Info You Can Use: Are you ready to take control of your financial future, then l
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures. 🔑 Key Themes and Takeaways: 💼 About Dr. Leketa Hawkins Founder of PocketbookStrategies.com, which offers financial literacy programs, tools, and resources. Also runs Hawdleigh.com, a platform for financial education courses and templates. Her mission is to provide low-cost or no-cost financial education to underserved communities. 💡 Financial Literacy & Upbringing Like many, Leketa grew up in a household where money was not discussed—a common cultural norm that left many unprepared for adult financial responsibilities. She emphasizes the importance of breaking generational cycles by involving children in financial conversations early. 🧠 Emotional Spending One of the most common financial pitfalls she sees is emotional spending—buying things to cope with stress, boredom, or celebration. She recommends tracking spending for one week to identify patterns and triggers. Online shopping makes emotional spending easier and more dangerous due to its convenience. 📊 Budgeting Strategies Advocates for the 50/30/20 rule: 50% for needs 30% for wants 20% for savings or debt Encourages people to “name your money before you spend it”—assign every dollar a purpose. 👧🏾 Youth Financial Literacy Stresses the importance of teaching kids that money is a tool, not a goal. Encourages parents to: Let kids ask financial questions. Teach saving from every dollar earned. Explain compound interest and the value of investing. 👩🏽💼 Empowering Women Financially Many women feel overwhelmed or disempowered financially. Dr. Hawkins encourages women to take small steps toward financial clarity and view financial wellness as a form of self-love. 💬 Final Lessons “Money doesn’t change who you are—it amplifies who you are.” Understanding the difference between assets and liabilities is foundational: Assets put money in your pocket. Liabilities take money out. #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Uplift: Discusses how he built his business, from early struggles to scaling for success.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ken Taunton. Founder and president of The Royster Group, a nationally recognized, certified Black-owned professional staffing firm. Here's a breakdown of the key themes and takeaways: 🎯 Key Highlights from the Interview 🏢 About The Royster Group Founded in 2001, the firm specializes in: Executive Search (C-suite to Director level) Healthcare Staffing (physicians, nurses, ancillary staff) Operates nationally, serving both public and private sectors. 💼 Executive Search Insights Royster is a retained executive search firm, meaning they are hired by companies to find top-tier talent. Focuses on diverse, seasoned professionals with 7–10+ years of experience. Clients include major corporations like Home Depot, Merck, and Pfizer. Emphasizes the importance of diversity in leadership and actively includes women and people of color in candidate pools. 🏥 Healthcare Staffing Healthcare remains a high-demand field due to an aging population and workforce shortages. Royster recruits nationally and advertises through their website, conferences, and referrals. There’s a growing need for diverse healthcare professionals to reflect the population they serve. 🧾 Resume & Job Search Tips Resumes should be keyword-optimized to match job descriptions. Candidates should reach out to recruiters, follow up, and apply through multiple channels. Avoid vague resumes—include specific achievements and metrics. 🏆 Business Philosophy & Certification Thornton emphasizes the value of being a certified Black-owned business, not as a crutch but as a strategic advantage to gain access to opportunities. He acknowledges the challenges and scrutiny minority businesses face and the importance of capacity and execution. Advocates for mentorship, SBA resources, and relationship-building as keys to success. 📈 Entrepreneurial Journey Thornton transitioned from pharmaceutical sales and HR to founding his own firm after noticing a lack of diversity in executive placements. Started Royster with a bootstrap model—a desk, a phone, and determination. Now leads a $20M+ company and was named Small Business Person of the Year in Georgia. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Info You Can Use: Recognized as "The People's Expert" on student loan repayment.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Lewis. CEO of The Student Loan Doctor, LLC 🎯 Purpose of the Interview To explore the student loan crisis in America, highlight Dr. Lewis’s entrepreneurial journey, and share insights on financial literacy, debt management, and empowering underserved communities—especially African American women. 🔑 Key Takeaways 1. The Student Loan Crisis Student loans are the only major loan type in the U.S. without underwriting. Many borrowers accumulate debt before becoming employable. Women, especially African American women, carry the highest student loan debt. “Student loan debt shows up most when people try to buy homes or start families—it’s like having a second mortgage.” 2. Dr. Lewis’s Journey to Entrepreneurship Started her business while working full-time, meeting clients in cafes. Went viral in 2018 after claiming the title of the first African American woman to own a student loan repayment company. Built her brand through community engagement, free workshops, and media exposure. “I was taking clients from 6 to 10 at the Corner Bakery… I still owe some people some dates!” 3. Business Model & Impact Offers affordable consultations and a membership-based virtual university. Focuses on helping adults already in debt—not scholarships or financial aid. Maintains low prices to remain accessible to teachers and working-class clients. “I never wanted to leave behind someone making \$60K a year. Quantity will always provide.” 4. Empowering African American Women Her research and business focus on how student loan debt disproportionately affects African American women. Creates a judgment-free space for clients to discuss financial struggles. “If you owe \$900,000, I’m not going to start the call with ‘What happened?’” 5. Faith, Mentorship & Community Attributes her success to faith, discernment, and investing in mentorship. Believes entrepreneurship requires connection and collaboration. “God shows up in rooms I haven’t made it to yet.” 6. Advice to Parents & Colleges Emphasizes the need for financial education before college. Encourages parents to prepare children for money management, not just rely on colleges. “The college is a business. It’s not their job to manage your finances.” 💬 Notable Quotes “You want to put yourself in the middle of a big problem.” “Entrepreneurship can feel lonely—you’ve got to get out of your house.” “We don’t see each other’s credit scores, but debt is the quiet thing that plays in the back of your mind.” #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Uplift: She emphasizes the importance of African American and female participation in crypto and blockchain.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michelle Lilly. A cryptocurrency and blockchain educator and entrepreneur. Here's a summary of the key points discussed: 🎙️ Main Themes and Highlights Michelle Lilly’s Background Entered the cryptocurrency space in 2017. Initially lost money in a scam but used the experience to educate herself. Became the first African-American woman with a master’s degree in blockchain and digital currency from the University of Nicosia. Understanding Cryptocurrency Bitcoin is described as a protocol, not just a currency—used for value storage and transfer. Ethereum is highlighted for its smart contract capabilities and utility. Cryptocurrencies are a hybrid between stock and currency—they have utility like stock and liquidity like currency. Why Bitcoin Has Value Scarcity: Only 21 million Bitcoins will ever exist. Deflationary: Bitcoin undergoes a “halving” every four years, reducing the rate of new coins. Decentralization: Not controlled by any central authority, making it secure and transparent. NFTs and the Metaverse NFTs (Non-Fungible Tokens) are unique digital assets, often used for art and music. Artists can sell directly to consumers and earn royalties on resales. The metaverse is explained as a 3D version of the internet (Web 3.0), where users can own digital land and assets. Empowering Underserved Communities Michelle emphasizes the importance of African-American and female participation in crypto and blockchain. Encourages people to educate themselves and not wait for permission to participate in new financial systems. Practical Advice You don’t need a lot of money to start investing in crypto. Understanding the current financial system is just as important as learning about the new one. Consistency, self-awareness, and openness to criticism are key to success. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Brand Building: His journey from military service to becoming a nationally recognized barber and business owner.
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Ozell Graham. A successful barber and entrepreneur, founder of The Fade Shop and creator of At Ease hair and skincare products. Purpose of Interview:To share the guest’s journey from military service to becoming a nationally recognized barber and business owner, highlighting the entrepreneurial spirit, community involvement, and mentorship within the barbering industry. 🧭 Purpose & Themes Entrepreneurship & Branding The guest founded The Fade Shop in 1996 while serving in the military. Created At Ease product line to address common grooming issues like razor bumps. Emphasized the importance of branding, product development, and wearing multiple hats as a business owner. Community & Mentorship Deep involvement in community service, including back-to-school events and holiday giveaways. Mentors youth and barbers through the OG Barber Conference. Believes barbers play multifaceted roles: mentor, counselor, fashion consultant, and more. Cultural Impact of Barbershops Barbershops are described as cornerstones of the community. They serve as safe spaces for conversation, advice, and personal growth. Career Path & Passion Initially wanted to be a Greyhound bus driver but found passion in barbering during military service. First celebrity client was Usher Raymond. Advocates for passion-driven careers: “Would you do it for free?” 🔑 Key Takeaways “If you look good, you feel good. You feel good, you do good. You do good, you get paid.” “Barbering is more than just a haircut—it’s about care, connection, and community.” “You can always work for them, or you can work for you.” “It’s okay to be a copycat—just copy the right cat.” “Your network is your net worth.” 💬 Notable Quotes “I joined the military to learn how to drive. Once I started driving, I hated it.” “My first celebrity client was Usher Raymond—before I even had a license.” “We’re not just barbers. We’re mentors, consultants, and community leaders.” “Mentorship is planting positive seeds. Somebody is always watching.” “I do this for free—that’s how much I love it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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