The Steve Harvey Morning Show

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Pastor Dexter Jenkins. Purpose of the Interview The interview aimed to educate and inspire listeners about wealth creation through real estate and financial literacy, particularly for individuals over 50. Pastor Jenkins shared strategies for building generational wealth, shifting mindsets about money, and leveraging real estate as a primary tool for financial independence. Key Takeaways Intersection of Faith, Finance, and BusinessPastor Jenkins emphasizes that faith and financial success are not mutually exclusive. He advocates using biblical principles as a success manual, especially from Proverbs. Real Estate as “Low-Hanging Fruit” for WealthReal estate is one of the simplest and most effective ways to build wealth because land is finite and historically valuable. Mindset Over MoneyWealth building starts with changing beliefs about money. Many misconceptions learned in childhood or church need to be unlearned. Refire, Don’t RetireFor those over 50, Jenkins encourages leveraging life experience to create new income streams instead of slowing down. Social Security Reality CheckThe average Social Security check (~$1,400/month) is insufficient for most Americans, highlighting the need for personal wealth strategies. The SHIP Method Stewardship: Direct your money intentionally. Ownership: Own assets that appreciate and generate cash flow. Entrepreneurship: Consider business ownership as a wealth-building tool. Education Before ActionStart with learning—books, podcasts, seminars—before diving into real estate or other ventures. Community Wealth BuildingJenkins supports initiatives like “buying back the block” to revitalize neighborhoods and build collective wealth. Secrets to SuccessDesire, planning, education, and execution are essential. Dreams without plans remain dreams. Upcoming ResourcesJenkins is releasing a book: The Real Estate Wealth Creation Blueprint, offering practical steps for using real estate to build wealth. Notable Quotes “Real estate is the lowest hanging fruit on the wealth creation tree.” “People came here to work the land—now it’s time for us to own it.” “It’s not time to retire; it’s time to refire.” “Social Security was designed for a different era. You can’t live on $1,400 a month in America.” “The Bible is more than religion—it’s a success manual.” “If you don’t have a desire for wealth, we can talk all day and nothing will change.” “Stewardship, Ownership, Entrepreneurship—those are the pillars of wealth.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Laura Finney. A seasoned financial literacy educator and coach. Laura shares her deeply personal journey into financial education, sparked by a lack of preparedness in her own life and a family experience that resulted in the loss of generational wealth. Through candid storytelling and practical advice, she empowers listeners to take control of their financial futures with strategic planning, budgeting, and mindset shifts. 🧭 Key Themes Financial Empowerment: Building financial literacy to live life on your own terms. Generational Wealth: The importance of estate planning and legacy preservation. Budgeting & Cash Flow: Identifying spending leaks and creating emergency funds. Mindset Over Age: Rejecting age as a limitation to financial or personal growth. Community Impact: Educating underserved communities and promoting financial independence. 🗂️ Episode Outline Introduction by Rushion McDonald Purpose of the show and encouragement to learn from others’ success stories. Meet Laura Finney Financial coach and educator with a mission to empower through financial literacy. Turning Point at 50 Laura’s wake-up call after her 50th birthday and the realization of financial unpreparedness. Family Legacy Lost A powerful story of losing family land due to lack of a will, now replaced by an Amazon facility. Common Financial Mistakes Taking advice without personalized planning. Misunderstanding retirement and financial independence. Advice for 30s and 40s Pay yourself first. Avoid inaccessible savings vehicles. Start planning early. Budgeting Tips Cut back on dining out, personal care, and entertainment. Build emergency funds—even starting with $1/day. Financial Misconceptions Living for today vs. planning for tomorrow. The myth of “having time” to save later. How Laura Works with Clients Initial consultation → personalized interview → strategic financial roadmap. Closing Thoughts Encouragement to take control of your financial future and live life on your terms. 💬 Notable Quotes “Nobody’s really retiring. We’re not great-grandma on the porch with lemonade anymore.” “Don’t let age define how you live your life.” “Everything starts with a budget.” “You can’t chase money. You have to plan for it.” “If you can save a dollar a day, you can build an emergency fund.” 👤 About the Guest: Laura Finney Laura Finney is a financial literacy educator with over eight years of experience in the financial services industry. She specializes in delivering personalized financial literacy programs, workshops, and one-on-one consultations. Her mission is to help individuals and families achieve financial stability and long-term success through education, strategic planning, and empowerment. 📞 Contact Laura Finney Website: LauraFinneyEnterprises.net #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed James Green. Purpose of the Interview The interview aimed to showcase James Green’s entrepreneurial journey as the founder of KyuTeaCo (Kyushu Tea Company), a premium tea brand focused on curating authentic Japanese tea experiences. It highlighted his unique position as an African-American entrepreneur bridging cultures, his passion for tea, and his mission to educate consumers about tea’s health benefits and heritage. Key Takeaways Background & Inspiration James Green grew up in Atlanta, studied international business and Japanese, and lived in Japan for five years. His passion for tea began during a high school exchange program in Fukuoka, Japan, and deepened through cultural immersion. Business Model KyuTeaCo partners with eight small, organic tea-growing families in Kyushu, Japan. Direct-to-consumer and B2B approach: e-commerce platform launching soon, plus partnerships with cafes. Simplified supply chain: Farmers → Kuti Co → Customer (eliminates middlemen, ensures fair pay for farmers). Mission & Differentiation Focus on storytelling and cultural connection, not just selling tea. Educates consumers on tea’s health benefits (e.g., reducing hypertension and diabetes risks). Premium curated experience vs. mass-market tea brands. Challenges & Lessons Kickstarter campaign failed due to lack of collaborators and marketing reach. Learned importance of storytelling and emotional connection for crowdfunding success. Social Impact “11% for Good” Program: 11% of every sale goes to sustainability efforts for Japanese tea farming. Name significance: “11” in Japanese sounds like “ii,” meaning “good.” Future Plans Launching e-commerce in January. Exploring subscription models and virtual tea tastings. Goal: Build a brand that consumers care about through cultural education and premium experiences. Notable Quotes On launching a business:“I’m learning now more than anything, just launch it. Just go. You’ll build it brick by brick, day by day.” On cultural connection:“We’re not just selling tea; we’re telling the stories of Kyushu and these families. It’s about legacy and sustainability.” On social impact:“Every bag of tea someone buys, 11% goes toward rehabilitating the Japanese tea industry. We’re investing in their futures.” On entrepreneurship:“Anybody can sell a product. What we’re doing is creating an experience and educating people about the culture behind it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sandra Daley. Founder of Destiny Executive Enterprise D Inc., joins Money Making Conversations Masterclass to share insights on entrepreneurship, cybersecurity, and personal growth. As the leader of one of the fastest-growing global IT companies in the USA, she focuses on helping individuals, institutions, and governments elevate their brands. 🔑 Key Themes & Highlights Entrepreneurship & Business Growth Sandra's company specializes in IT solutions, cybersecurity, and digital transformation. She emphasizes the importance of strategic planning, branding, and scaling businesses effectively. Her firm helps companies increase their brand visibility and market positioning by 10 times through innovative strategies. Background & Personal Journey Originally from Antigua, Caribbean, Sandra migrated to the U.S. at age 15. Her career path shifted from law and aviation to computer science and cybersecurity after mentors recognized her strengths in STEM fields. She worked for aerospace companies before launching her own IT firm. Book: Delete@ The book guides readers through reprogramming negative thinking, breaking repetitive cycles, and embracing intentional growth. Sandra overcame language barriers and self-doubt to write the book despite grammar challenges. The key message: Delete negativity and replace it with actionable steps toward success. Cybersecurity & Digital Protection Sandra shares tips for protecting personal data, avoiding scams, and securing digital devices. Encourages individuals to utilize security features on phones, download protection apps, and use services like LifeLock. Advises against clicking suspicious links or engaging with unknown digital sources. Mindset & Overcoming Fear She discusses the toxic mind loop—how repeating negative thoughts can hinder success. Emphasizes the power of mentorship, faith, and self-awareness in breaking harmful mental habits. Encourages resetting daily routines, reprogramming thought patterns, and embracing a fearless mindset. 📘 Resources & Contact InformationSandra’s work and book are available through:🔗 Website: https://deenterprise.com/🔗 Social Media: @SandraDaley #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brittany Benson. *** ### **Purpose of the Interview** The interview on *Money Making Conversations Masterclass* aimed to: * Showcase Brittany Benson’s journey as a **brand strategist**, **AI consultant**, and founder of **The Branding Bar**.* Educate entrepreneurs and small business owners on **branding**, **social media strategy**, and the **impact of AI** on marketing.* Inspire listeners to leverage technology and consistency to build authentic brands. *** ### **Key Takeaways** 1. **Early Branding Journey** * Brittany unknowingly started building her brand in college through her TV show *On the Air with Brittany B*. * She leveraged early platforms like YouTube and Facebook before “social media” was a term. 2. **Consistency is Key** * Success in branding comes from **consistent engagement**, even before monetization was possible. * Brittany grew her Instagram following to over 130,000 by focusing on consistency rather than chasing trends. 3. **Influencer Myth** * Large follower counts don’t guarantee success; **engagement matters more than numbers**. * “If I have 2,500 followers who listen to me, that’s more powerful than 100,000 who don’t.” 4. **Paid vs. Organic Growth** * Paid ads can help, but **organic growth builds trust**. * Best practice: build an organic base first, then use paid ads to amplify. 5. **Pivot to AI** * Brittany pivoted from a traditional social media agency to **AI-driven branding solutions**. * She creates **AI twins** for business owners—digital replicas that can produce content without the owner being physically present. 6. **Generative AI in Marketing** * AI tools can create graphics, videos, and even voice clones. * Brittany emphasizes AI as a **tool to enhance workflow**, not replace human creativity. 7. **Consulting Approach** * Offers strategy calls to identify problems and recommend AI tools. * Services range from **strategy planning**, **consulting**, to **done-for-you solutions**. *** ### **Notable Quotes** * **On branding:** *“I was always building a brand, even when I didn’t realize I was building a brand.”* * **On engagement vs. followers:** *“If I have 2,500 followers who listen to me, that’s more powerful than 100,000 who don’t.”* * **On AI’s role:** *“AI is just a tool. It’s not going to replace your job—it still needs human direction.”* * **On staying ahead:** *“I’ve been told I have the gift of insight to see what’s coming, even if it’s not popular yet.”* * **On her pivot:** *“I started generating AI twins for business owners so they could show up online without showing up.”* *** #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.