The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Joxavier Jackson.
A financial advisor with over 15 years of experience across major institutions such as Wells Fargo, Chase, and Bank of America. She discusses her evolution from a teenage bank teller to an independent financial planner at The Piedmont Group in Atlanta, where she provides holistic, comprehensive wealth management—especially for clients who traditionally lack access to financial literacy.
Joe shares her personal journey, the gaps she observed in financial education—especially in working‑class families and communities of color—and why she aims to provide accessible, relationship‑based financial planning. She breaks down the fundamentals of long‑term wealth: insurance, asset allocation, retirement accounts, tax strategies, fraud prevention, and planning for individuals and business owners.
The discussion highlights the importance of financial confidence, the significance of meeting people where they are, and the need to increase participation of Black and Brown individuals in wealth‑building spaces.

🎯 Purpose of the Interview
Introduce Dr. Joe Jackson’s financial journey
From humble beginnings to leadership positions in banking and finally to founding her own firm.

Explain comprehensive financial planning
She contrasts big‑bank limitations with her holistic approach that includes insurance, investments, retirement, and legacy planning.

Educate listeners on wealth‑building fundamentals
Insurance, retirement vehicles, asset allocation, compounding, fraud prevention, and business planning.

Highlight financial literacy gaps in underserved communities
She encourages access, representation, and inclusion for people of color in financial spaces.

Empower people to build confidence with money
Joe stresses that understanding your numbers gives you a competitive advantage in life.

🔑 Key Takeaways 1. Wealth Requires Strategy, Not Accident
Joe explains that wealth is built through planning, long‑term strategy, and educated decisions—not by chance.
2. Insurance Is a Wealth‑Building Tool
Beyond death benefit, insurance can:
Support retirement income
Provide tax sheltering
Protect against market downturns
She differentiates between term (“rental insurance”) and whole life (“tool you use living and after death”).
3. High Income ≠ Financial Security
Without budgeting, allocation, and strategy, income is quickly lost.
4. Fraud Awareness Is Essential
Joe urges clients to verify communications directly with institutions and avoid clicking suspicious links. 5. Tailored Advice by Age Group
For people in their 20s:
Compounding interest
Rule of 72
Dollar cost averaging
For older clients:
Catch‑up contributions
Consolidating old 401(k)s
6. Business Owners Need Dual Financial Plans
Joe emphasizes separate strategies for:
Business planning
Personal financial planning
Especially for tax savings, succession, and legacy building.
7. Representation Matters in Financial Literacy
She highlights the need for more visibility, education, and access for Black and Brown communities.
8. Asset Allocation Depends on Risk Tolerance
Younger clients = more aggressive
Risk‑averse clients = more conservative, bond‑heavy portfolios
9. Dollar Cost Averaging Builds Wealth
Consistent, automated investing—regardless of market conditions—drives compounding.
🗣️ Notable Quotes (Direct From Transcript) On Wealth Building
“Wealth isn’t built by accident… you have to have a plan.”
On Big Banks vs. Her Firm
“If you don’t have at least $250,000, you weren’t considered a worthy client—so far from the truth.”
On Community Access
“People that look like me—we need this education.”
On Term vs. Whole Life Insurance
“Term is renting. Whole life is a tool you use when you're alive and when you die.”
On Financial Confidence
“Financial confidence is a competitive advantage.”
On Helping Older Clients
“We start right where you are.”
On Increasing Black Participation in Finance
“I don’t look at your dollar amount. I have information that will make a difference in your life… you need to hear it.”
On Her Personal Journey
“My family came from humble beginnings… but a manager encouraged me to sit for my licensing. I passed everything on the first try.”

#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Bisa Lewis.
🎯 Purpose of the Interview
To spotlight the challenges and opportunities within the teaching profession, especially post-COVID, and to empower educators to leverage their skills for financial growth beyond the classroom. Dr. Besa shares her journey, insights, and strategies for educators to supplement their income while maintaining their passion for teaching.
🗝️ Key Takeaways 1. Educators Are Undervalued Yet Essential
Teachers are underpaid and often disrespected despite their critical role in shaping future generations.
COVID briefly highlighted their importance, but systemic undervaluation persists.
2. Mental Wellness and Structure Matter
Dr. Bisa emphasizes morning meditation, prayer, and silence to manage stress and set the tone for her day.
She avoids early meetings and uses Mondays and Fridays for planning and reflection.
3. Education Credentials Open Doors
Dr. Bisa holds four degrees and explains that credentials often determine access to influential spaces.
Degrees help gain respect and credibility, especially in leadership and public speaking roles.
4. The Paid Method for Educators
Dr. Besa developed the PAID Method to help educators monetize their skills:
P – Prospects: Who will pay for your skills?
A – Allies: Who can support your journey?
I – Information: What do you need to know?
D – Dollars: How much can you earn?
5. Teachers Can Earn Beyond the Classroom
Through coaching, curriculum development, speaking engagements, and grant writing.
Dr. Bisa’s curriculum is used in 30 states, showcasing how educators can scale their expertise.
6. AI and Education
AI should be embraced, not feared.
It won’t replace teachers but will transform education by shifting focus from theory to practice.
Educators must adapt and use technology to enhance learning and remain competitive.
7. Cultural and Economic Empowerment
Dr. Bisa advocates for Black educators and communities to overcome systemic barriers by embracing innovation.
She warns against fear-based resistance to technology and encourages strategic adoption.
💬 Notable Quotes
“It’s time to stop reading other people’s success stories and start living your own.” – Rushion McDonald
“Sometimes those papers just help you get in the room.” – Dr. Bisa
“Stop being afraid, stop being oppressed, and make sure that whatever comes out, you figure out how you can use it.” – Dr. Bisa
“Guide learning. That is what we should do.” – Dr. Bisa
“Consistency is what people gain trust in.” – Rushion McDonald
🌐 Resources Mentioned
Website: DrBisa.com
Podcast: The Paid Educator Podcast
Social Media: Consistent handles across platforms under “DrBisa”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rhonda Spratt.
Founder of Bella Luv, a Georgia‑based nonprofit (referred to in the transcript as Ghost Pink / Bella Luv) dedicated to year‑round breast cancer awareness, early detection advocacy, and compassionate support for women undergoing treatment. Inspired by her mother’s experience and eventual passing from metastatic breast cancer, Spratt explains her mission to move beyond October awareness campaigns and create continuous impact through education, community engagement, and personalized care boxes for women in active treatment.
The conversation touches on her personal grief journey, her motivations, the work required to run a nonprofit, her practices for emotional balance, and her vision to normalize year‑round breast cancer education.
🎯 Purpose of the Interview 1. To Share Rhonda Spratt’s Motivation for Founding Bella Luv
Her mother's breast cancer journey—early detection success followed by recurrence due to lack of ongoing screenings—motivated her to create a nonprofit that centers early detection and support.
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2. To Educate Listeners About the Realities of Breast Cancer
She discusses stages, recurrence, survival rates, and the importance of consistent mammograms beyond October.
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3. To Promote Year‑Round Awareness and Action
Spratt stresses that breast cancer does not “take a break” and that communities must stop limiting education and advocacy to Breast Cancer Awareness Month.
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4. To Highlight the Work and Impact of Her Nonprofit
Bella Luv has supported 76+ women nationwide with tailored care boxes that meet their personal treatment needs.
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5. To Inspire Others to Balance Purpose, Grief, Community Work, and Personal Wellness
She shares how golf, yoga, and intentional self‑care allow her to manage emotional weight while serving others.
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📌 Key Takeaways 1. Early Detection Saves Lives
Breast cancer’s 5‑year survival rate is 99% with early detection.
Rhonda’s mother survived over 10 years after her first early diagnosis but passed when the cancer returned aggressively and was not caught in time.
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2. Breast Cancer Awareness Should Be Year‑Round
October provides visibility, but many women are diagnosed in every month.
Limiting awareness to one month creates desensitization, not education.
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3. Bella Luv Provides Tailored Support for Women in Treatment
Care boxes include mastectomy bras, aluminum‑free deodorant, skincare, ginger tea for chemo nausea, journals, and motivational items.
Boxes are customized based on the woman’s stage, treatment, and needs.
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4. Running a Nonprofit Requires Community, Consistency & Help
Spratt initially did everything alone and highlights the importance of partnerships, sponsors, and consistent supporters.
Sustainably operating a nonprofit goes far beyond obtaining 501(c)(3) status.
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5. Emotional Balance Is Essential
Supporting women “fighting for their lives” is heavy work.
Spratt uses yoga 3‑4 times per week and golf for mental balance and rejuvenation.
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6. Nationwide Impact From a Georgia Base
Bella Luv has sent care boxes to women across the U.S., including Colorado and Houston.
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7. Personal Loss Transformed Into Purpose
Spratt honors her mother without living in grief, finding healing in helping others.
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💬 Notable Quotes (from the transcript) On early detection
“If you detect breast cancer early, the five‑year survival rate is 99%.”
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On her mother’s recurrence
“She didn’t schedule a mammogram… she was distracted, caught up with life instead of making her health a priority.”
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On year‑round awareness
“Breast cancer doesn’t wait until October to be diagnosed. Women are diagnosed every day.”
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On founding her nonprofit
“I wanted to be more hands‑on… intentionally gift women with items they need as they’re going through breast cancer.”
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On emotional healing
“It is very healing… I get joy from helping other women as they’re going through their healing journey.”
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On running a nonprofit
“You have to ask for help… in the beginning I was a one‑woman show.”
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On women’s identity and mastectomy
“It’s like losing a part of yourself… you feel like a part of your womanhood has been taken away.”
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On faith and purpose
“Faith is definitely driving this… I felt a strong call that I needed to step up and do more.”
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#STRAW #SHMS #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs.
A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.
🎯 Purpose of the Interview
The purpose of Ingrid’s appearance was to:
1. Share her expertise in helping high‑achieving women build sustainable, profitable businesses
Ingrid works with corporate leaders, entrepreneurs, and women ready to transition from corporate careers into entrepreneurship.
2. Highlight The Revenue Retreat
She explains how the retreat helps women clarify their offer, price correctly, identify customers, and prepare mentally and emotionally for entrepreneurship.
3. Educate listeners on business fundamentals
Rushion brings her on to break down pricing, customer targeting, confidence, and transitioning from corporate “9–5” to entrepreneurship.
4. Address issues unique to women, executives, and people of color
Especially around pricing themselves correctly, recovering from burnout, and building confidence in their value.
💡 Key Takeaways
1. Corporate experience can translate powerfully into entrepreneurship
Ingrid spent two decades at companies like Raytheon, Whirlpool, and JLL, working in HR, human capital, and DEI.
She emphasizes she wasn’t a traditional HR leader—she focused on customer integration, business growth, and improving client outcomes.
2. High‑achieving women aren’t only executives
They can be community leaders, nonprofit leaders, or entrepreneurs who excel in their areas but may not have formal corporate titles.
3. Entrepreneurship requires more work—especially early on
New entrepreneurs often don’t realize they must handle every aspect of the business themselves: operations, marketing, sales, pricing, and delivery.
4. Pricing is one of the biggest challenges for women and people of color
Key problems:
Undervaluing their expertise
Fear of charging what they’re worth
Worrying clients won’t pay higher rates
Getting mentally stuck in low pricing
Ingrid says women often dramatically underprice themselves and need help adjusting their mindset.
5. Knowing your customer matters more than trying to sell to everyone
Selling to “anybody” makes entrepreneurs sound desperate; true growth comes from targeting the right buyer and offering a solution they value.
6. Avoid common first‑year business mistakes
These include:
Poor pricing
Not knowing your ideal customer
Doing everything for everyone
Expanding into too many offerings too fast
Operating out of desperation rather than strategy
7. Age is an asset—not a liability
Older entrepreneurs bring wisdom, experience, critical thinking, and problem‑solving ability.
She argues people use age as a cover for deeper fears about failure and judgment.
8. The Revenue Retreat combines luxury, education, and wellness
The retreat model includes:
A luxury residential environment
Chef‑prepared meals
12‑woman cohorts
Business planning rigor
Pricing clarity
Customer identification
Mental and emotional readiness
Wellness activities
8‑weeks of virtual follow‑up coaching
It’s intentionally structured as not a workshop but a holistic transformation experience. [
9. She priced her retreat through competitive research + self‑awareness
She studied other programs, benchmarked pricing, calculated expenses, and aligned it with her unique “sweet spot”—monetization skill + passion for helping women + love of hosting experiences.
🗣 Notable Quotes (with citations) On her corporate background
“Bring me on board if you're looking for figuring out how do we get better customer integration… so that we can zero in on more sales.”
On defining high‑achieving women
“There are movers and shakers who don’t necessarily have a corporate pedigree, but they are still getting things done.”
On underpricing
“Many times women… fall in this trap where they're scared to put out the real amount.” [
On realizing she was undercharging
“I wasn't even charging half of what she was saying… that epiphany changed the game for me.”
On first‑year mistakes
“Desperation is palpable… and that is a turnoff.” [
On age
“Age to me is an asset… you’ve got cognitive rigor.”
On burnout
“A lot of people who are interested in this work are already burned out and don’t even recognize their own signs.”
On what the retreat delivers
“We help everyone come up with their pricing, what is their product… and wrap up where people have a plan forward.” [
Her core sales pitch
“I offer executive women a retreat where they can experience luxury and end with a business plan they can use Monday morning to drive revenue.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond and Greg Bowman.
Co‑owners of Popcorn Remix, a Georgia‑based gourmet popcorn brand known for more than 60 innovative flavors ranging from King Crab Legs to Charlene’s Banana Pudding to chocolate‑covered strawberry.
Together they share their partnership story, the origin of Popcorn Remix, the explosive growth of their brand, how they built a powerhouse fundraising platform (WePowerFundraisers.com), their expansion into major sports and entertainment venues, and the unique combination of hustle, creativity, faith, and community service that drives their success.
🎯 Purpose of the Interview
The interview was designed to:
1. Highlight the Popcorn Remix brand and its explosive growth
From a storefront in Conyers, GA, to Mercedes‑Benz Stadium, Truist Park, the Georgia World Congress Center, the Atlanta Dream, and major convention centers.
2. Showcase their entrepreneurship journey as Black founders
They share how they partnered, overcame limitations, created their own lane, and scaled a product category long dominated by major national brands.
3. Promote their fundraising platform (WePowerFundraisers.com)
A system that gives organizations up to 50% of gross sales, ships popcorn directly to supporters, and supports churches, schools, nonprofits, cheer teams, and more.
4. Inspire entrepreneurs
Greg and Ryan share candid advice on partnership, sacrifice, differentiating your product, and believing in your gifts.
💡 Key Takeaways
1. A Powerful Partnership Built on Hustle, Trust & Alignment
Greg and Ryan met years ago through a men’s empowerment group and eventually partnered after Greg conceived the popcorn concept.
Ryan didn’t have the money but had “all the hustle in the world”—and that’s the partnership foundation.
They call themselves the Visionary & Executioner, committing to outwork anyone and always show up for each other.
2. Popcorn Remix Was Created to “Remix” What Popcorn Could Be
The brand name came from their church’s theme, “Year of the Remix.”
They wanted flavors never seen before: butter pecan, crab legs, chocolate‑covered strawberry, cookies and cream, lemon pound cake, jerk chicken, etc. [
Only three people in the world know the signature butter pecan formula.
3. Their Innovation Extends Beyond Flavors — Even the Kernels Are Different
They use “mushroom” kernels (round, fluffy) instead of standard “butterfly” kernels to prevent breakage, reduce seed fragments, and support orthodontic patients. [
Their popcorn is fluffier, smoother, and more versatile for gourmet coating.
4. The Storefront Is an In‑Person Experience
The Conyers, GA store provides:
Free sampling of all 60+ flavors
Music based on the time of day
Engaging, fun staff
Fresh gourmet popcorn made on-site
The storefront is intentionally designed to be a “vibe.”
5. Live Activations Are Their Secret Weapon
Their background in music and entertainment helps them:
Work crowds
Convert curious customers into buyers
Perform high‑energy demos
Showcase “activation flavors” like Lemon Pound Cake, which comes with instructions
These activations drew attention at Falcons games, arenas, conventions, and more.
6. Popcorn Remix Is in Major Venues Across Georgia
They have partnerships with:
Mercedes‑Benz Stadium (all levels)
Truist Park / Atlanta Braves
State Farm Arena
Atlanta Dream
Georgia World Congress Center
Georgia International Convention Center
They’re a favorite for cheer, volleyball, and large-scale events.
7. Their Brand Went Viral — Celebrities and even the White House Took Notice
Celebrity/luminary support includes:
Whoopi Goldberg
Daymond John
Sherri Shepherd
Anthony Hamilton
Cathy Hughes (Radio One/TV One founder)
The White House (Hip-Hop 50th celebration invitation)
Their popcorn has literally made it to the White House.
8. Their Fundraising Platform Is a Game-Changer
WePowerFundraisers.com gives:
Up to 50% of gross sales to organizations
Automated direct‑to-door delivery
No upfront costs
10‑day fundraiser windows
Ten curated flavors for easy purchase
They’re now targeting national Greek organizations (“Divine Nine”) to scale. [
9. Massive Growth: $1.5 Million in 3 Years
They realized they “had something” when they hit $1.5 million in revenue, without debt, and only two founders running things.
They even had to turn down a $4M deal because they didn’t yet have the production capacity—prompting them to invest heavily in a new warehouse.
10. They Reinvented Their Ops with Subscriptions & TikTok Shops
They recently added:
A monthly popcorn subscription
A TikTok Shop that allows creators to sell Popcorn Remix and earn revenue
These innovations help them scale nationally.
🗣 Notable Quotes (with citations) On their partnership
“He said, ‘I ain’t got a whole bunch of money… but I got all the hustle in the world.’”
On their role to each other
“I refuse to be outworked… whenever you call, I’m available.”
On Popcorn Remix’s purpose
“We want to remix popcorn… make it unlike anything you’ve ever seen before.”
On competition
“When you're going against a giant, you gotta have something real… We had a rocket launcher.”
On their breakthrough moment
“We grossed $1.5 million in three years… from popcorn. I knew we had something.”
On celebrity validation
“When Whoopi sent the picture… and then the White House… that was it.”
On entrepreneurship
“Dreams don’t expire. How you start is not how you finish.”
On community fundraising
“It’s one thing to ask for something. It’s another to give something back.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.