The Happy Hustle Podcast

• The Financial FREEDOM Formula No One Teaches You with Cary Jack

  Have you ever had that moment where you’re hustling hard, income is flowing, business is booming… yet deep down you still don’t feel financially free? In this episode of The Happy Hustle Podcast, I’m breaking down the simple, powerful financial freedom formula that finally helped me understand what true abundance actually looks like and how to calculate it without stress, confusion, or overwhelm.This episode isn’t about hype, Lambos, or flexing revenue screenshots. It’s about learning the exact numbers used by some of the world’s smartest investors and high-performance entrepreneurs — numbers that I personally learned from my buddy Joey Klein, who studies under Justin Donald, founder of The Lifestyle Investor and one of the most intentional wealth creators I know. These numbers aren’t theory. They’re real, proven, and used by people who have actually achieved total financial liberation.Once I wrapped my head around these three numbers, my relationship with money shifted instantly. They gave me clarity, confidence, and the ability to actually feel financially safe, not just “hope” everything would be fine as long as I out-earned my expenses.The first big lesson? Most people have no idea what their life actually costs. In fact, research shows that 74% of Americans have no long-term financial plan, and over half don’t even know what they spend each month. No wonder so many entrepreneurs feel stressed, stuck, or burned out. When you don’t know your numbers, anxiety fills the gap.But when you do know them?Game. Changer.In this episode, I break down the three numbers that matter most, your Core Necessities Number, your Lifestyle Burn Number, and your Aspirational Number. Each one gives you a clearer picture of what you truly need, what you currently live on, and what your dream reality actually costs. And more importantly, it gives you a target for how much passive income you’ll eventually need to create real financial freedom.Here are a few key takeaways from the episode:Your Core Necessities Number is your safety baseline.It’s the bare minimum you need to live without stress. Once passive income covers this number, you become financially safe — and that feeling alone can change everything.Your Lifestyle Burn Number defines financial freedom.This is what your life actually costs when you’re being honest. When passive income covers this number, you are financially free — meaning you no longer need to work to maintain your lifestyle.Your Aspirational Number fuels your vision.This is the fun one — your dream-life budget. Travel, investments, giving, adventures, upgrades… whatever makes you light up. Knowing this number helps you build a life you’re excited about, not just a life you can afford.Financial freedom is a math problem, not a mystery.When your passive income exceeds your Lifestyle Burn Number, you’re free. Period. It’s simple, empowering, and achievable — but only if you know where you’re aiming.True wealth is the combination of time freedom, creative freedom, and financial freedom.Money isn’t the goal. Money is the tool. Freedom is the goal.My hope is that this episode helps you step out of financial fog and into financial clarity — so you can stop guessing, stop stressing, and start building real wealth with intention.If you’re ready to calculate your three numbers, shift your mindset around money, and design a financially aligned life that supports your purpose, your peace, and your Happy Hustle… you’ve got to check out this episode.Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Coursehttps://thehappyhustle.com/thejourney/Apply to the Montana Mastermind Epic Camping Adventurehttps://thehappyhustle.com/mastermind/“It’s time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode Sponsors:If you’re feeling stressed, not sleeping great, or your energy’s been kinda meh lately—let me put you on to something that’s been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain’t your average magnesium—it’s got all 7 essential forms that your body needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all nightIf you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at bioptimizers.com/happy and use code HAPPY10 for 10% OFF.

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• How to Work Less and MAKE MORE using a Membership Model with Serial Entrepreneur and 8-Figure Business Coach James Schramko

  Want to work less and make more?In this episode of the Happy Hustle Podcast, I'm thrilled to introduce you to the one and only James Schramko, a remarkable Australian serial entrepreneur who's not just hustling but thriving and surfing the waves of success—both in business and life.James was once trapped in the grind of overwork and stress but has transformed into the embodiment of a lifestyle entrepreneur who's crushing it. He's not just riding the waves of the ocean; he's riding the waves of entrepreneurship too.With a track record of building and selling seven-figure businesses, James has achieved a remarkable feat – selling over $15 million worth of his products and services.Before embarking on his entrepreneurial journey, he was the number #1 Mercedes-Benz salesperson in Australia. Working tirelessly, he paved the way for a transformative shift in his life. Fast forward 33 years, and he's cracked the code to unveil four key profit levers that every business secretly holds.  He privately mentored top entrepreneurs on how to earn more while working far less, including some of the biggest names in the industry, like Pat Flynn, Ryan Levesque, Keith Krance, Kevin Rogers, Molly Pittman, Chandler Bolt, and Ezra Firestone.  So, if you want to make more while working less, then tune in to this episode.In this episode, we cover:  [00:03:22:25] #1 Mistake Entrepreneurs Make[00:07:54:09] Ditch the To-Do-List and Embrace Systematic Productivity[00:10:25:10] The Counterintuitive Approach to Entrepreneurship[00:09:39:11] Break Free from Common Business Practices[00:16:43:23] The Power of Recurring Subscription Income[00:48:53:05] Build a Business Around Doing What You Love Every Day[00:36:43:07] Happy Hustle Hacks [Health, Money, Entrepreneurship, Spirituality][00:45:56:16] Rapid-fire questionsWhat does Happy Hustlin mean to you?  James says "I'd put an emphasis on the happy that there's a lot of people hustling and grinding, but you know, get to a position where you can do the thing you absolutely love every day for me, it's surfing every day. You, if it's bike riding, canoeing, trekking, reading a book, whatever it is, build that into your day as a non-negotiable and then build your business around that to support it."Connect with Jameshttps://www.instagram.com/jamesschramko/https://www.facebook.com/JamesSchramkoPage/https://www.youtube.com/user/JamesSchramkohttps://au.linkedin.com/in/jamesschramkohttps://twitter.com/JamesSchramkoFind James on his website: https://www.jamesschramko.com/  Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Coursehttps://thehappyhustle.com/thejourney/Apply to the Montana Mastermind Epic Camping Adventurehttps://thehappyhustle.com/mastermind/“It’s time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode Sponsors:If you’re feeling stressed, not sleeping great, or your energy’s been kinda meh lately—let me put you on to something that’s been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain’t your average magnesium—it’s got all 7 essential forms that your body needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all nightIf you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at bioptimizers.com/happy and use code HAPPY10 for 10% OFF.99 Designs- Need a killer logo, stunning website, or next-level brand design?Stop DIY-ing and start delegating like a boss with 99designs by Vista! Neurable- If you’re looking to level up your focus, productivity, and mental wellbeing all at once, do yourself a favor and check out Neurable. You get a special hookup—just use the code HAPPY at checkout and get $100 off.

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• 5 Takeaways from the World’s Top Biohacker (Ben Greenfield) with Cary Jack

  Have you ever noticed that one powerful weekend can shift the entire trajectory of your life? That’s exactly what happened at the Optimized Life Mastermind I co-hosted at my brother Ben Greenfield’s biohacker compound in Idaho. And in this episode of The Happy Hustle Podcast, I’m breaking down my biggest takeaways from that experience through the lens of what I call the 5 F’s: Family, Fitness, Faith, Finances, and Fun.If you don’t already know Ben, he’s basically a walking encyclopedia of high-performance living. New York Times bestselling author, top-tier health and fitness podcaster, former “World’s Fittest Man,” supplement founder, coach, entrepreneur, and honestly, just one of the most intentional humans I’ve ever spent time with. Hosting 20 high-performing entrepreneurs at his home for three and a half days, sharing meals, workouts, masterminds, and late-night deep dives, gave me a front row seat to how he actually lives his optimized life. And I’m pulling back the curtain for you.One of the biggest lessons came from watching Ben lead his family intentionally. He designs an environment where connection isn’t optional—it’s built in. Morning huddles, evening prayers, tech-free dinners, shared hobbies… all of it creates a home that breathes life into everyone inside it. Research backs it up, too: families with consistent rituals experience higher satisfaction and lower long-term stress. My takeaway? Rituals matter. Even one intentional daily practice, gratitude, prayer, a morning walk, can anchor your entire household.On the fitness front, training with Ben is no joke. The man is a machine. But what struck me most wasn’t the intensity. it was the simplicity. Micro-movements: 1-minute mobility, pull-ups between tasks, deep hangs, air squats, brisk walks on calls. Movement snacks, as he calls them. Layer in cold exposure, sunlight, and strength training, and your body becomes a high-performing feedback loop. I came home committed to implementing these simple but powerful movement bursts every day.And then there’s faith. Ben calls spiritual fitness the ultimate edge, and I couldn’t agree more. His days are rooted in devotion, scripture, worship, and deep conversation. Studies show spiritual practices reduce anxiety and increase emotional resilience, but for Ben, it’s more than data; it’s an operating system. My biggest takeaway? Stack spirituality into your existing habits. One scripture. One reflection. One prayer. Five minutes. Every day.On the financial side, Ben reminded me that wealth isn’t just what you earn, it’s what you systematize. Weekly financial reviews, automated investments, intentional giving, and simplifying your income structures create freedom, clarity, and creativity. And that quote he shared? “When God blesses you with wealth, don’t build a higher fence, build a longer table.” That’s how I want to live.And finally, fun. Joy is not optional. It’s strategic. Watching Ben integrate adventure, hobbies, and play into his weekly rhythm was a powerful reminder that fun fuels fulfillment. Whether it’s frisbee golf, cooking wild food, family game nights, bow hunting, or spontaneous adventures, fun is woven into the culture of his home. I left with a renewed commitment to schedule joy, not just hope for it.This mastermind wasn’t just about health hacks or business tactics. It was about alignment. Humanity. Connection. And the realization that a truly optimized life isn’t just built, it’s lived, day by day, ritual by ritual, breath by breath.If you want the full experience, all the stories, all the insights, and a deeper dive into how you can implement these 5 F’s in your own life, tune in to the full episode. I promise you, there’s at least one golden nugget in here that could shift everything for you.Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Coursehttps://thehappyhustle.com/thejourney/Apply to the Montana Mastermind Epic Camping Adventurehttps://thehappyhustle.com/mastermind/“It’s time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode Sponsors:If you’re feeling stressed, not sleeping great, or your energy’s been kinda meh lately—let me put you on to something that’s been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain’t your average magnesium—it’s got all 7 essential forms that your body needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all nightIf you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at bioptimizers.com/happy and use code HAPPY10 for 10% OFF.99 Designs- Need a killer logo, stunning website, or next-level brand design?Stop DIY-ing and start delegating like a boss with 99designs by Vista! Neurable- If you’re looking to level up your focus, productivity, and mental wellbeing all at once, do yourself a favor and check out Neurable. You get a special hookup—just use the code HAPPY at checkout and get $100 off.

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• How to LIVE a 10/10 Life: Leadership, Energy & Expansion with Leadership Visionary, Energetic Mastery Coach, and Business Mentor, Rudi Riekstins

  Have you ever looked at your life, your business, your relationships, your health, and thought, “Man… I’m doing a lot, but am I actually living at my highest level?”In this episode of The Happy Hustle Podcast, I sit down with Rudi Riekstins, a leadership visionary, energetic mastery coach, and trusted mentor to high-performing entrepreneurs and transformational leaders. Rudi is the real deal. A husband, father, and deeply grounded human, he brings a blend of wisdom, spirituality, neuroscience, and lived experience that just hits different. This episode matters because it’s not about grinding harder… it’s about remembering who you actually are and learning how to create a life that is fully aligned, fully intentional, and fully YOU.We dive deep into what it really means to live a “10 out of 10 life,” where every area, from marriage to health to leadership to purpose, gets the attention it deserves. Rudi breaks down the mental, physical, and energetic bodies, the neuroscience of manifestation, and why most people unintentionally sabotage their dreams without even knowing it. And he does it all in a way that’s practical, simple, and powerful as hell.Some of the biggest takeaways you’ll hear are why the first 20 minutes of your day dictate your ability to lead, love, and create; how shifting your emotional state literally rewires your destiny; why giving selflessly of your insight, finances, and time accelerates abundance; how your energy influences people before your words ever reach them; and how coherence, not stress is the real superpower behind sustainable success.This conversation is an invitation to remember who the F you are, take ownership of your emotional world, and show up as the most aligned, whole, powerful version of yourself. It’s about becoming the kind of person who can have the epic marriage, the thriving business, the deep peace, and the joyful life without sacrificing your soul or burning out in the process.If you’re ready to elevate your leadership, expand your capacity, strengthen your relationships, tap into your deepest potential, and start living at a 10 out of 10… you’re going to love this one.What does Happy Hustlin mean to you? Rudi remembers who you are and every day walking into a room purposefully, carefully, and calculatedly planning who do you want to be so that you have the highest potential of meeting that expectation.Connect with Rudihttps://www.facebook.com/RudiRiekstinshttps://www.instagram.com/rudiriekstins/https://www.youtube.com/@rudiriekstinshttps://www.linkedin.com/in/rudi-riekstins/Find Rudi on this website: https://rudiriekstins.com Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Coursehttps://thehappyhustle.com/thejourney/Apply to the Montana Mastermind Epic Camping Adventurehttps://thehappyhustle.com/mastermind/“It’s time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode Sponsors:If you’re feeling stressed, not sleeping great, or your energy’s been kinda meh lately—let me put you on to something that’s been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain’t your average magnesium—it’s got all 7 essential forms that your body needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all nightIf you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at bioptimizers.com/happy and use code HAPPY10 for 10% OFF.99 Designs- Need a killer logo, stunning website, or next-level brand design?Stop DIY-ing and start delegating like a boss with 99designs by Vista! Neurable- If you’re looking to level up your focus, productivity, and mental wellbeing all at once, do yourself a favor and check out Neurable. You get a special hookup—just use the code HAPPY at checkout and get $100 off.

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• BIRTHDAY SPECIAL TRADITION: 36 LIFE-CHANGING LESSONS LEARNED WITH CARY JACK

  Have you ever hit a birthday and thought, “Whoa… I learned a lot this year”?In this special birthday episode of The Happy Hustle Podcast, I’m breaking down 36 life lessons from 36 trips around the sun, the real stuff, the hard-won wisdom, the wins, the mistakes, and the things that actually helped me put the Happy in my Hustle this past year.Every year, I do this little tradition where I reflect back on the life truths that hit the hardest across all 10 Happy Hustle alignments. It’s not about being perfect. It’s about staying aligned, being intentional, and actually enjoying this wild ride called life.And if you’re an entrepreneur like me trying to grow your business without burning out, these lessons will resonate. Because honestly, most of them came from learning things the hard way. Fatherhood stretched me. Marriage humbled me. Health reminded me not to take shortcuts. Faith grounded me. Nature healed me. And business? Man… business taught me a ton about focus and what actually matters.A few of the biggest lessons I break down inside the episode:Giving to others is one of the fastest ways to fill yourself up—it’s crazy how true that is.Your health will humble you real quick if you neglect it (ask me how I know).Your attention is your most valuable currency, and your phone will steal it if you let it.If you want a 10-level partner, you’ve gotta be a 10-level partner—hard truth, but a game changer.And joy? Joy comes when you prioritize fun, passion, and presence… not just productivity.I also share why faith expanded for me this year, why nature remains my best medicine, and why focusing on margin over revenue has brought more peace and abundance into my world than ever before. These 36 lessons aren’t just motivational, they’re practical and immediately actionable.My hope is simple: If just one of these lessons helps you harmonize your ambition and your well-being…If just one truth gives you clarity, relief, inspiration, or direction…Then this episode did its job.So if you’re ready to reset, realign, and maybe laugh a little at my mistakes along the way, I’d be honored to have you join me for this birthday special.Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Coursehttps://thehappyhustle.com/thejourney/Apply to the Montana Mastermind Epic Camping Adventurehttps://thehappyhustle.com/mastermind/“It’s time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode Sponsors:If you’re feeling stressed, not sleeping great, or your energy’s been kinda meh lately—let me put you on to something that’s been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain’t your average magnesium—it’s got all 7 essential forms that your body needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all nightIf you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at bioptimizers.com/happy and use code HAPPY10 for 10% OFF.99 Designs- Need a killer logo, stunning website, or next-level brand design?Stop DIY-ing and start delegating like a boss with 99designs by Vista! Neurable- If you’re looking to level up your focus, productivity, and mental wellbeing all at once, do yourself a favor and check out Neurable. You get a special hookup—just use the code HAPPY at checkout and get $100 off.

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