638 episodes
- Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Are you ready to get your budget organized but feeling a little overwhelmed about where to start? How many checking accounts do you actually need? What happens when an unexpected expense pops up? And how do you keep everything straight without constantly moving money around?
In this episode, we're chatting with Teresa, who's ready to take control of her finances but has LOTS of questions about setting up her budget system. And trust us, besties, she's not alone!
We're breaking down the five checking accounts we recommend starting with, why separating your money is such a game changer, and how to handle those unexpected expenses without throwing your entire budget off track.
Plus, we're talking about something SO important: giving yourself grace while you're learning! Your budget doesn't have to be perfect on day one. In fact, we don't expect it to be.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy. - Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties, your brain already has enough going on. Between work, practices, grocery runs, and somebody announcing they need new cleats, we do not need to add “Did the mortgage come out yet?” to the mental to-do list.
In this episode, we’re sharing five ways to simplify your budget so managing money doesn’t require a fresh round of mental gymnastics every time you swipe your card.
We’re talking about giving your bills their own home, separating the money you spend from the money you save, and automating those decisions you’re tired of making over and over. Because checking whether you can grab groceries should not require reviewing every transaction in your bank account.
And yes, there is a story about a 9 p.m. grocery run, BOGO beer, and six dozen free-range eggs. This is real-life budgeting, y’all.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy. She Makes Good Money But Still Lives Paycheck to Paycheck: A Real Budget Coaching Session | 633
10/19/2026 | 29 mins.Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Prefer to watch this episode?
Budget besties, have you ever looked at your paycheck and thought, "I make good money, so where the heck is it all going?" 💸
If you've ever felt like you're constantly playing catch-up, moving money between accounts, or wondering why your budget never seems to match your bank account, this episode is for YOU!
Today, we're doing something a little different! We're bringing you inside a real-life budget coaching session with our special guest, Jen.
Jen makes a great income, has been budgeting for a while, and is doing so many things right. But there's one big problem: she still feels like she's constantly robbing Peter to pay Paul. Sound familiar?
Together, we're digging into her actual numbers, reviewing her budget, and making some simple but POWERFUL changes to help her finally get ahead.
And spoiler alert: Jen doesn't necessarily need to make more money or cut out everything she loves. She needs a system that actually works with her real life!
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy.Debt Snowball vs. Debt Avalanche: Which Debt Payoff Method Is Best for You? | 632
10/16/2026 | 11 mins.Join our FREE LIVE Debt Payoff Workshop on October 16th at 12pm CST!
Budget besties, if you're staring at multiple credit card balances and wondering where the heck to start, this episode is for YOU!
Today, Shana and Vanessa are answering your questions straight from our Budget Besties Facebook community! We're breaking down the different ways to pay off debt, how to decide which balance to tackle first, and why throwing a little extra money at every card might actually be slowing you down.
Should you start with your smallest balance? Your highest interest rate? Or that car payment that's almost paid off? Spoiler alert: there's no one-size-fits-all answer!
We're talking about the debt snowball, debt avalanche, and highest-minimum-payment methods, plus how to make a payoff plan that actually works for YOUR budget.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy.Why You're Living Paycheck to Paycheck Even With a Good Income: The Hidden Debt Trap | 631
10/14/2026 | 16 mins.Join our FREE LIVE Debt Payoff Workshop on October 16th at 12pm CST!
Budget besties, you make good money. Like, REALLY good money. 💸 So why does it feel like there's never enough left at the end of the month?
You look at your income and think, We should have savings. We should have breathing room. We should NOT be living paycheck to paycheck.
But somehow, the money disappears before you even get a chance to enjoy it.
Here's the thing: Your income might not be the problem. Your debt payments might be eating up all your cash flow!
In this episode, we're breaking down why even six-figure earners can feel completely broke, how debt quietly takes over your budget, and what you can do to finally get ahead.
We're sharing real stories from our coaching clients, including someone making $20,000 a month who discovered she was paying $5,700 toward debt every single month! 😳
And trust us, she's not alone.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy.
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About Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***
Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?
You’re in the right place!
We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.
We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
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