The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather Younger.
Founder and CEO of a leading employee engagement and workplace culture consulting firm:
🎙️ Interview Summary
Guest: Heather R. Younger
Role: CEO, workplace culture consultant, author, speaker
Topic: Employee engagement, workplace culture, self-leadership, and overcoming fear
🧭 Purpose of the Interview
To explore Heather Younger's journey as a workplace culture expert, her insights into employee engagement, and her new book The Art of Self-Leadership. The conversation centers on empowering individuals to lead themselves, navigate workplace challenges, and overcome fear to unlock personal and professional growth.
🔑 Key Takeaways 1. Employee Advocacy & Engagement
Heather has read over 30,000 employee surveys and facilitated 100+ focus groups.
She emphasizes active listening and creating safe spaces for employees to express concerns.
Her mission is to amplify the voices of employees, especially during organizational transitions like mergers.
2. Self-Leadership & Personal Growth
Heather encourages individuals to be their own advocates and not wait for others (including HR) to “save” them.
She promotes intentional reframing—shifting negative thoughts into rational, empowering ones.
Her new book, The Art of Self-Leadership, includes exercises like fear mapping to help readers identify and overcome internal barriers.
3. Navigating Fear in the Workplace
Heather outlines five ways fear holds people back professionally:
Fear of feedback – avoiding growth due to fear of criticism.
Fear of retribution – hesitating to speak up.
Fear of speaking truth to power – lacking psychological safety.
Inherited fears – generational or cultural fears that shape behavior.
Fear of regret – not taking action and living with “what ifs.”
4. Daily Practices for Mental Strength
Reflect nightly on what went well and what you controlled.
Practice gratitude and mindfulness.
Prioritize sleep, hydration, and mental clarity.
Treat each day as a chance to iterate and improve.
💬 Notable Quotes
“I needed to be the change I was seeking.”
“Feedback is a gift—even if it hurts.”
“You have to fight tooth and nail for your own mental space.”
“Don’t wait to be invited—ask.”
“See yourself as a work in progress, not a finished product.”
📚 Book Mentioned
Title: The Art of Self-Leadership
Focus: Empowering individuals to lead themselves through fear, change, and uncertainty
📞 Contact Info
Website: HeatherYounger.com
LinkedIn: Heather R. Younger
Social Media: Active on YouTube, Facebook, Twitter, Instagram

#STRAW
#BEST
#SHMS
Support the show: https://www.steveharveyfm.com/
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard.
Purpose of the Interview
The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned.
Key Takeaways
Background and Career Path
Latrease has a finance degree and started in investment operations in 1999.
Transitioned from auto financing and co-owning a car dealership to mortgage lending.
Became an independent mortgage broker in 2022 after being laid off during rising interest rates.

Role of an Independent Mortgage Broker
Holds her own license and partners with multiple lenders to offer tailored loan products.
Advocates for borrowers to ensure they get the right product, not just approval.
Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges.

Home Financing Insights
Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance.
Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs.
FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers.

Credit Challenges
Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates.
Latrease consults and provides “what-if” scenarios to help clients improve credit over time.

Entrepreneurial Lessons
Mistakes: Starting without enough capital and a strong pipeline; economic timing matters.
Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent.

Notable Quotes
On independence:
“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.”

On reverse mortgages:
“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.”

On credit challenges:
“Programs go as low as 500 credit score, but those borrowers need 10–20% down.”

On entrepreneurial advice:
“Make sure you have strong capital and a solid pipeline before stepping out on faith.”

On perseverance:
“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.”

#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Gerron Duhon.
Purpose of the Interview
The conversation aimed to:
Highlight the importance of financial literacy for young adults.
Share Jerron Duhon’s personal journey from Lake Charles, Louisiana, to Yale University and into holistic financial planning.
Promote his book “The Purpose of Paper”, which focuses on building generational wealth and breaking harmful financial habits.
Key Takeaways
Personal Journey & Identity Shift
Jerron used football as a “meal ticket” to escape his hometown, but a concussion ended his athletic career, causing an identity crisis.
He pivoted toward financial education and wealth creation, emphasizing long-term planning.

Misconceptions About Wealth
Many young adults believe wealth comes quickly through gambling, sports betting, or flashy investments.
Social media fuels the desire to display wealth rather than build wealth, leading to poor financial decisions.

Financial Habits & Framework
Jerron introduced his AIMS framework: Awareness: Know your current financial state.
Intention: Set clear goals and reverse-engineer steps.
Mindset Change: Focus on future self, not old habits.
Systems: Automate savings and investments to reduce reliance on willpower.


Faith and Finance Connection
Principles like self-control, patience, and hope—fruits of the spirit—are essential for financial discipline.
“Faith without works is dead” applies to money: belief must be paired with action.

Generational Wealth
Gerron stresses taking ownership of your financial future rather than leaving the burden to your children.
Investing should be strategic and long-term, not like playing the lottery.

Practical Advice
Start small but consistent (e.g., $150/month).
Use modern tools like Robinhood for stock investing.
Shift from being a consumer to an owner (invest in companies you use).

Notable Quotes
“Football was my meal ticket… but I realized I didn’t dream far enough.”
“We connect our financial decisions to display wealth instead of to build wealth.”
“Faith without works is dead—just like in finances.”
“Are you going to be the one that changes your generation, or will you leave that pressure on your children?”
“Good advice is timeless.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten.
Purpose of the Interview
The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital.
Key Takeaways
Funding Opportunities & Qualifications
Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding.
Basic qualifications include: Credit score of 680+
Existing credit lines (at least $10,000)
A clear business mission and low-risk profile.


Avoiding Scams
Beware of unsolicited emails/texts promising easy money.
Do your homework: Check companies on Better Business Bureau (BBB).
Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express).

Never share sensitive information without verifying legitimacy.

Importance of a Business Plan
Funding is not free money—you need a strategic plan.
Katrina calls it a “money mission”: know exactly how funds will be deployed.
Without a plan, money disappears quickly, leading to debt and bad credit.

Family & Friends Lending
Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties.
Decide upfront if it’s a gift or a loan.


Services Offered by New Day for You Financial
SBA loans, equipment loans, purchase order financing.
Lines of credit and 0% interest credit cards (18–21 months).
Credit card stacking for higher funding amounts.
Credit restoration referrals for those with poor credit.

Success Story
Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan.

Notable Quotes
“If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.”
“We don’t want to be out here racking up good debt and then you’re not going to be responsible.”
“You have to vet companies. Go to BBB, Google them, and check their credibility.”
“If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.”
“We say if you don’t get anything, we don’t get paid.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Telisha Roberts.
Guest: Dr. Telisha Roberts, Founder and President of Creative Intentions
Host: Rushion McDonald
Topic: Career development, leadership growth, entrepreneurship, workforce readiness, and navigating today's changing job market.
Purpose of the Interview
The purpose of the conversation was to help students, early-career professionals, corporate employees, and aspiring entrepreneurs understand how to successfully navigate career transitions and professional growth. Dr. Roberts shared insights from her 26-year corporate career and explained how Creative Intentions helps individuals bridge the gap between potential and achievement. [Dr. Telish...(Podcast) | Txt]
The interview focused on preparing people for workplace success, leadership roles, entrepreneurship, and adapting to economic uncertainty, layoffs, and artificial intelligence-driven workforce changes. [Dr. Telish...(Podcast) | Txt]
Key Takeaways 1. Success Requires More Than Opportunity
Dr. Roberts emphasized that securing a job, internship, or promotion is only the beginning. What determines long-term success is how effectively individuals navigate and perform once they enter those opportunities. [Dr. Telish...(Podcast) | Txt]
Takeaway: Getting the opportunity and succeeding in it are two different challenges.
2. Always Have a Plan
One of the strongest themes throughout the interview was intentional planning.
Roberts shared that before leaving her 26-year corporate career, she spent roughly a year preparing and developing a plan to ensure a successful transition. She encourages others to proactively prepare for career changes instead of reacting after a crisis occurs. [Dr. Telish...(Podcast) | Txt]
Takeaway: Faith, passion, and ambition should always be supported by a structured plan.
3. Career Development Is a Lifelong Process
Creative Intentions supports:
College juniors and seniors
Early-career professionals
Managers and executives
Entrepreneurs
Small business owners
Roberts believes individuals need guidance at every stage of professional growth. [Dr. Telish...(Podcast) | Txt]
Takeaway: Professional development does not stop after graduation.
4. Hard Work Alone Does Not Guarantee Promotion
One of the most discussed topics in the interview was the misconception that simply working hard will automatically lead to advancement.
Roberts explained that employees must learn how to communicate their value, connect their accomplishments to organizational goals, and demonstrate strategic impact. [Dr. Telish...(Podcast) | Txt]
Takeaway: Visibility, communication, and strategic alignment are as important as effort.
5. Tell Your Own Story
According to Roberts, many talented professionals fail to advance because they expect others to recognize their contributions automatically.
She stresses that employees must be capable of:
Articulating their value
Demonstrating impact
Understanding organizational priorities
Forecasting future needs [Dr. Telish...(Podcast) | Txt]
Takeaway: If you cannot explain your value, others may overlook it.
6. Mentorship Can Change Lives
The creation of Creative Intentions was inspired by a young intern Roberts mentored who did not receive a job offer after her internship.
The experience deeply affected Roberts and motivated her to create an organization dedicated to helping people gain the skills and support necessary for career success. [Dr. Telish...(Podcast) | Txt]
Takeaway: Investing in people can have a lasting impact on their lives and careers.
7. Success Has No Easy Path
Roberts repeatedly emphasized that whether someone pursues corporate leadership, entrepreneurship, content creation, or business ownership, all meaningful success requires discipline and hard work. [Dr. Telish...(Podcast) | Txt]
Takeaway: There are no shortcuts to sustainable success.
8. Every Person Requires an Individualized Approach
Unlike many coaching and training programs, Roberts believes there is no one-size-fits-all method for development.
Her team uses assessments and personalized coaching to understand an individual's strengths, preferences, experiences, and leadership potential. [Dr. Telish...(Podcast) | Txt]
Takeaway: Effective development starts with understanding the individual.
9. Confidence Often Comes Through Investment and Support
Many people struggle because they do not recognize their own potential.
Roberts noted that some individuals have never been encouraged to explore their gifts or strengths. Her work focuses on helping people discover abilities they may not yet see in themselves. [Dr. Telish...(Podcast) | Txt]
Takeaway: Confidence is often built through mentorship, support, and self-discovery.
10. AI and Workforce Disruption Are Real Challenges
Roberts directly addressed concerns about artificial intelligence and layoffs.
She acknowledged that organizations are reallocating resources toward AI and that competition for jobs has intensified. However, she encourages professionals to remain proactive, strategic, and adaptable rather than fearful. [Dr. Telish...(Podcast) | Txt]
Takeaway: Career resilience requires strategy, adaptability, and continuous learning.
11. Stay Calm During Uncertainty
A defining characteristic of Roberts' leadership philosophy is maintaining composure under pressure.
She shared examples from both her corporate career and personal life to illustrate the importance of responding to challenges with clarity and purpose rather than panic. [Dr. Telish...(Podcast) | Txt]
Takeaway: Effective leaders remain calm while taking decisive action.
Notable Quotes On Career Preparation
"It's one thing to get the role, get the internship, get that opportunity. But it's another thing to actually be successful when you get there." [Dr. Telish...(Podcast) | Txt]
On Planning
"You got to have that plan." [Dr. Telish...(Podcast) | Txt]
On Career Advancement
"Being the hardest worker in the room will not get you promoted." [Dr. Telish...(Podcast) | Txt]
On Professional Visibility
"If you cannot properly articulate your value to an organization... you are going to be quietly lost." [Dr. Telish...(Podcast) | Txt]
On Personal Branding
"You have to learn how to tell your own story. No one is going to tell your story for you." [Dr. Telish...(Podcast) | Txt]
On Entrepreneurship
"Being skilled and passionate is very different than running an actual business." [Dr. Telish...(Podcast) | Txt]
On Success
"There is no easy path to success." [Dr. Telish...(Podcast) | Txt]
On Hard Work
"You're probably going to work harder than you ever have before." [Dr. Telish...(Podcast) | Txt]
On Personal Growth
"Someone took the time to invest in me." [Dr. Telish...(Podcast) | Txt]
On AI and Job Market Challenges
"We have to learn how to be strategic. We have to learn how to get in front of the problem and be proactive instead of reactive." [Dr. Telish...(Podcast) | Txt]
On Leadership During Uncertainty
"We need to calm down. We need to operate with as much information as we can and as much peace as we can." [Dr. Telish...(Podcast) | Txt]
Overall Message
Dr. Telisha Roberts' central message is that career success is not accidental—it is intentional. Through planning, mentorship, self-awareness, hard work, strategic thinking, and the ability to communicate one's value, individuals can successfully navigate career transitions, leadership challenges, entrepreneurship, and an increasingly competitive workforce. Her work through Creative Intentions is focused on helping people bridge the gap between where they are today and where they aspire to be tomorrow. #BEST #SHMS #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.