The Steve Harvey Morning Show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stephanie Chung.
A trailblazer in private aviation and author of Ally Leadership: How to Lead People Who Are Not Like You.
✈️ Key Topics Discussed 1. Stephanie Chung’s Career Journey
Started as a baggage handler.
Rose to become President of JetSuite and Chief Growth Officer at Wheels Up.
One of the few African American women to lead in private aviation.
2. Understanding Private Aviation
Private jets offer flexibility and convenience—you fly on your schedule.
Access to 5,000+ airports vs. 500 for commercial airlines.
Used not just by celebrities, but also high-net-worth individuals and for humanitarian missions.
3. Ally Leadership Philosophy
Today’s workforce includes six generations, diverse ethnicities, genders, neurodiversity, and LGBTQ+ individuals.
Leadership must evolve to meet people where they are.
The book emphasizes inclusive leadership beyond race and gender.
4. Leadership Lessons
Importance of human connection and empathy.
Knowing your team beyond their job titles—understanding their lives and motivations.
Listening is as important as speaking.
5. Generational Differences in the Workplace
Millennials and Gen Z value work-life balance and flexibility.
Older generations often driven by fear of being replaced or missing opportunities.
Leaders must bridge these gaps with understanding and adaptability.
6. The Role of Fear
Fear can hinder growth, especially in older generations.
Fear of technology, being replaced, or taking time off.
Good leadership helps alleviate fear and fosters collaboration.
💬 Memorable Quotes
“You don’t have to be a celebrity to fly private. Most people who do, you’ve never heard of.”
“Ally leadership is not just about race or gender—it’s about everyone.”
“If it’s a problem with millennials, we raised them. Look in the mirror.”
“The differentiator isn’t just your product—it’s the human connection.”
“Decisions are made by people who look left, right, and forward—never behind. Stay in their line of sight.”
#STRAW
#BEST
#SHMS
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Laura Foos.
Interview Overview
Guest: Laura Foos
Host: Rushion McDonald
Show: Money Making Conversations Masterclass
Location: Camp Springs, Maryland (DMV area)
Focus: Entrepreneurship, tax education, real estate ownership, multiple income streams, women in business, and asset‑based thinking
Laura Foos is a serial entrepreneur, accountant, tax professional, property owner, and business educator. In this conversation, she walks through how she built several aligned businesses—from a salon to a tax firm, educational products, and a multi‑use commercial space—while raising her daughter as a single mother and intentionally building wealth through ownership.
Purpose of the Interview
The purpose of the interview is to:
Educate everyday entrepreneurs—especially women and small business owners—on how to use taxes, ownership, and strategy to build sustainable wealth
Demystify entrepreneurship by showing how multiple income streams can grow from practical decisions, not hype
Highlight asset‑based thinking, where liabilities are intentionally offset by income‑producing assets
Inspire single mothers and women entrepreneurs to pursue ownership, funding, and scalability without waiting for permission
Rushion positions Laura as a living example of “walking the walk”—not just talking about business success, but executing it with discipline, planning, and faith.
Key Themes & Takeaways 1. Location, Ownership, and Convenience Matter
Laura intentionally built her life and businesses close together—owning her home of 20 years and purchasing a nearby commercial property—to maximize efficiency and control.
Takeaway: Strategic location and ownership reduce friction and increase long‑term stability.
2. Taxes Are a Growth Tool—Not Just Compliance
As a college‑educated accountant and longtime tax professional, Laura explains that many small business owners are taught to eliminate taxable income entirely, but this limits growth.
She emphasizes the importance of:
Showing income on paper
Planning annually for tax obligations
Using taxes strategically to qualify for loans and asset purchases
Takeaway: You cannot scale—or secure funding—without showing money on paper.
3. Every Liability Should Have an Asset Attached
Laura repeatedly returns to a core principle:
“For every liability that I have, I want to figure out an asset that is going to pay for that.
Examples include:
Rental units inside her home paying the mortgage
Booth rentals covering salon rent
Event space, studios, and meeting rooms generating income to cover the commercial property
Takeaway: Bills are optional when assets are designed correctly.
4. Multiple Streams Came from One Smart Decision
What began as a tax office expanded into:
A podcast studio
Photography studio
Meeting rooms
Event space
Takeaway: One owned asset can support several revenue streams if you design for flexibility.
5. Mentorship and Representation Matter
Laura consciously mentors other women through:
Her Confessions of a Boss Lady Facebook group (400+ women)
Social media education
Direct example
She emphasizes that visibility—“I’m living this”—is key to inspiring others.
6. Teaching Financial Literacy Starts at Home
Laura involved her daughter in entrepreneurship early, helping her launch a bracelet business to fund private school tuition. She taught her:
Customer interaction
Inventory management
Profit allocation
Reinvestment
Takeaway: Wealth habits are taught, not inherited.
7. Smart Delegation Enables Growth
After experiencing burnout and a health scare during the pandemic, Laura learned she could not do everything herself. She expanded her team and invested in automation.
Takeaway: Growth requires letting go—not grinding harder..
8. Faith Replaces Fear
When asked why she isn’t afraid to take big risks, Laura attributes her confidence to faith.
“I have fearless faith… If He put it in front of me, that’s what I’m supposed to try.”
Takeaway: Purpose reduces fear and reframes failure as learning.
Standout Quotes
On asset‑based thinking:
“For every liability that I have, I want an asset that’s going to pay for that.”.

On taxes and growth:
“To grow and expand and purchase things in the business name, we have to start showing something on paper.”.

On entrepreneurship as a single mother:
“One income is not enough.”

On delegation and health:
“I realized I don’t have to be in it 24 hours a day.”.

On fearlessness:
“If it doesn’t work, I’ll reorganize, learn the lesson, and move on.

Overall Impact
Laura Foos is presented as a grounded, disciplined, and strategic entrepreneur who built wealth through ownership, education, planning, and faith—not shortcuts. The interview reinforces that success is not about one big idea, but about stacking smart decisions over time.
Core message:
Ownership + education + faith + execution = freedom.
#BEST #STRAW #SHMS
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.
SUMMARY OF THE INTERVIEW
In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets.
PURPOSE OF THE INTERVIEW
The interview aims to:
1. Introduce and promote Dr. Jolley’s new book
“Rich Is Good, Wealthy Is Better” and the teachings within it.
2. Educate listeners on the distinction between rich and wealthy
Jolley wants audiences to understand wealth in generational, not short-term, terms.
3. Motivate individuals to shift their financial mindset
From “working money” to “mailbox money.”
4. Empower entrepreneurs and families
To adopt discipline, drop pride, and create multigenerational financial systems.
5. Share Jolley’s personal setback‑to‑success story
To reinforce that anyone can grow wealth with the right principles.
KEY TAKEAWAYS 1. Rich vs. Wealthy
Being rich = high income, often tied to active labor (e.g., athlete contracts).
Being wealthy = passive income, ownership, generational sustainability.
A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.”
2. The Five Money Mindsets
Jolley explains five financial mindsets:
One‑day mindset – living day to day.
30‑day mindset – fixed incomes/check-to-check living.
One‑year mindset – annual thinking (raises, annual income).
Decade mindset – typical for entertainers/athletes with multi‑year contracts.
Generational mindset (Wealth Mindset) – building wealth to last multiple generations.
Jolley’s goal: move people up just one level at a time.
3. Five Types of Wealth
Jolley breaks wealth into five categories:
Financial Wealth
Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown)
Relationship Wealth
Reputational Wealth (Brand)
Intellectual Capital Wealth (What you know and can charge for)
4. Discipline Is the Key
Wealth requires:
Living below your means
Investing the difference
Consistency
Avoiding arrogance and ignorance
5. Pride Is an Enemy of Wealth
Pride leads people to overspend to keep up appearances.
Jolley argues that pride “kills wealth” and must be replaced with planning and humility.
6. The Three Legs of Wealth
To build sustainable wealth, you need:
Income
Investment (letting money work for you)
Insurance (life, health, car, disability, long-term care)
7. Multiple Streams of Income
Jolley urges everyone to build at least two streams of income from:
Stocks
Bonds
Real estate
Crypto
Collectibles
Jewelry
Art
Content creation
8. Overcoming Setbacks
Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.
He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book.
9. It’s Never Too Late to Start
He cites examples of:
A secretary who retired with $8M by investing small amounts over time
Invested $12,000 at age 65 and grew it to $890,000 by age 72
NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity
“I have only just a minute… but it’s up to me to use it.”
On Mindset
“Wealth starts in your mind.”
On Rich vs. Wealthy
“Regular folks work for their money. Wealthy people make their money work for them.”
On Pride
“My pride was killing my wealth.”
On Growth & Learning
“If you’re willing to learn, no one can stop you.” [On Setbacks
“A setback is a setup for your greater comeback.”
On Starting Late
“When is the best time to plant a tree? Eighty years ago. The second-best time? Today.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Cameka Smith.
Founder of The BOSS Network, from Money Making Conversations Masterclass:
Purpose of the Interview
The interview aimed to:
Highlight The BOSS Network’s mission to empower women of color through entrepreneurship, career development, and community support.
Share Dr. Smith’s personal journey from layoff to leadership, inspiring others to embrace entrepreneurship.
Discuss strategies for business success, funding opportunities, and mentorship for Black female founders.
Key Takeaways
Origin of The BOSS Network
Founded in 2009 during the recession after Dr. Smith was laid off from Chicago Public Schools.
Initially started as local events in Chicago; now a digital community reaching 200,000 women nationwide.
Mission: Bringing Out Successful Sisters (BOSS)—promoting small business spirit and career growth.

Impact & Achievements
Invested in 100 Black female founders through grants.
Trained 50,000 women on business strategies.
Coached 10,000 women on starting businesses.
Created Boss Business University, offering mentorship and digital programs.

Pivot During COVID
Shifted from 35% event-based revenue to 75% digital.
Launched Boss Impact Fund and Invest in Progress Grant: $10,000 grants + 4-year scholarships for recipients.
Combined funding, mentorship, and marketing support for sustainability.


Challenges & Mindset
Entrepreneurship requires planning, resilience, and community support.
Dr. Smith saved money before leaving her job and leveraged relationships for growth.
Quote: “Entrepreneurs will work 80 hours for themselves but don’t want to work 40 hours for someone else.”

Top 3 Mistakes Entrepreneurs Make
Lack of research: Understand your industry, competitors, and market.
No revenue model: If you’re not making money, it’s a hobby, not a business.
Ignoring relationships: Networking and partnerships are key to success.

Unique Marketing & Partnerships
Dr. Smith built direct relationships with brands, bypassing agencies that offered “pennies on the dollar.”
Created a dual revenue model: B2B (corporate partnerships) + B2C (community engagement).

Core Philosophy
Motto: Believe, Plan, Win.
Quote: “Those that show up, go up.”
Success is rooted in faith, persistence, and leveraging community.

Notable Quotes
“I was born to be an entrepreneur. My mother told me, until you become your own boss, you have to follow the rules.”
“Less than 1% of Black women get VC funding—so we created our own fund.”
“Relationships are your key to success. When social media goes away, your audience remains.”
“If you have a business and you don’t have money, you’ve got a hobby.”
“God will not birth anything inside of you that He will not give you the tools to deliver.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee.
Purpose of the Interview
To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur.
To inspire listeners with strategies for wealth-building through real estate, construction, and logistics.
To encourage financial literacy, ownership, and collaboration within underserved communities.
To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment.
Key Takeaways
Early Career & Education
Started young in real estate, embraced discomfort in rooms dominated by older professionals.
Leveraged millennial tech skills (social media marketing) to help veteran brokers grow.
Earned a doctorate degree and became a licensed real estate broker.

Social Media as a Business Tool
Built a strong presence on TikTok (90K followers) and other platforms.
Helped older real estate firms thrive by creating digital visibility.
Emphasized that “business must look as good online as in person.”

Financial Literacy & Homeownership
African-American communities often lack foundational financial knowledge.
Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits.
Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit).

Real Estate Process
Initial onboarding: credit score, income, tax filing.
Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days.
Uses property tours as motivation even for those not yet approved.

Pooling Resources for Wealth
Industry dominated by white men and foreign investors who use syndication.
Dr. Lee created a private family fund with fraternity brothers and friends.
Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs.

Amazon DSP Opportunity
Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees).
Offers minorities a chance to apply for DSP with $10K grant.
Taught him true CEO skills: HR, payroll, compliance, and scaling operations.

Construction Business
Entered construction after experiencing exploitation in fix-and-flip projects.
Learned the business side (permits, change orders) and got licensed.
Built major projects like a 10,000 sq. ft. restaurant in Atlanta.
Advocates for Black representation in construction, an industry dominated by whites and Hispanics.

Personal Background
Raised in New Orleans during Katrina by a single mother and grandparents.
Mother invested FEMA checks into real estate, teaching him property management and renovation skills early.
Believes knowledge is power and emphasizes planning and consistency.

Notable Quotes
On embracing discomfort:
“I learned to embrace the uncomfort and make it one of my biggest strengths.”

On social media:
“You have to make your business look the same way online as in person.”

On financial literacy:
“Real estate is always going to be good debt. Bad debt is the Macy’s card.”

On collaboration:
“Pooling resources shows how far we can go and how fast we can go—but together.”

On planning:
“If you don’t plan, you plan to fail. All you have to do is stick to the plan.”

#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.