PodcastsEducationFinancial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Latest episode

576 episodes

  • Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    How to Stop Pop-Up Expenses From Derailing Your Budget | 569

    05/22/2026 | 22 mins.
    Curious? Take The Free Money Stress Quiz!
    Ready? Buy Our Simplified Budget System Now!
    Jen is tired of feeling like every paycheck is already spent before it even hits the account. Between dance competitions, surprise expenses, kids’ needs, and trying to “make it work,” she feels stuck in the constant cycle of hoping there’s enough money to cover everything.
    In this coaching session, we walk Jen through the very first steps to stop winging it and finally create a simple system for her money. We talk about:
    Why your bills account should become your main account
    How to stop using “hopeful numbers” instead of real numbers
    The easiest way to separate bills from spending
    What to do when unexpected expenses keep popping up
    Why getting everything on ONE piece of paper changes everything
    How to talk to your spouse about money when things feel tense
    Why savings buckets help with all those “random” expenses
    Snowball vs avalanche debt payoff methods
    The truth about living paycheck to paycheck

    If you’ve ever thought:
    “Why do we make decent money but still feel broke?”
    …this episode is for you. 💛
    Let’s Take Our Relationship To The Next Level:
    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.
  • Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Making Good Money but Stuck in Credit Card Debt? How This Couple Avoided Debt Consolidation | 568

    05/20/2026 | 28 mins.
    Curious? Take The Free Money Stress Quiz!
    Ready? Buy Our Simplified Budget System Now!
    Caroline and AJ both booked a free call… without knowing the other one had already done it. That’s how ready they were for change. 🙌
    They were working full time, running a growing wedding photography business on nights and weekends, and still wondering:
    Why isn’t the money stacking up?
    Why are we still in debt?
    Why does this feel so stressful?

    They were doing all the “right” things. Good jobs. Successful side hustle. Working nonstop. But no system. No plan. Just winging it.
    Until they found the podcast episode on debt consolidation… and everything clicked.
    Let’s Take Our Relationship To The Next Level:
    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.
  • Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    How to Budget Variable Income So You Can Spend Freely, Save for Big Goals, and Invest | Multi-Six-Figure Family Case Study | 567

    05/18/2026 | 28 mins.
    Curious? Take The Free Money Stress Quiz!
    Ready? Buy Our Simplified Budget System Now!
    Hey budget besties!
    Today we’re bringing you a real-life coaching case study—and y’all, this one is so good. Because you might see yourself all over it.
    This adorable young couple (two kids, big dreams, cutest energy ever) came to us making great money… and spending it just as fast. He was 100% commission in finance (plus quarterly bonuses 😅), which meant income was high—but unpredictable. And when money feels random, spending gets random too.
    They didn’t have tons of debt. In fact, they paid off their credit card right at the beginning. Their real issue?
    👉 No system.
    👉 No clarity.
    👉 No separation.
    👉 Zero savings buckets.
    Money was everywhere… and going nowhere.
    Let’s talk about what changed.
    Let’s Take Our Relationship To The Next Level:
    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.
  • Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    The 10-Minute Money Reset: A Simple Bills Account System to Organize Your Finances and Make Budgeting Easy | 566

    05/15/2026 | 10 mins.
    Curious? Take The Free Money Stress Quiz!
    Ready? Buy Our Simplified Budget System Now!
    Budget besties… do you have 10 minutes?
    Because if you do, we’re about to give you the easiest, quickest, least-overwhelming way to organize your finances. And we mean actually organize them — not just “everything’s fine” while the room is metaphorically on fire. 🔥🐶
    You know the meme.
    “This is fine.”
    If you’ve ever looked at your bank account and thought:
    “There’s money in there, so I think I’m good?”
    “Wait… did that bill already come out?”
    “How many more things are hitting before payday?”
    “I think I can afford this…?”

    Then bestie… everything is not fine. It’s chaotic. It’s cluttered. It’s your closet before you finally declutter it.
    And just like that closet — it may be “working”…
    But there is SUCH a better way.
    Let’s Take Our Relationship To The Next Level:
    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.
  • Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    How to Stop Spending the Money You Need to Pay Your Bills | Lessons From The Sessions | 565

    05/13/2026 | 15 mins.
    Curious? Take The Free Money Stress Quiz!
    Ready? Buy Our Simplified Budget System Now!
    Budget besties… we love you. But if you remember NOTHING else from this episode, remember this:
    Take the Bills debit card out of your wallet.
    Yes, we said it loud. Yes, we’re serious. And yes… we’ve probably said it every single episode since we started coaching.
    In this episode, we’re breaking down what happens when the Bills account becomes the “everything” account — airport hoodies, Chick-fil-A, Uber, school lunches, dry cleaning, Ann Taylor (because apparently that’s a bill now? 😂).
    Here’s the thing:
    Your Bills account has ONE job. To pay your bills. That’s it. It is a fortress. It is sacred. It is not funding Dunkin’.
    When we separate bills from spending:
    You stop guessing.
    You stop stressing.
    You stop tracking every single transaction.
    And you actually start seeing money stay in your spending accounts.

    We also shared the story of an incredible client who:
    Had so many Klarna payments she had to scroll to see them all
    Thought she couldn’t afford coaching
    Was paying 16% interest on her Jeep with a co-signer
    Felt completely alone in her finances

    Fast forward a few months:
    Klarna almost gone
    Thousands paid toward debt
    Interest rate cut in HALF (on her own!)
    No co-signer
    Saving monthly
    Paying for vacations in cash
    Building an exit plan she didn’t think was possible

    What changed?
    Organization. Separation. Support. Confidence built step by step.
    Sometimes you don’t need more income.
    You need clarity.
    You need a plan.
    You need someone in your corner reminding you that you’re not bad with money — you just weren’t shown a system that works.
    Whether it’s our personalized budget templates, group coaching, six-month coaching packages, or the Simplified Budget System — everything we do is about helping you feel calm, capable, and in control.
    Because budget besties… you deserve to feel like a million bucks about your money.
    And seriously.
    Go put that Bills card in the freezer. ❄️
    Let’s Take Our Relationship To The Next Level:
    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.
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About Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
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