Chase 2025 Business Card Shake-Up: New Perks, Stricter Rules & A New Card
Click MORE to see Ad disclosuresIn this week's update episode, I'm breaking down all the big changes to the Chase business cards that have happened over the past year. I also cover some important new rules for getting approved for business cards and a major shift in how referrals work for the Ink cards that will require a strategy pivot for many of us.The biggest news of all is Chase's brand new premium business card: the Chase Sapphire Reserve for Business(SM) Credit Card. It's definitely a mixed bag with its huge annual fee and high spending requirement, but for the right person, the benefits could make it worthwhile. I go through all the perks—both the ones it shares with the personal version and the unique ones like cell phone protection—so you can decide for yourself. Be sure to check out the links below for my detailed guides and benefit calculators to help you make the most of these updates.ACTION STEPS:Set aside 30 minutes to add all your eligible Chase cards to your Instacart account to activate the monthly credits and free Instacart+: https://katiestraveltricks.com/new-chase-instacart-benefits-how-to-maximize/Use the online guide to see if the new Sapphire Reserve for Business card benefits outweigh the annual fee for you: https://katiestraveltricks.com/new-card-chase-sapphire-reserve-for-businessSign up for the weekly newsletter to get updates and new resources delivered every Saturday: https://katiestraveltricks.kit.com/news New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...
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Chase Sapphire 2025 OVERHAUL: Is the $795 Reserve Card Worth It?
Click MORE to see Ad disclosuresWelcome to Points for Normal People!When it comes to our favorite points programs and credit cards, change is inevitable, but it doesn't have to be discouraging! In this episode, I'm breaking down all the huge updates that rolled out for the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® card in the summer of 2025. We'll walk through everything from the new standard welcome offer and increased minimum spend on the Preferred card to the eligibility rule changes that have a lot of people confused. I'll also explain the brand new "Points Boost" feature and how it completely changes the way you redeem points through Chase Travel℠.The biggest news is the massive refresh to the Sapphire Reserve, which now has a hefty $795 annual fee. I'll go over why my family decided to get this card again, even at that crazy price point, by breaking down how we get value from all the new "coupon book" style credits. Plus, I’ve got a fun tip for you, no matter which Sapphire card you have!ACTION STEPS If you are a Chase Sapphire Reserve cardholder, review the post on all the recent changes to ensure you fully understand the new benefits: https://katiestraveltricks.com/sapphirereserve/ If you have an upcoming trip and have not yet booked your hotels, try out the Points Boost feature to see if you can find any savings.Download the GigSky app to try using it for your next trip (free with Visa Infinite or Visa Signature cards: https://www.gigsky.com/blog/up-to-3-gb-free-travel-data-with-visa-infinite-no-cost RESOURCESChase Sapphire Reserve Benefits Calculator: https://katiestraveltricks.com/portfolio-items/chase-sapphire-reserve/ Use this site to activate your Peloton credit: onepeloton.com/ChaseSapphire You must activate Your StubHub/Viagogo credit before purchase: Cardmembers can log into their account and activate the StubHub credit under Chase offers.Sign up for my newsletter: https://katiestraveltricks.kit.com/news New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...
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Partner Airline Deals for Booking Alaska & Hawaiian Flights
Click MORE to see Ad disclosuresAll information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.Welcome to Points for Normal People!Today I’m going to show you how to book Alaska and Hawaiian flights for less by leveraging partner airline points. We'll explore options with Finnair, Qatar, JetBlue, American, and Singapore Airlines, including tips for maximizing your savings.I’ll break down everything from using Avios sweet spots to booking nonstop flights from the East Coast to Hawaii. Plus, I'll give you a heads-up on the upcoming changes with the Alaska/Hawaiian merger and how that might impact your booking strategies. Thanks so much for listening!RESOURCESGet a quick chart overview of the information I covered in this episode: https://katiestraveltricks.com/partner-airlines-for-booking-alaska-and-hawaii/ How to book Alaska Airlines awards using KrisFlyer miles: https://mainlymiles.com/2023/04/07/how-to-book-alaska-airlines-awards-using-krisflyer-miles/Bilt Rewards (Blog Post): https://katiestraveltricks.com/bilt-rewards-explained-earn-points-even-without-the-credit-card/ Qatar Airways for US Domestic Flights (blog): https://katiestraveltricks.com/using-qatar-avios-to-book-domestic-us-flights/ Finnair Avios for US Domestic Flights (blog): https://katiestraveltricks.com/using-finnair-avios-to-book-american-alaska-flights/ New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...
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Alaska and Hawaiian Miles for Domestic Award Flights
Click MORE to see Ad disclosuresAll information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.Welcome to Points for Normal People!Today we're diving into two airlines perfect for trips to and from the West Coast and Pacific Northwest, or flights to Hawaii and Alaska: Alaska Airlines and Hawaiian Airlines! With their merger underway, things are shifting, creating some unique opportunities, especially a cool loophole involving Amex points that gets them over to Alaska. We'll cover earning and using miles from both programs for domestic flights. ACTION STEPSConsider applying for the Hawaiian Business card before it's discontinued (check offer details).Look at personal Hawaiian cards if you have 5/24 space available.If you have any Bank of America card (credit or debit), check out the Museums on Us program.Consider adding kids as authorized users on BofA cards for museum access (no minimum age).Next time you fly Alaska and check bags, time the delivery (under 20 mins?) and claim miles if they're late.If focusing on Alaska miles, sign up for/use the Mileage Plan Shopping portal and link cards for in-store offers.ADDITIONAL RESOURCESMy Best Offers page (for Alaska card offers when ≥ 70k): https://katiestraveltricks.com/bestoffers/ Bank of America Museums on Us program: https://about.bankofamerica.com/en/making-an-impact/museums-on-us-partnersAlaska Mileage Plan Shopping portal: https://www.mileageplanshopping.com/instoreAlaska Air Deals: https://www.alaskaair.com/content/deals/flights/saleAlaska Air delayed baggage info: https://www.alaskaair.com/content/travel-info/baggage/baggage-claim/delayed-damaged-missing Seats.Aero (award search tool): https://seats.aero/ Email me at katiNew Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...
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Amex Points Explained: The Good, The Bad, and The Rules You Need to Know
Click MORE to see Ad disclosuresAll information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.Welcome to Points for Normal People!Let's tackle a topic I get asked about a lot: Amex Membership Rewards. Honestly, I have mixed feelings – the points themselves can be fantastic for travel, but the cards? They definitely come with extra rules and quirks, making them feel more intermediate level. Still, since you're asking and the points can be super useful, this episode is your essential overview.We'll cover the must-knows for earning these points (like navigating those tricky welcome offers!), the key application strategies you can't ignore, and super important: how to create an exit plan to keep your points without paying those high annual fees long-term. Consider this your guide to deciding if Amex is right for you!ACTION STEPSOpt-In to Amex MarketingPlan Your Exit StrategyAsk for a Retention OfferCheck Your Amex OffersConsider Card Pointers: https://cardpointers.com/partner/katiestravel/ Try Rakuten: https://www.rakuten.com/r/KMGALL29?eeid=44749 ADDITIONAL RESOURCESMy new Amex overview (blog): https://katiestraveltricks.com/amex-membership-rewards/Best Card Offers: https://katiestraveltricks.com/bestoffers/ Sign up for this beginner’s guide and we’ll also send you our Saturday morning newsletter: https://katiestraveltricks.com/travel-points-101-quick-start-guide/TrackRak: https://trackrak.com/ Rakuten info: https://www.rakuten.com/help/article/is-the-cash-back-button-available-for-mobile-devices-and-tablets-360002100928 and https://www.rakuten.com/help/article/installing-the-ebates-cash-back-button-360001446688 New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too. More from Katie’s Travel Tricks 🔗 Website Instagram 💻 Free Course 💳 Best Current Card Offers 🎒 Favorite Travel Gear Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...
About Points for Normal People by Katie's Travel Tricks
Travel isn’t just for the rich. I teach people how to supercharge their credit card points so they can pay for entire family vacations every year. I've been redeeming miles and points to pay for travel for over a decade. Points have taken our family around the world. But one thing sets me apart -- our family flies economy because business class isn't worth the extra effort for us. But this podcast isn't about me and where I've been -- it's about you and your goals. I focus on "normal" and streamlined credit card points strategies. This is about how to earn points the easiest way you can and redeem them easily, too. Season 1 covers common mistakes and myths and then will do a deep dive into Chase Ultimate Rewards points.
Listen to Points for Normal People by Katie's Travel Tricks, Miracle Mentality with Tim Storey (Motivation, Self Help, and Mental Health) and many other podcasts from around the world with the radio.net app
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