Episode 76: The IRA Setup That Lets You Lend at 30-50% Returns (No Custodian Delays)
What if you could grow your retirement money completely tax-free, and still move fast enough to jump on real estate deals as they come? Most investors don’t realize that their IRA can actually slow them down, especially when custodians take days to release funds. But there’s a smarter, faster way to take control, without breaking any rules. In this episode, Rich Lennon breaks down the exact setup he uses to lend through his IRA without the frustrating custodian delays. You’ll learn how to structure your account, stay compliant, and unlock the freedom to move at the speed of opportunity. If you’ve ever missed out on a deal because the money wasn’t ready, this episode is for you. You’ll Learn How To:Set up a self-directed Roth IRA that grows your money tax-free Bypass slow custodians while staying 100% compliant Use a personal property trust to access funds faster Avoid prohibited transactions that could cost you big Build real wealth by lending through your IRA safely and strategically Who This Episode Is For:Private lenders who want faster control over their investment funds Real estate investors are tired of waiting for custodians to release money Anyone looking to make their retirement account work smarter, not slower Why You Should Listen:Most investors let custodians control their timelines, but you don’t have to. This episode gives you a proven framework for keeping your money protected while freeing it from unnecessary bottlenecks. You’ll walk away knowing how to lend from your IRA safely, efficiently, and profitably, without ever waiting days for someone else’s approval. What You’ll Learn in This Episode: [00:00] Why custodians slow you down and how to fix it[01:00] How to turn your IRA into a fast, flexible lending tool [03:00] The trust-based structure that keeps you compliant [05:00] How to transfer funds to a local bank account safely [07:00] The risks to avoid and the right way to stay protected Follow Rich Lennon here:Website: https://richlennon.com/Facebook: https://www.facebook.com/rich.lennon.121Instagram: https://www.instagram.com/richlennon92/
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Title: Episode 75: The Title Policy That Just Saved One of My Client's Loans (Critical Lesson)
Ever wonder how a small, overlooked lien could derail a real estate deal you thought was smooth sailing? Most investors and lenders assume that title insurance will catch everything, but mistakes happen, and the wrong policy could cost you thousands. In this episode, Rich Lennon breaks down how a lender’s title policy can protect you when homeowners’ policies fall short. He shares a true story where a 15-year-old lien threatened a property sale, but thanks to the lender’s policy, the borrower was saved from unnecessary costs. If you’re a lender or investor, this episode shows why the right title insurance can save you thousands.You’ll Learn How To: Understand the difference between homeowner’s and lender’s title policiesProtect your investment from unexpected liens and title issuesUse the lender’s policies to resolve mistakes made in previous closings Who This Episode Is For: Real estate investors and private lenders want to protect their loansHouse flippers who want to avoid hidden liabilitiesAnyone concerned about minimizing risk and maximizing returns in property dealsWhy You Should Listen: Most investors overlook the power of a lender’s title insurance until it’s too late. This episode demonstrates how a proper policy not only protects your investment but can also save thousands of dollars and prevent deal-breaking problems. Gain clarity, confidence, and tools to ensure your money is secure in every real estate transaction.What You’ll Learn in This Episode: [00:00] The key differences between homeowner and lender title policies[01:00] How lender title insurance protects the entire loan amount[02:00] A 15-year-old lien that almost blocked a property sale[03:00] Why unresponsive attorneys can create costly closing problems[04:00] How the lender’s policy saved the borrower $2,500[05:00] Importance of checks and balances in title insurance processes[06:00] Why title mistakes happen more often than most investors think[07:00] How to protect your deals with the right title policiesFollow Rich Lennon here:Website: https://richlennon.comFacebook: https://www.facebook.com/rich.lennon.121Instagram: https://www.instagram.com/richlennon92/
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Episode 74: The Secret Fees Closing Companies Are Quietly Charging You (And Getting Away With It)
Ever wonder why your payoff amount is higher than you expected, even when you close on time? The truth is, most borrowers and lenders are getting hit with hidden fees they don’t even know exist. Closing companies are quietly padding the bill, and it’s costing investors thousands in unnecessary interest.In this episode, Rich Lennon exposes how closing companies’ internal mistakes and slow processes end up costing you real money, and what you can do to stop it. If you’re a lender, flipper, or real estate investor, this conversation could easily save you $1,500 or more on your next deal. Don’t miss this one, it’s time to reclaim your power and your profits. You’ll Learn How To: Spot the hidden costs that closing companies never disclose Avoid unnecessary interest charges that eat into your profits Ask the right questions before closing to protect yourself Understand how wiring delays and overnight checks quietly cost you money Choose title companies that prioritize your money, not their convenience Who This Episode Is For: Real estate investors and private lenders are tired of surprise closing costs House flippers frustrated with delayed fund transfers Anyone looking to protect their returns and take control of the closing process Why You Should Listen: Most investors lose money not because of bad deals, but because of small, hidden costs they don’t even notice. This episode reveals how to prevent that, giving you the clarity, confidence, and tools to make sure every dollar you earn actually ends up in your account. What You’ll Learn in This Episode: [00:00] Why hidden title company fees are quietly draining your profits [02:00] How delayed wires and overnight checks add costly interest days [05:00] The importance of asking payoff-through-date questions [07:00] Why most title companies don’t trust their own wire process [09:00] The $1,500 mistake that borrowers and lenders keep repeating [10:00] How to protect yourself and choose the right closing partners Follow Rich Lennon here:Website: https://richlennon.com/Facebook: https://www.facebook.com/rich.lennon.121Instagram: https://www.instagram.com/richlennon92/
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Episode 73: The 5 Things You Need to Make Your First Private Money Loan
Ever feel like you’re almost ready to make your first private money loan, but something keeps holding you back? You’re not alone. Most investors never take that first step because they don’t have the right systems, people, and mindset in place.In this episode, Rich Lennon breaks down the five essential things every new private lender needs before funding their first deal. These aren’t just theories; they’re the same steps his students use to confidently lend, protect their money, and earn 30%+ returns without sleepless nights. You’ll Learn How To:Understand your paperwork so you can lend with confidenceAccurately determine property values before sending a single dollarVerify construction budgets and protect yourself from bad numbersSurround yourself with the right support, mentors, peers, and encouragersDevelop the mindset and courage to finally hit send on your first loanWho This Episode Is For:New investors who want to start lending but feel unsure where to beginProfessionals are tired of watching their savings earn next to nothingAnyone who wants to build wealth safely while keeping full control of their money Why You Should Listen:If you’ve been sitting on the sidelines waiting for the perfect time to start lending, this episode is your sign. You’ll walk away with a clear checklist of what to have in place, how to protect your money, and the confidence to make your first loan the right way, without fear or guesswork. What You’ll Learn in This Episode:[00:00] Why most people hesitate before making their first loan[01:00] The #1 confidence booster, understanding your paperwork[02:00] How to evaluate the true value of a property and who to trust[03:00] The key to confirming construction costs and avoiding surprises[04:00] Why having the right circle makes or breaks new lenders[05:00] The mindset shift needed to finally send your first wire[07:00] How to connect with Rich for personalized guidance and next stepsFollow Rich Lennon here:Website: https://richlennon.com/Facebook: https://www.facebook.com/rich.lennon.121Instagram: https://www.instagram.com/richlennon92/
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Episode 72: Why You Can’t Grow Your Wealth Without Embracing AI (The Truth)
What if the biggest opportunity of your lifetime is sitting right in front of you, and you’re too afraid to use it? Whether we like it or not, AI is changing how business, investing, and wealth-building work. Ignore it, and you risk getting left behind.In this episode, Rich Lennon breaks down why embracing AI isn’t optional if you want to stay relevant and grow your money in the years ahead. From a wild story about recruiters secretly using AI to hire candidates to the eerie moment an AI model tried to reproduce itself, Rich reveals what these real-world examples mean for investors, entrepreneurs, and everyday people trying to get ahead.You’ll Learn How To:Use AI tools to work with you, not against youSpot how businesses are already leveraging AI to gain an edgeProtect yourself from misinformation and bad AI habits onlineThink strategically about how AI can grow your wealth and save timeRecognize early warning signs of where the tech and opportunity is headed Who This Episode Is For:Entrepreneurs and investors who want to stay ahead of the curveProfessionals curious or cautious about how AI impacts their industryAnyone who wants to build wealth safely while adapting to big changes in techWhy You Should Listen:This isn’t a hype session; it’s a wake-up call. Rich breaks down what’s actually happening with AI, what it means for your financial future, and how to use it to your advantage before everyone else catches up. You’ll walk away with a clearer sense of how to think, plan, and invest smarter in an AI-driven world.What You’ll Learn in This Episode: [00:00] Why ignoring AI could cost you your financial future [01:00] How recruiters are secretly using AI to find candidates [03:00] The clever LinkedIn experiment that exposed AI’s role in hiring [05:00] How to speak to AI models so they work in your favor [06:00] The shocking story of an AI model that tried to replicate itself [08:00] What this means for the future of tech, business, and investing [09:00] Rich’s takeaway: how to use AI intentionally without fearFollow Rich Lennon here:Website: https://richlennon.com/Facebook: https://www.facebook.com/rich.lennon.121Instagram: https://www.instagram.com/richlennon92/
Want to grow your money at 30% to 50% per year—without the stock market rollercoaster, soul-crushing 80-hour workweeks, or gambling on risky get-rich-quick schemes?Do you crave financial freedom but feel stuck in the outdated “work harder, save more, retire someday” model?Welcome to The Growing the Money Podcast, where host Rich Lennon pulls back the curtain on the wealth-building strategies the banks, billionaires, and ultra-wealthy use every day to grow their fortunes—strategies that YOU can start using today.If you’re ready to take control of your financial future, this podcast is your shortcut to creating sustainable, long-lasting wealth. Forget Wall Street’s 4% “safe” retirement model or risky investment fads. Instead, Rich will show you how to build wealth smarter, faster, and with less risk—all while keeping your time and sanity intact.Whether you’re a:Real estate investor looking to scale your portfolio without overleveraging...Private money lender searching for higher, more predictable returns...Entrepreneur ready to grow your income streams and outsmart traditional financial systems...Or a professional tired of working harder just to stay stuck in the rat race...This show is your blueprint to financial freedom.Every week, Rich shares his proven money frameworks—strategies designed to grow your wealth faster and more sustainably, all while protecting what you’ve worked so hard to build. You’ll learn how to:Achieve 30% to 50% annual returns without relying on the stock market or complex schemes.Put your money to work for you, so you’re not trading your time for dollars.Avoid the pitfalls that keep most people broke and stressed about money.Unlock the same wealth-building secrets banks and the rich use to grow their empires.But this is more than just a podcast—it’s a movement to help you flip the script on your financial life.If you love podcasts like The Suze Orman Show, The Dave Ramsey Show, or BiggerPockets Money Podcast, or if you’re inspired by money minds like Grant Cardone, Robert Kiyosaki, or Tony Robbins, you’ll feel right at home here.No fluff. No gimmicks. Just real-world strategies to grow your money smarter, faster, and without the stress.It’s time to stop following the same tired advice that keeps you stuck in the grind. It’s time to grow YOUR money. Let’s reclaim your financial freedom together.
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