simple and effective 70/20/10 rule for smart portfolio allocation. He explains why most investors are overexposed to the stock market, how to think differently about diversification, and where alternative assets like life settlements fit into the bigger picture.You’ll learn how to balance market opportunities with predictable income streams, and how even 5–10% of your portfolio in life settlements can deliver competitive returns—without stock market risk or outside influences from politics, inflation, or global events.Timestamped Highlights[00:00] – The question every investor asks: “How much should I invest?”[00:00:45] – Why alternatives make people nervous and why they shouldn’t[00:01:21] – How traditional advisors make money through AUM fees[00:02:00] – What “decent returns without stock market risk” really means[00:03:49] – Why diversification inside the market isn’t true diversification[00:04:54] – The 70/20/10 rule: market, safe money, and alternatives[00:06:00] – What a safe money bucket looks like and the only annuity Ben recommends[00:08:00] – Turning part of your IRA into a personal pension plan[00:11:13] – Why safe money isn’t sexy but helps you sleep at night[00:11:50] – The 10% alternative bucket: life settlements explained[00:12:57] – Real payout examples: 10%, 12%, and 20% APRs from life settlements[00:14:20] – Why Ben starts clients at just 5% and never takes more than 10% total[00:16:00] – The key question: “Where is your worst-performing 10%?”Mentioned ResourcesEquity Life LLC payout case study (20% APR)Rule of 72 for compounding returnsFixed Indexed Annuity with Income Rider explanationImportant LinksBook a call to speak with Ben: https://rebrand.ly/life-asset-consult Watch our webinar (no opt-in): https://rebrand.ly/ben-mohr-56b45e Grab our ebook here (no opt-in): https://rebrand.ly/life-asset-ebook Truly Diversified is an original podcast brought to you by Ben Mohr and Podcast Your Brand. Production and editing by Podcast Your Brand.
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21 | Answering Those Tough Questions: The Truth About Longevity and Risk
What really happens if everyone lives to 150 or if your insurance carrier suddenly disappears?In this episode of Truly Diversified, retirement strategist Ben Mohr takes on two of the most common (and misunderstood) questions he hears at investor dinners: longevity risk and carrier stability. Drawing on decades of experience in the life settlements industry, Ben explains why both fears are statistically unrealistic and how data, history, and logic prove it.He walks listeners through real-world probabilities versus possibilities, how A-rated insurance carriers like New York Life are financially stronger than most major banks, and why the “what if” scenarios that worry new investors rarely play out in reality.If you’ve ever wondered how life settlements really work behind the scenes, this episode clears the air. Press play now to hear Ben’s straightforward answers to the most common fears about life settlements and find out why probability, not possibility, drives real investment success.Timestamped Highlights[00:00] – What a life settlement is—and why Warren Buffett buys them[00:02:30] – The dinner seminar that sparked this conversation[00:03:50] – “What if everyone lives to 150?” The truth behind longevity risk[00:05:20] – Why unhealthy policyholders change the math entirely[00:07:00] – Understanding probabilities versus possibilities in investing[00:10:00] – Real data: hundreds of policies, zero reaching age 100[00:13:21] – The second big question: what if an insurance carrier fails?[00:15:09] – How insurance companies make money (and why they’re so stable)[00:16:40] – Why A-rated carriers like New York Life are worth more than big banks[00:18:45] – If New York Life ever failed, your stock portfolio would already be crushed[00:20:30] – Ben’s reassuring answer: what’s possible vs. what’s probableMentioned ResourcesLife expectancy reports and medical underwritingNew York LifeU.S. Treasury bonds and corporate bond investmentsHistorical data on insurance carrier stabilityImportant LinksBook a call to speak with Ben: https://rebrand.ly/life-asset-consult Watch our webinar (no opt-in): https://rebrand.ly/ben-mohr-56b45e Grab our ebook here (no opt-in): https://rebrand.ly/life-asset-ebook Truly Diversified is an original podcast brought to you by Ben Mohr and Podcast Your Brand. Production and editing by Podcast Your Brand.
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20 | Think Before You Click: Warning to Smart Investors
What if the “next big investment opportunity” in your feed is nothing more than a cleverly packaged scam?In this episode of Truly Diversified, retirement strategist Ben Mohr exposes the alarming rise of fake investment companies on social media and the shocking claims they’re making to attract unsuspecting investors. From “crypto funds” promising 7% a month to “40-year track records” built on someone’s dad’s real estate license, Ben breaks down exactly how to spot a scam before it costs you your retirement savings.He also reveals what a real proven track record looks like, shares red flags every investor should watch for, and explains why life settlements remain one of the few alternative investments with verifiable results and transparency.Press play now to hear Ben’s unfiltered breakdown of the biggest social media scams and learn how to protect your portfolio from frauds posing as “alternative investments.”Mentioned ResourcesCalifornia Guaranteed Health and Life Association ActU.S. Treasury Notes & FDIC-insured CDsImportant LinksBook a call to speak with Ben: https://rebrand.ly/life-asset-consult Watch our webinar (no opt-in): https://rebrand.ly/ben-mohr-56b45e Grab our ebook here (no opt-in): https://rebrand.ly/life-asset-ebook Truly Diversified is an original podcast brought to you by Ben Mohr and Podcast Your Brand. Production and editing by Podcast Your Brand.
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19 | The Truth About “Too Good to Be True” Investments
Is investing in life settlements really “too good to be true”?In this episode of Truly Diversified, retirement strategist Ben Mohr tackles the #1 question skeptics ask: how is this even legal, and why haven’t I heard of it before? He breaks down exactly how life settlements work, why premiums drive policyholders to sell, and how average investors can now access a strategy once reserved for the ultra-wealthy.Ben also explains the landmark Supreme Court ruling that makes it possible, the guardrails that protect investors, and why diversification across multiple policies is the real key to returns. If you’ve ever dismissed life settlements as a scam or myth, this episode will change how you see alternative investing forever.Press play now to hear why life settlements aren’t “too good to be true” and how this overlooked strategy could change the way you think about investing.Mentioned ResourcesSupreme Court case Grigsby v. Russell (1911)Study by the London School of Business on life settlement returnsEducational brochures, eBook, and webinar via Life Asset’s LinkTreeImportant LinksBook a call to speak with Ben: https://rebrand.ly/life-asset-consult Watch our webinar (no opt-in): https://rebrand.ly/ben-mohr-56b45e Grab our ebook here (no opt-in): https://rebrand.ly/life-asset-ebookTruly Diversified is an original podcast brought to you by Ben Mohr and Podcast Your Brand. Production and editing by Podcast Your Brand.
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18 | The Surprising Truth About Life Expectancy Reports
How do you really know if a life settlement is a solid investment… or a ticking time bomb?In this episode of Truly Diversified, retirement strategist Ben Mohr pulls back the curtain on one of the most misunderstood parts of life settlements: life expectancy reports. These detailed medical reviews are the backbone of every policy purchase, yet most investors have no idea how they work or why they matter so much.Ben walks you through the science, the screening, and the surprising insights that determine whether a policy makes the cut. If you’ve ever wondered how professionals forecast outcomes with such precision, this is the episode you cannot miss.Listen now to avoid costly mistakes, gain insider knowledge, and discover the exclusive process the ultra-wealthy have relied on for decades but almost nobody talks about.Mentioned ResourcesEducational brochures, eBook, and webinar via Life Asset’s LinkTreeImportant LinksBook a call to speak with Ben: https://rebrand.ly/life-asset-consult Watch our webinar (no opt-in): https://rebrand.ly/ben-mohr-56b45e Grab our ebook here (no opt-in): https://rebrand.ly/life-asset-ebook Truly Diversified is an original podcast brought to you by Ben Mohr and Podcast Your Brand. Production and editing by Podcast Your Brand.
Welcome to Truly Diversified. The podcast show for smart investors who refuse to settle for Wall Street’s one-size-fits-all playbook.
Hosted by Ben Mohr, a retirement strategist with nearly two decades of experience, this podcast pulls back the curtain on how the ultra-wealthy actually build and protect their wealth.
From life settlements to alternative investments that hedge against volatility, Ben breaks down the strategies that offer true diversification beyond just stocks and bonds.
So if you're ready to think differently, protect your retirement, and grow with confidence in any economy, you’re in the right place.
Learn more: https://www.lifeassetllc.com/
USA