Life After Financial Independence w/ The Mad Fientist (Bestie Ep) #1010
We had the pleasure of sitting down with our friend Brandon Ganch, who is The Mad Fientist, while we were recently traveling in Scotland! Brandon started his career as a computer programmer but then quickly added blogger, podcaster, musician, and producer to his expanding list of pursuits and interests. This is a more casual conversation but listen as you’ll learn a lot about Brandon- life events that may have shaped his view of money, how he discovered and then became a leading voice in the Financial Independence Retire Early movement, working with his wife towards financial freedom, possible regrets from pursuing FIRE, and how having a kid and growing older has changed how he now spends his money. We were especially thankful for the Ganch’s hospitality considering they had just moved into their lovely home, with a new baby, just a week before us tourists arrived on the scene! Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. During this episode we enjoyed a delicious triple IPA that was graciously provided by Brandon: Puttty by Verdant Brewing based in the UK. And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See omnystudio.com/listener for privacy information.
--------
49:10
--------
49:10
The Dirty Truth About Home Ownership (Bestie Ep) #1009
You’ve gotta wait 30 minutes to get back in the pool if you’ve eaten! Don’t pee in the pool- it’ll turn red! There are a lot of things we learned in childhood that we’ve likely discarded as false or at least irrelevant at this point. But there are probably some things we still believe because they were ingrained in our brain at an impressionable age. Similarly, there are a lot of folks clinging to the ‘American Dream’ that they should have that house surrounded by that white picket fence, why? Well in large part because it’s the financially smart thing to do. “You’re throwing away money if you're still renting!” It’s a “money fact” lodged somewhere in the recesses of our brain that we can’t shake. We think that recency bias is leading a lot of folks astray in their quest for home ownership. And of course higher mortgage rates play a role as well. On top of that, it turns out that it’s MUCH more affordable to rent in most major metros today, but how much could you save every month? But at the end of the day, if you still want to purchase a home we have a few prerequisites that you should have checked off your financial to-do list, before you start making offers. Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. During this episode we enjoyed a It Was A Time To Believe In Anything by Burial Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See omnystudio.com/listener for privacy information.
--------
53:05
--------
53:05
Financial Pessimism Will Eat You Alive (Bestie Ep) #1008
Whether you saw some crazies doing it on TikTok or read about it in a fitness magazine, it seems like a lot of folks are giving ice baths a try. Evidently it’s supposed to be good for your health, but regardless, there are hordes of people who are intentionally soaking in ice cold water around the 55 degree range. Of course this goes completely counter to what ‘normal’ people subject themselves to. Most folks like their showers warm or even hot, and in the rare instance when you run out of hot water, it can be incredibly frustrating. But just think if you had the perspective of those folks doing cold water therapy. Cold water wouldn’t be an inconvenience but rather something that you would embrace! Your outlook can impact a host of different aspects of life: your happiness, your health, and of course it can impact your money. And especially in our country, it seems that a malaise of pessimism is keeping folks from taking the most basic money moves that could benefit their future. So during today’s episode we present evidence of increased levels of pessimism, how it affects your ability to earn/save/invest your money, and some practical tips to becoming a more optimistic person which ultimately leads to more wealth. Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. During this episode we enjoyed a Stress Dissolver Blackberry by Common Space- thanks to our buddy Joel for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See omnystudio.com/listener for privacy information.
--------
51:12
--------
51:12
The Good Enough Job w/ Simone Stolzoff (Bestie Ep) #1007
“Work will always be work. Some people work doing what they love. Other people work so that they can do what they love when they’re not working. Neither is more noble.” This is a quote from Simone Stolzoff’s new book The Good Enough Job: Reclaiming Life From Work, that’s set to publish in a couple weeks. And regardless of where you fall on that spectrum, whether you live to work, or work to live, Simone makes the argument that there are too many of us who are looking to our jobs to provide fulfillment in ways that are unhealthy. For some our careers have replaced religion, for others it’s a deep meaningful passion they’re looking for, and yet others have replaced their social circle with their office, and friends with their co-workers. We’re asking our work to wear too many hats! So today we have a great conversation with Simone Stolzoff about diversifying our identities, steps that both employers and employees can take in order to help define the ‘good enough job’, and some practical steps we can take in order to create boundaries in our pursuit of work-life balance. Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. During this episode we enjoyed a Scrappalicious by Los Angeles Ale Works! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See omnystudio.com/listener for privacy information.
--------
55:05
--------
55:05
Money Gears: Ordering Your Money Decisions Properly (Bestie Ep) #1006
Over 1,000 years ago, somehow, the Vikings were able to sail from Norway to Greenland. Without relying on any special instruments or any rudimentary technology, they were even able to reach as far as North America! Evidently they relied on the polarization of the sky, whales or birds they came into contact with, and the color of the ocean- quite remarkable. It seems unlikely that any sailors would be able to pull that off today with modern day technology. But that’s often what it feels like as you’re trying to get your financial ship pointed in the right direction. The vastness of options that lie before you feel overwhelming and the obstacles that we face are daunting, but we’re here today to help you to: a) geolocate your financial situation, and b) determine what your next steps should be. It’s important to know where you are, and where you are going. Following our Money Gears will not only allow you to reach your financial goals sooner, but it’ll be the most emotionally satisfying way to achieve that success as well. Listen as we discuss the Money Gears and how you should properly order your financial decisions. Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. During this episode we enjoyed a Vinology: Semillon by Monday Night Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See omnystudio.com/listener for privacy information.
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
USA