Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

• Ditching the Debt and the Diet Mentality: How Eliana Made Money Fun Again | 435

  Snag Our Simplified Budget System!Meet Eliana — wife, mom, and total powerhouse — who joined coaching just 9 months ago feeling overwhelmed, disorganized, and ashamed that she “should have this all figured out by now.”Fast-forward 9 months, and here’s what she’s done:✅ Paid off 14 debts (out of 19 total!)✅ Cleared nearly $100,000 in debt✅ Went from “hiding money in random accounts” to organized savings + spending buckets✅ Had regular girls days, vacations, and bougie family moments — with cash✅ Set up 13 separate accounts and finally automated her finances✅ Involved her kids and husband without conflict, guilt, or stress✅ Swapped shame for confidence + clarity🎙 What You’ll Hear in This Episode:The real reason Eliana was using credit cards (even though she didn’t need to)Why spreadsheets weren’t working and how the system changed everythingHer before-and-after mindset shift around budgeting (hint: it's not restrictive)How she and her husband work as a team — even though she’s the one on coaching callsThe power of automating her transfers… even if it took 9 months 😉How she taught her daughter about boundaries (and budgeting for bougie)Why she calls this “liberating” — not limitingConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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• From $3K in Debt Payments to $2.4K in Savings: How One Single Woman Took Back Her Finances | 434

  Snag Our Simplified Budget System!One of our single clients came to us with over $263,000 in debt.💳 $3,000/month in minimum payments💔 No savings😩 Business and personal finances completely mixed👉 But she was ready for change.In just 7 months, here’s what she accomplished with our coaching and system:🔥 Her Before:💸 $263,000 in total debt💳 $69,000 in non-mortgage debt🧾 10 different loans (credit cards, RV, HELOC, debt consolidation, etc.)💰 $3,000/mo in minimum debt payments💼 Personal + business finances mixed🚫 No emergency fund, no savings system📉 Living paycheck to paycheck — despite a $7,500/month income✅ Her After:💥 $263K debt reduced🧨 Minimum payments dropped from $3,000 ➡️ $1,200/month💵 Saving $2,400/month for sinking funds💡 Business + personal finances completely separated🐶 Has dedicated savings for pets, travel, Christmas, home maintenance🏡 Downsized to a condo, paid for all renovations in cash📈 Net worth: $684,000✨ Living on purpose, with peace and margin — not just reacting to her bank balance💡 What She Did (Step by Step):✅ Joined coaching for 7 months🧠 Borrowed our belief until she had her own🏦 Opened 13 accounts (bills, spending, savings, business, etc.)🔁 Set up automatic transfers based on paycheck📞 Called every creditor — reduced interest, deferred a car loan for a month🔎 Canceled warranties + subscriptions📉 Shopped all her insurances — saved $2,500/year (then another $5,600 when she moved)🐄 Made a cow savings bucket 🐮 (we’re obsessed)📋 Calculated her actual annual life costs📊 Started using the retirement tab in our budget system📆 Learned how to properly plan for 3-paycheck months📱 Got organized — and finally felt in control of every dollarConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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• How Much “Fun Money” Should You and Your Spouse Get Each Month? (Hint: It’s Non-Negotiable) | 433

  Snag Our Simplified Budget System!Alright, budget besties—this one’s a hot topic! How much personal spending money should you and your spouse get each month? Is $100 too low? Is $1,000 too high? Should it be cash? Should it be a card?In this episode, Shana and Vanessa break it all the way down—from the emotional side of spending freedom to the practical steps of budgeting it in. This conversation was sparked by a lively debate in our Facebook group (come join us—it’s free and fun at budgetbesties.com/facebook), where folks shared their wide-ranging numbers—from $40 to $1,000 a month!Here’s what we cover:🛑 Why personal spending money is non-negotiable—yes, both of you need it💵 How to figure out the right amount for your lifestyle and your budget🔁 Why your spending number might shift depending on your season of life🧾 The difference between personal money vs. other spending (like gas, groceries, or glam-up expenses)🧠 Tips for automating your transfers and whether cash or cards are better💳 Why separate accounts can make budgeting easier and less stressful🧘🏽‍♀️ How personal spending helps heal old money habits and guiltThis episode will help you (and your partner!) give yourselves permission to spend, with freedom and boundaries. It’s not about the exact number—it’s about being intentional.Wanna learn more about how we help couples build a budget they can actually stick to (and still have fun)? Our coaching programs and personalized budget templates are designed to give you clarity, confidence, and a little breathing room.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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• Can You Really Budget Without Feeling Trapped? Danielle’s Story Says Yes | 432

  Snag Our Simplified Budget System!Hey Budget Besties! 💛This week’s episode is a powerful reminder that financial recovery is possible — and it starts with one brave decision at a time.Danielle joined us fresh off her family’s bankruptcy discharge. After years of being buried in credit card debt, she and her husband are finally getting some breathing room — and she’s determined not to go back.She’s taken some huge steps already (hello high-yield savings and separate bank accounts 👏), but now she’s looking for a real plan. One that brings peace, not pressure. And that’s where we came in.Inside this coaching session, we cover:Why “strict budgeting” is not the vibe — but real budgeting is still essentialThe truth about paycheck budgeting (spoiler: it’s not working)How to split your spending into categories that make sense (and reduce arguments!)Why multiple checking accounts can be your secret weapon — especially if you're the only one managing the moneyThe mindset shift from “his money vs. my money” to “our vision”How to get intentional about every dollar — even that overtime payBuilding savings buckets that are personal, powerful, and actually workWhat to do next when the credit cards are gone but you're still stuck in survival modeDanielle is doing so much right — she's motivated, she's organized, and she's ready. We just gave her the strategy to match her heart.If you’ve ever felt like you’re “kind of budgeting” but still overwhelmed... this episode is your next step. 💪Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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• How to Stop Financial Avoidance and Start Adulting With Peace and Purpose | 431

  Snag Our Simplified Budget System!Hey Budget Besties! 🎉We’re throwing it back to one of our fave convos on the Work Like a Mother podcast with our girl Marina! If you missed it the first time, or just need a fresh dose of budgeting wisdom and encouragement, this one’s for you.This episode is the perfect listen for anyone trying to get their financial act together in January (aka all of us). We talk through what it really means to reset your money mindset for the new year and how to plan for the year ahead without shame, overwhelm, or swiping your way into another stressful December.In this replay, we chat about:Our signature budget system that makes money feel less messyHow multiple bank accounts actually make things easier (promise!)Getting your partner on board without turning it into a fightReal-life wins from our clients — like paying bills on time for the first time ever 🙌Why being bougie on a budget is the vibe for 2025Credit card payoff strategy: step one is NOT what you thinkChristmas savings hacks that’ll have you walking into December stress-freeWhat it really costs to raise teens (spoiler: it’s not just shoes and snacks)Thoughts on college planning, guilt-free parenting, and raising financially-savvy kidsWhether you're feeling stuck in survival mode or just want to tighten things up and get intentional, this episode is your reminder that you can spend, save, and thrive—all at the same time.Let’s adult for an afternoon, get those numbers on paper, and make a plan that actually works for your life. 💛Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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