The Steve Harvey Morning Show

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut.
Summary of the Interview
On Money Making Conversations Masterclass, host Rushion McDonald interviews Brett Chestnut, Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry.
Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making.
The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations.
Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access.
Purpose of the Interview
The interview’s purpose is to:
1. Introduce Brett Chestnut as a trusted financial leader
Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited.
2. Educate listeners on financial empowerment
Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline.
3. Highlight Northwestern Mutual’s diversity initiatives
Brett explains how the company is intentionally investing in diverse advisors and underserved markets.
4. Inspire career‑based and financial self‑reflection
He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals.
5. Promote mentorship and community uplift
Both Brett and Rushion stress the transformative power of mentorship and generational investment.
Key Takeaways
1. Financial empowerment starts with awareness
Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize.
2. You must “choose your hard”
Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas.
3. Wealth building is emotional as much as logical
Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities.
4. Don’t skip steps (especially with investing and crypto)
Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions.
5. Mentorship works only with real relationship
True mentorship requires understanding someone’s full life story, not just giving advice.
6. Representation matters in financial services
Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved.
7. Closing the wealth gap requires generational strategy
One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward.
8. Brett sees his work as multiplying impact
By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift.
Notable Quotes (from the transcript)

On financial empowerment
“I want people to dream again. We’re not dreaming no more—we’re living because of obligation.”
“When we’re born we look like our parents, but when we die, we look like our decisions.”
On career purpose
“I help people who are successful but career‑disturbed. They want more.”
On money habits
“Look at your last three months of spending. Your money tells you what your real priorities are.”
On investing and crypto
“People want to skip steps… going from no savings straight to crypto.”
“If you don’t understand it, maybe it’s not time for you to invest in it.”
On mentorship
“To give someone feedback without relationship is harassment.”
“Let me hear your story… mentorship starts with knowing the inner person.”
On diversity and empowerment
“Their growth strategy is diversity… whole markets haven’t even been called on yet.”
On community and identity
“We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.”
On wealth-building reality
“You have to choose your hard. Hard now or hard later.”
#SHMS #STRAW #BEST
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.
SUMMARY OF THE INTERVIEW
In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets.
PURPOSE OF THE INTERVIEW
The interview aims to:
1. Introduce and promote Dr. Jolley’s new book
“Rich Is Good, Wealthy Is Better” and the teachings within it.
2. Educate listeners on the distinction between rich and wealthy
Jolley wants audiences to understand wealth in generational, not short-term, terms.
3. Motivate individuals to shift their financial mindset
From “working money” to “mailbox money.”
4. Empower entrepreneurs and families
To adopt discipline, drop pride, and create multigenerational financial systems.
5. Share Jolley’s personal setback‑to‑success story
To reinforce that anyone can grow wealth with the right principles.
KEY TAKEAWAYS 1. Rich vs. Wealthy
Being rich = high income, often tied to active labor (e.g., athlete contracts).
Being wealthy = passive income, ownership, generational sustainability.
A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.”
2. The Five Money Mindsets
Jolley explains five financial mindsets:
One‑day mindset – living day to day.
30‑day mindset – fixed incomes/check-to-check living.
One‑year mindset – annual thinking (raises, annual income).
Decade mindset – typical for entertainers/athletes with multi‑year contracts.
Generational mindset (Wealth Mindset) – building wealth to last multiple generations.
Jolley’s goal: move people up just one level at a time.
3. Five Types of Wealth
Jolley breaks wealth into five categories:
Financial Wealth
Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown)
Relationship Wealth
Reputational Wealth (Brand)
Intellectual Capital Wealth (What you know and can charge for)
4. Discipline Is the Key
Wealth requires:
Living below your means
Investing the difference
Consistency
Avoiding arrogance and ignorance
5. Pride Is an Enemy of Wealth
Pride leads people to overspend to keep up appearances.
Jolley argues that pride “kills wealth” and must be replaced with planning and humility.
6. The Three Legs of Wealth
To build sustainable wealth, you need:
Income
Investment (letting money work for you)
Insurance (life, health, car, disability, long-term care)
7. Multiple Streams of Income
Jolley urges everyone to build at least two streams of income from:
Stocks
Bonds
Real estate
Crypto
Collectibles
Jewelry
Art
Content creation
8. Overcoming Setbacks
Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.
He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book.
9. It’s Never Too Late to Start
He cites examples of:
A secretary who retired with $8M by investing small amounts over time
Invested $12,000 at age 65 and grew it to $890,000 by age 72
NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity
“I have only just a minute… but it’s up to me to use it.”
On Mindset
“Wealth starts in your mind.”
On Rich vs. Wealthy
“Regular folks work for their money. Wealthy people make their money work for them.”
On Pride
“My pride was killing my wealth.”
On Growth & Learning
“If you’re willing to learn, no one can stop you.” [On Setbacks
“A setback is a setup for your greater comeback.”
On Starting Late
“When is the best time to plant a tree? Eighty years ago. The second-best time? Today.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson.
SUMMARY OF THE INTERVIEW
The conversation between Rushion McDonald and Jeremy Anderson on Money Making Conversations Masterclass covers Jeremy’s personal transformation, his mission-driven approach to motivational speaking, the creation of Next Level Speakers Academy, the power of environment and mindset, and his philanthropic work in South Africa. The interview highlights values such as purpose over profit, taking ownership, perseverance, and maximizing one’s potential. [
PURPOSE OF THE INTERVIEW
The purpose of the episode is to:
1. Introduce Jeremy Anderson’s Work
Showcase Jeremy’s role as a premier motivational speaker, founder of Next Level Speakers Academy, and co‑founder of Next Level Living, which feeds a thousand children weekly in South Africa. [
2. Inspire Listeners Toward Purpose‑Driven Success
Encourage viewers to move from “wasted potential” to purposeful, impactful living by believing in themselves and pursuing their gifts.
3. Demonstrate How Jeremy’s Principles Apply Broadly
Rushion emphasizes that Jeremy’s business, branding, and mindset strategies apply not just to speakers, but to entrepreneurs, executives, and everyday people.
4. Promote Actionable Personal Growth
The interview seeks to motivate listeners to take ownership, adopt non‑negotiable success habits, and maximize opportunities.
KEY TAKEAWAYS 1. Wasted Potential is a Universal Struggle
Jeremy defines wasted potential as having greatness inside but failing to believe in it or pursue it. Many people don’t lack talent — they lack belief and action.
2. Purpose Over Profit
He warns new speakers not to chase “the bag.”
Impact first → income follows. If your heart is for people, success comes naturally.
3. Your Story Is Your Superpower
Every struggle someone has overcome is a testimony meant to help others. Keeping quiet keeps your gift hidden.
4. Maximize Every Opportunity
Whether you’re speaking, laying concrete, or running a small business, get every drop out of every engagement — testimonials, photos, referrals, and relationship‑building. citeturn1search1
5. Environment and Mindset Matter
True growth starts by changing your internal environment.
Jeremy’s life changed when teachers chose to see the best in him, showing that belief from others can shift self-belief.
6. Non‑Negotiables Build Discipline
Success requires habits you don’t negotiate with: early rising, prayer, meditation, cold plunges, challenging discomfort, and consistent personal development.
7. Extreme Ownership Replaces Excuses
Greatness comes from responsibility, not excuses. Jeremy demands accountability from his teams and himself.
8. Brand Is Built on Transparency
Jeremy’s brand centers on perseverance, faith, and family—not perfection. He shares both triumphs and private struggles.
9. Giving Back Is Central to His Purpose
Next Level Living feeds 1,000 children weekly and sponsors students in South Africa through college. Impact must extend beyond business.
NOTABLE QUOTES FROM THE INTERVIEW On Purpose & Potential
“Don’t come to me for profits. Come to me for purpose. Don’t come to me for income. Come to me for impact.”
“It’s only a testimony if you testify.”
“Most people don’t believe and they don’t pursue — that’s wasted potential.”
On Mindset & Environment
“I wasn’t living a life of purpose… I had to stop blaming others and go all in on me.”
“Sometimes the shackles we have are in our mind.”
On Discipline
“Success requires non‑negotiables.” (Waking early, prayer, meditation, discomfort training)
“People want comfort — but everything great comes with discomfort.”
On Value
“If you want to be valuable, you must have value.”
“They’re not paying me top dollar because I'm motivational. I solve a problem.”
On Legacy & Family
“My brand is perseverance and family.”
“These things don’t happen to me — they happen for me.”
On Accountability
“No excuses — take ownership.”
“I’ve never met anyone who became great from excuses.”
On Giving Back
“We’ve been feeding a thousand starving children every week since 2018.”
“We put 60 kids through college — and we’re just getting started.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Wilson.
Purpose of the Interview
The interview aimed to:
Highlight Ryan Wilson’s entrepreneurial journey as co-founder and CEO of The Gathering Spot (TGS).
Showcase how TGS fosters collaboration, networking, and empowerment for African Americans and minorities.
Discuss business growth strategies, fintech integration, and community building.
Promote the Atlanta Business League’s 90th anniversary and its role in supporting Black-owned businesses.
Key Takeaways
Vision and Persistence
TGS was conceptualized in 2013 and launched in 2016 after years of planning.
Ryan faced 97 rejections before securing the first investor for \$3M in funding.
Quote: “We really were seeing something that the market couldn’t see.”

Atlanta as the Hub
Chose Atlanta for its culture, leadership, and creative ecosystem.
Quote: “Atlanta is an incredibly special place… what we export more than anything else is our culture.”

Community and Networking
TGS offers event spaces, dining, and workspaces designed to celebrate Black culture.
Membership spans ages 21 to 91, emphasizing connection across industries.
Quote: “My job each and every day is to try to figure out how to introduce people that ordinarily would not have met one another.”

Fintech and Financial Empowerment
TGS integrates financial technology solutions to improve community financial health.
Quote: “We realized that we didn’t actually have the tool… we could talk about money, but we needed the ability to bank and provide resources.”

Atlanta Business League Leadership
Ryan serves as Chair of ABL, advocating for Black-owned businesses.
Focus on growth, partnerships, and practical advice through programs and panels.
Quote: “Do you really want to win or look good losing?” (on DEI challenges)

Expansion
Physical locations: Atlanta, Washington D.C., Los Angeles.
Connected cities: New York, Chicago, Detroit, Houston, Charlotte.

Notable Quotes
“I didn’t want to have any regrets about not trying.”
“We need to have a place where we feel comfortable.”
“It’s in everybody’s interest that Black-owned businesses grow and scale.”
#BEST
#SHMS
#STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Keanna Sanders.
🎯 Purpose of the Interview
To highlight Keanna Sanders’ entrepreneurial journey from fashion merchandising to founding Sandbridge Early Learning Center, a network of childcare facilities in Maryland. The interview explores her motivations, challenges, and vision for empowering families and communities through early childhood education.
🧭 Key Themes & Takeaways 1. Early Inspiration & Passion for Children
Keanna’s love for children began at age 13, helping her grandmother care for infants and toddlers.
Quote:
“I was always around children… babysitting cousins, neighbors, and helping my grandmother with single moms’ kids.”
2. Education & Certifications
Studied Fashion Merchandising at University of Maryland Eastern Shore and Fashion Institute of Technology.
Earned childcare certifications (e.g., 45-hour and 90-hour credentials) to qualify as a teacher in Maryland.
Quote:
“I went and got my certifications in childcare so I could make a little extra money.”
3. Entrepreneurial Drive
Keanna always knew she wanted to be her own boss, even before understanding what entrepreneurship meant.
Quote:
“I didn’t want to work a 9 to 5. I wanted to travel and make my own schedule.”
4. Serial Entrepreneurship
Owned a car dealership called Trendy Motors before launching Sandbridge.
Used profits from car sales and a bank loan to fund her childcare business.
Quote:
“I sold my first car and said, ‘I’m going to start a car business.’ That success helped me launch Sandbridge.”
5. Founding Sandbridge Early Learning Center
The name “Sandbridge” combines her last name (Sanders) with the concept of “bridging the gap” between parents and children.
Quote:
“Sandbridge means bridging the gap between parents and kids.”
6. Curriculum & Learning Philosophy
Uses Frog Street Curriculum for infants to age 5.
Employs certified public school teachers through grants to prepare children for elementary school.
Quote:
“We want children to be ready for school. We teach through themes, tummy time, reading, and physical activities.”
7. Family Engagement & Community Impact
Hosts family nights, festivals, and educational field trips.
Offers financial support, discounts, and free meals to families in need.
Quote:
“We go above and beyond… sometimes I waive fees or help with scholarship applications.”
8. Franchise Vision & Branding
Plans to franchise Sandbridge nationally with consistent branding across locations.
Quote:
“I want every Sandbridge to look the same—like Chick-fil-A or Walgreens.”
9. Overcoming Bias & Embracing Identity
Initially hid her ownership due to fear of bias but later embraced her identity and impact.
Quote:
“You didn’t work this hard not to be recognized. People deserve to know who you are.”
10. Faith, Risk-Taking & Advice
Attributes her success to faith, persistence, and taking risks.
Quote:
“Out of ten no’s, you’ll get one yes. Be consistent, be persistent, and lean on God.”
📍 Current Status
Operates six locations in Maryland: three full sites and three before/after care programs.
Serves nearly 400 children.
Actively working on franchising the business.
#SHMS #STRAW #BEST
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