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The Steve Harvey Morning Show

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The Steve Harvey Morning Show
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  • The Steve Harvey Morning Show

    Financial Strategies: She explains the value of estate planning and clarifies the differences and roles of wills, trusts, and powers of attorney

    04/25/2026 | 28 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee
    Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work.
    Purpose of the Interview
    Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families.
    Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.]
    Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning.
    Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work.
    Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney
    A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.]
    Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death.
    Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed.
    2) Why Insurance Belongs in the Plan
    Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden.
    For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat.
    3) Minimizing Probate Costs and Taxes
    Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages.
    4) Special‑Needs and Elder Planning
    Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support.
    Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later.
    5) Business Continuity for Owners
    Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney.
    6) Values, Audience, and Access
    Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements).
    Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing).
    Notable Quotes (for pull‑quotes & captions)
    “Think of a will as a letter to the judge… a will still has to go through probate court.
    “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will.
    “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.”
    “Estate planning is a strategy—not just documents.”
    “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.”
    “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.”
    “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues.
    “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.”
    Quick Action Items (for listeners inspired by the episode)
    Draft or update POAs (financial and health) for every adult in the household, including college‑age children.
    Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control.
    For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA.
    Families with special‑needs dependents: consult on special‑needs trusts to protect benefits.
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Career Advice: Hewett emphasizes that integrity, faith, and foundation have sustained his life and career.

    04/25/2026 | 28 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Howard Hewett Interview (Part 2)
    Legendary R&B and soul singer Howard Hewett returned for Part 2 of his interview on Money Making Conversations Masterclass to continue discussing his iconic multi‑decade career, his transition from Shalamar to a solo artist, new collaborations, performing for multi‑generational audiences, the evolution of R&B, and his philosophy on life, legacy, work ethic, and spiritual grounding.
    This segment is rich with personal stories—from unexpected collaborations to the behind‑the‑scenes decision-making that shaped his career. Hewett also reflects on aging gracefully, staying relevant, maintaining integrity, and building a strong foundation that supports longevity in both life and music.
    🎯 Purpose of the Interview
    The conversation aims to:
    Highlight Howard Hewett’s career longevity, legendary catalog, and current creative projects.
    Explore his transition from group success (Shalamar) to building a respected solo career.
    Provide insight into new musical collaborations, including work with Ronnie Laws.
    Discuss the challenge of performing new music for audiences who crave the classic hits.
    Reflect on spirituality, life philosophy, integrity, and aging as keys to sustaining a fulfilling career.
    Offer guidance for artists, entrepreneurs, and creatives who must navigate uncertainty, fame, and reinvention.
    🔑 Key Takeaways 1. Collaboration with Ronnie Laws
    Hewett shared a humorous story about Ronnie Laws showing up at his door while doing Jehovah’s Witness outreach.
    Their new collaboration was inspired by a personal connection to Ronnie’s late wife and her love for “Ribbon in the Sky.”
    Covers require publishing approval, not necessarily permission from the artist, as long as royalties go to the right places.

    2. Transition from Shalamar to Solo Career
    Contrary to popular belief, Howard was not the first member to leave—Jeffrey Daniel and Jody Watley departed before him.
    His transition happened during the opportunity to record “Dancing in the Sheets” for the Footloose soundtrack.
    Initially, he and producer Leon Sylvers did not think Footloose would be a big movie—a now‑humorous regret.
    “Dancing in the Sheets” became Shalamar’s second-largest selling single after “Second Time Around.”
    3. The Challenge of Performing New Music
    Hewett explains that audiences overwhelmingly want the classics, not new songs.
    When artists introduce new material during concerts, the room’s energy often drops.
    He performs new music only when he can “set it up right” and bring the audience into the moment.
    4. Musical Identity & R&B Philosophy
    His solo style skewed romantic and intimate because that is authentically who he is as an artist.
    He rejects modern attempts to redefine R&B: “R&B is the foundation—of rock, hip‑hop, neo-soul, everything. You can’t replace a foundation.”

    He uses the “foundation of a house” as a metaphor for life, music, and spiritual grounding.
    5. Multi‑Generational Audience Connection
    Hewett loves seeing grandparents, parents, and children attend his shows together—evidence of music that lasts.
    His concerts are structured: Act 1: Howard Hewett solo classics (slow jams, connection, romance)
    Act 2: Shalamar dance hits (“Second Time Around,” “Make That Move,” “A Night to Remember”)

    6. Integrity, Spirituality, and Aging
    Hewett emphasizes that integrity, faith, and foundation have sustained his life and career.
    He began singing gospel in childhood; his mother was a gospel promoter who booked major gospel acts.
    At 70, he says he does not look or feel how he imagined 70 would look when he was younger.
    He encourages people to control what they allow into their lives—“stress, drama, or peace.”

    7. Entrepreneurship and Resilience
    As an entertainer, he equates his career to running a small business—no guaranteed income, no employer‑provided safety net.
    COVID forced him off the road for the first time in decades and taught him adaptability.
    He attributes his continued success to a solid foundation, timeless hits, and avoiding stress.

    8. Life Lessons: Worry, Faith, and the Power of the Tongue
    Hewett shared a powerful story about receiving a church pamphlet titled “Worry Is a Sign of Disbelief.”
    He spent years removing “worry” from his vocabulary and now avoids negative speech.
    He compares the tongue to a ship’s rudder—small but capable of steering life’s direction.

    🗣️ Notable Quotes ✔ On new music
    “When you do new material, it’s almost like singing in Japanese. People don’t want to hear it unless you set it up right.”

    ✔ On R&B
    “R&B is the foundation—of rock, hip-hop, neo-soul… you can’t replace a foundation.”
    ✔ On longevity
    “Integrity is one of the most important things. Let your yes be your yes.”
    ✔ On aging
    “When I turned 70, I thanked God it doesn’t look like what I thought it would look like when I was 30 or 40.”
    ✔ On stress
    “Stress is like a rocking chair—it gives you a lot to do, but you’re still in the same place when you get done.”
    ✔ On faith
    “If you’re truly a child of God, what are you worried about? Worry is a sign of disbelief"
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Brand Building: Her Medase Cocktails journey is a masterclass example of entrepreneurship driven by vision, preparation, and authenticity.

    04/25/2026 | 28 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Monica Cornitcher.
    Entrepreneurial journey, the inspiration behind Medase Cocktails, and the realities of launching, funding, and scaling a premium nonalcoholic spirits brand in a highly competitive market.
    Purpose of the Conversation
    The purpose of the episode is to:
    Educate aspiring entrepreneurs on how to build a differentiated consumer brand
    Demonstrate the importance of storytelling, market clarity, and operational discipline
    Highlight the growth of the nonalcoholic / zero‑proof beverage movement
    Inspire founders—especially founders of color—to own their niche, seek capital strategically, and scale intentionally.
    Key Takeaways 1. Business Built from Personal Need and Purpose
    Medase Cocktails was co‑founded by Monica and her lifelong friend during her friend’s battle with breast cancer, a time when alcohol was no longer an option—but celebration still mattered.
    The brand was created to allow people to celebrate authentically without alcohol
    It carries emotional depth rooted in friendship, gratitude, and loss
    Monica continues the mission after her co‑founder passed away in 2024
    Lesson: Purpose-driven businesses create deeper emotional connection and long-term brand equity.
    2. Differentiation Is Everything
    Monica deliberately rejected the “sparkling water with flavor” model common in nonalcoholic drinks.
    Her differentiators include:
    Authentic cocktail taste (Old Fashioned, Margarita, Moscow Mule)
    Organic juices, not artificial flavors
    Bold packaging that stands out on shelves
    Drinks designed to smell, taste, and feel like real cocktails
    Lesson: Competing on authenticity—not cost—is how you carve out market share in crowded spaces.
    3. Brand Names and Stories Matter
    The name “Medase” means “thank you” and reflects gratitude, friendship, and emotional support.
    Monica emphasizes:
    Every flavor name, color, and product decision has a story
    A strong brand narrative creates curiosity, loyalty, and investor interest
    Lesson: People invest in brands they feel—emotionally, not just intellectually.
    4. Venture Capital Is Not Just About Numbers
    While financials matter, Monica stresses that VCs also invest in founders and stories.
    What helped her secure venture capital:
    A compelling personal story
    Relevant founder skill sets (M&A, law, operations)
    Clear understanding of the market opportunity
    Lesson: Early-stage funding often depends on who you are and why you’re building, not just revenue.
    5. Research, Planning, and Discipline Before Launch
    Unlike many food startups, Medase did not begin in a kitchen.
    They:
    Conducted a feasibility study
    Built a formal business plan
    Worked with a Black female food scientist
    Set strict personal funding limits before seeking capital
    Lesson: Preparation reduces risk and builds long-term sustainability.
    6. Scaling Requires Operational Maturity
    As sales increased—especially on Amazon—Monica emphasized the need to move from “hustle mode” to operational excellence.
    Key scaling principles:
    Understand unit economics
    Track ROI for events and activations
    Adjust pricing as volume increases
    Build strategy across marketing, operations, and distribution
    Lesson: Hustle starts the business; operations grow it.
    7. Niche First, Expansion Later
    Medase does not try to be “everything to everyone.”
    Core customers include:
    People seeking a break from alcohol
    Health-conscious consumers
    Black men looking for alcohol replacements
    Consumers wanting cocktail taste without hangovers
    Lesson: Strong niches create loyal advocates who fuel organic growth.
    8. Smart Distribution Strategy
    Rather than rushing into retail, Monica prioritized direct-to-consumer channels:
    Amazon (top-performing channel)
    Brand website
    TikTok Shop
    Only after 6–7 months of traction did retail expansion become viable.
    Lesson: Control your margins and demand before entering expensive retail environments.
    Memorable Quotes
    “I wanted an authentic cocktail without compromise.”
    “Everything we do has a story behind it.”
    “Sometimes it’s not about the financials—it’s about the founder and the story.”
    “Don’t be everything to everybody. Find your market and stick with your market.”
    “Hustle starts the business, but operations give you scale.”
    “If it tastes too much like alcohol and you gave me a one-star review—thank you. That means I did my job.”
    Overall Message
    This episode is a real-world entrepreneurial blueprint showing how clarity of vision, emotional authenticity, disciplined planning, and niche focus can turn a personal idea into a scalable national brand.
    Monica Cornitcher exemplifies the modern founder:
    visionary, data-aware, emotionally intelligent, and unapologetically authentic.
    #SHMS #BEST #STRAW
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Overcoming the Odds: Oversees operations and financial strategy for Rolling Stone, Billboard, Variety, The Hollywood Reporter, Vibe, SXSW.

    04/25/2026 | 22 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Rainey.
    He holds a powerful executive role in the media world, shaping the future of iconic brands like Billboard, Rolling Stone, and SXSW.
    🏆 Paul Rainey’s Executive Career at Penske Media Corporation (PMC)
    Current Role
    Executive Vice President of Operations and Finance at Penske Media Corporation (PMC).
    Oversees operations and financial strategy for Rolling Stone, Billboard, Variety, The Hollywood Reporter, Vibe, SXSW, and more.
    Provides strategic input across PMC’s global media brands and live events, including the Billboard Music Awards, SXSW, and American Music Awards.
    Key Responsibilities
    Leads financial decision-making, acquisitions, and operational procedures across PMC’s portfolio.
    Serves on several boards, including as Audit Committee Chair of Redaptive, Inc. and a Director at SXSW.
    Background & Education
    Holds a Master of Science in Accountancy and a BBA in Finance and Computer Applications from the University of Notre Dame.
    Formerly held leadership roles at General Electric, Global Eagle, and Harris CapRock Communications, managing billion-dollar operations across five continents.
    📘 About PMC & Cultural Influence
    PMC is a global media powerhouse, reaching over 350 million people monthly. Its brands shape culture through journalism, entertainment, and live events, including SXSW
    Paul Rainey is a rare blend of creative storyteller and corporate strategist, bridging the worlds of graphic novels and global media leadership. Whether he’s crafting a sci-fi twist in a comic or guiding the future of Billboard and SXSW, his influence is both wide-reaching and deeply personal. Let me know if you’d like a visual timeline of his career or a deeper dive into one of his roles. 🎬📈✨

    #STRAW
    #BEST
    #SHMS
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Real Estate: Shares his journey as a trailblazer in commercial real estate, overcoming industry challenges as a Black entrepreneur.

    04/24/2026 | 22 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed T. Dallas Smith.
    Founder and CEO of T. Dallas Smith & Company, the largest African American-owned pure tenant rep commercial real estate firm in the U.S. The discussion focused on mentorship, breaking barriers in real estate, and transformative community development.
    🔑 Key Themes & Highlights
    Breaking Barriers in Commercial Real Estate
    Smith shared his journey as a trailblazer in commercial real estate, overcoming industry challenges as a Black entrepreneur.
    He emphasized the importance of representation and mentorship in helping minorities enter the field.
    Transformative Community Development
    His firm is focused on revitalizing marginalized communities through strategic real estate investments.
    He discussed the impact of Microsoft’s land acquisition near Bankhead Highway, which has led to new development opportunities.
    Mentorship & Leadership Growth
    Smith launched the Wisdom Circle, a mentorship initiative to educate young professionals about commercial real estate.
    He believes that exposure is key to increasing diversity in the industry.
    Atlanta’s Commercial Real Estate Boom
    As President of the Atlanta Commercial Board of REALTORS®, Smith highlighted the $47.6 billion in transactions completed by its members.
    He stressed that brokers play a crucial role in shaping urban development.
    📘 About T. Dallas Smith
    Dallas Smith is a visionary leader in commercial real estate, dedicated to mentorship, community uplift, and industry transformation. His firm specializes in tenant representation, office space, industrial facilities, and land acquisitions.

    #BEST
    #STRAW
    #SHMS
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.

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About The Steve Harvey Morning Show

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment! Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all. Join millions who tune in every day, and make Steve and the crew part of your morning routine!
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