Truly Diversified

• 12 | Don’t Miss Out How This New Law Could Skyrocket Your Retirement Savings

  In this episode of The Truly Diversified Show, Ben dives into a recent change that could fundamentally alter the way millions of Americans manage their retirement savings. Traditionally, employer-sponsored retirement accounts have offered a narrow set of investment options tied directly to the stock market, offering participants little control over how their funds are invested. This long-standing limitation has often been criticized for stifling creativity and diversification in retirement planning.You'll learn about a new policy shift that's opening the door to opportunities that were previously reserved for high-net-worth individuals. Hear how this change could make it possible for everyday investors to explore asset classes beyond the standard mutual funds and ETFs, potentially including sectors like real estate, private equity, and other alternative investments. While the move is being celebrated by advocates for financial choice, it’s also drawing pushback from critics who claim these investments are too complex or risky for the average participant.While the implementation details are still unfolding, this episode frames the development as a major step toward empowering individuals to take more control of their retirement strategies.If you've enjoyed this episode of The Truly Diversified Show, be sure to leave a review and subscribe today! Enjoy!Key takeaways:President Trump's new law, which allows 401(k) investments in private equity, will open up investment options beyond the stock market for 401(k) holders.The limited investment options available through 401(k) custodians such as mutual funds, ETFs, individual stocks, and bonds.The difference between self-directed IRAs and 401(k)s, and how the new law aims to bring the flexibility of self-directed IRAs to 401(k)s.The criticism of the new law, and why media articles appear to contain a pro-Wall Street bias.Why having greater investment options gives investors more control, and why this new law will provide those options.And much more...Resources:Life Asset, LLCDisclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of The Truly Diversified Show or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

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• 11 | Unlock Billionaire Secrets to Explode Your Roth IRA Gains

  In today's episode of The Truly Diversified Show, Ben dives into the story of a high-profile billionaire who used a little-known financial strategy to shield billions of dollars from future taxation. While Peter Thiel's name might be familiar from headlines about tech and startups, the real story lies in how he legally navigated the tax code to transform the way his wealth will be accessed in retirement, and how everyday investors can learn from this approach. But there’s a twist: most people misunderstand a key concept that makes this strategy possible, and that misunderstanding is costing them money.You'll discover the critical difference between two similar-sounding financial terms, revealing how one small letter can change everything. He explains why many Americans mistakenly believe they don’t qualify for certain retirement tools, and how that belief limits their ability to take full advantage of tax-free growth. Using easy-to-follow examples and real-life scenarios, he outlines how even modest earners can implement this strategy in a way that fits their income, tax bracket, and retirement goals, without needing billions in the bank.If you're looking for a smarter path to retirement income with less tax drag, this episode offers insights that might change the way you think about your financial future.If you've enjoyed this episode of The Truly Diversified Show, be sure to leave a review and subscribe today! Enjoy!Key takeaways:How Peter Thiel saved billions by using a Roth conversion to move over $5 billion tax-free.The concept of a Roth IRA, designed as a way to pay taxes upfront, allowing tax-free growth and withdrawals in retirement.How conversions provide a way to move money from other retirement accounts to a Roth IRA.The 'Rule of 72,' and how $100,000 converted at age 50 could grow to $400,000 by age 70, all tax-free. The importance of diversifying investments to mitigate risks and ensure long-term growth.And much more...Resources:Life Asset, LLCDisclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of The Truly Diversified Show or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

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• 10 | Jim Yostrum | How Small Business Owners Can Turbocharge Growth with Life Settlements

  In today's episode of The Truly Diversified Show, Ben is joined by Jim Yostrom, a CPA and hybrid professional who not only handles taxes but also advises on investment opportunities for retirement.During this conversation, Ben and Jim dive into a niche financial strategy that often flies under the radar but offers intriguing opportunities for diversification beyond the typical stock market options. You'll learn how this approach can serve as a valuable tool for those looking to balance risk while potentially securing solid returns over a medium-term horizon. The discussion touches on practical aspects of investing and how it can fit into a broader financial plan, especially for individuals with unique tax considerations.You'll be taken through the nuances of leveraging certain investment vehicles that align well with self-employed individuals and small business owners. The conversation highlights how strategic planning around retirement accounts can unlock significant tax advantages while simplifying complex financial decisions. Jim shares insights on why this particular strategy might be more accessible and manageable than many realize, emphasizing its potential to complement traditional retirement savings.Thinking about new ways to diversify your retirement savings? Don’t miss this conversation—discover how life settlements and smart tax planning can unlock hidden growth for business owners and the self-employed. If you've enjoyed this episode of The Truly Diversified Show, be sure to leave a review and subscribe today! Enjoy!Key takeaways:Jim's approach to finding niche investments for clients, emphasizing the importance of diversification.The benefits of life settlements, particularly for mid-term investment strategies with payout options ranging from 4 to 10 years.The importance of tax strategies for small business owners and self-employed individuals, particularly the benefits of SEP IRAs. The tax benefits of investing in life settlements including the ability to write off contributions and the potential for long-term returns.The value of working with a tax advisor to determine the best time to convert investments and manage tax liabilities.And much more...Guest Bio:James Yostrum, CPA, CMA, CGMA, MBA, is the President of MZ Business Services LLC and brings over 40 years of experience in financial, operational, purchasing, and human resources leadership across diverse industries, including manufacturing, service, and wholesale. He has played key roles in numerous successful operational and financial turnarounds. James holds an MBA and is a Certified Public Accountant, Certified Management Accountant, Chartered Global Management Accountant, and Certified QuickBooks Pro Advisor. In addition to leading MZ Business Services, he operates two thriving businesses—one focused on financial and operational consulting, and the other on real estate development—demonstrating a strong track record of strategic insight and entrepreneurial success.Resources:James’ LinkedInMZ Business ServicesLife Asset, LLC

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• 09 | The Untold Truth About Life Settlements That Could Make You a Smarter Investor Today

  In today's episode of The Truly Diversified Show, Ben pulls back the curtain on an often-overlooked financial strategy quietly used by some of the world's most successful investors. While the public tends to focus on headline-making stock picks and high-profile business acquisitions, there's another lesser-known approach that plays a significant role in how certain fortunes are built and preserved, even during turbulent markets. You'll hear how one legendary investor, the "Oracle of Omaha" himself, Warren Buffett, has employed this tactic as a key part of his long-term wealth-building plan.You'll discover a unique investment method that remains largely unaffected by geopolitical events, pandemics, and the volatility of the global economy. Ben explains how this approach, once limited to ultra-wealthy individuals and institutions, has become increasingly accessible to everyday investors thanks to innovations in financial structuring. The conversation sheds light on how this opportunity has quietly gained traction among those looking to add stability and predictability to their portfolios.This episode explores how individuals can now take advantage of this intriguing financial strategy to potentially generate returns that rival traditional investments, all while mitigating exposure to market swings.If you've enjoyed this episode of The Truly Diversified Show, be sure to leave a review and subscribe today! Enjoy!Key takeaways:Warren Buffett, "the Oracle of Omaha," his reputation as a smart investor and his unique investment strategies.The importance of diversification and hedging bets, and why Buffett's investments in life settlements act as an alternative to the stock market. Why Buffet and Berkshire Hathaway have significantly invested in life settlements, accumulating over a billion dollars in policies. The concept of fractional life settlements allowing average investors to pool their money to buy portions of multiple policies. The returns from life settlements, with potential APRs ranging from 8% to 12%, depending on the longevity of the policyholders.And much more...Resources:Life Asset, LLCDisclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of The Truly Diversified Show or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

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• 08 | Ramez Fakhoury | Break Free from the Norm: Mastering Self-Directed Investing

  In today's episode of The Truly Diversified Show, Ben is joined by Ramez Fakoury, Vice-President of IRA Club.During the conversation, Ben and Ramez challenge common assumptions about traditional investment vehicles and introduce a lesser-known alternative that could reshape how people think about retirement savings. They explore the concept of taking control away from mainstream financial institutions and opening doors to more diverse investment opportunities. The discussion unpacks the practical side of making this shift, including how cost structures can impact long-term returns and why understanding fees matters more than many realize. You'll be guided through the steps involved in transitioning retirement funds, highlighting the ease of the process despite common fears and misconceptions. The conversation also touches on the importance of personalized support and customer service in navigating these financial choices.This episode offers an insightful look at breaking free from conventional wisdom and taking more active control of financial futures. Start exploring how a self-directed IRA could help you build wealth on your terms. Head to IRA Club or connect with Ramez to take the next step. If you've enjoyed this episode of The Truly Diversified Show, be sure to leave a review and subscribe today! Enjoy!Key takeaways:An introduction to IRA Club, which offers flexibility in investing retirement dollars in alternative assets like real estate, land syndications, private equity deals, and life settlements.The common reasons people avoid self-directed IRAs, including lack of education, artificial restrictions from financial advisors, and the fear of making prohibited transactions.The three-step process of setting up an account with IRA Club: opening the account, funding the account, and choosing investments. The challenges of working with other self-directed IRA companies and the advantages of IRA Club's hands-on approach.The importance of understanding alternative investment options and the role of IRA Club in providing flexible and cost-effective solutions.And much more...Guest Bio:Ramez Fakhoury is the Vice President of IRA Club, where he applies over two decades of experience across hospitality, financial services, and real estate to help clients unlock the power of alternative investments. Passionate about financial independence, Ramez is dedicated to educating individuals on the benefits of self-directed IRAs and empowering them to take control of their retirement planning. He delivers a white-glove customer service experience, personally guiding clients through the setup and management of their accounts. Known for his entrepreneurial mindset and market insight, Ramez believes in the importance of portfolio diversification and is committed to helping others achieve their long-term financial goals through strategic, self-directed investing.Resources:Ramez' LinkedInIRA ClubLife Asset, LLCDisclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of The Truly Diversified Show or its affiliates. The content provided is for informational

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