Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey throug...
3014: Cash Tips: Review Your Car, Home or Renters Insurance by Harry N. Stout of FinancialVerse on Saving Money
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3014:
Reviewing your insurance policies annually can save you money and ensure you have the right coverage. Harry Stout emphasizes the importance of shopping around for auto, home, and renters insurance, maximizing discounts, and considering a personal umbrella liability policy for added protection. Small adjustments like bundling policies, improving your credit score, or raising deductibles can lead to significant savings while keeping you financially secure.
Read along with the original article(s) here: https://www.financialverse.com/post/review-your-car-home-or-renters-insurance
Quotes to ponder:
"You can save money on your home, renters, and car insurance coverage by taking some time once per year to see if you are getting a competitive price for the coverage you need."
"Raising your deductible can save you as much as 25% on your premium."
"Shopping around with different insurance carriers will make sure you have the best rates possible."
Episode references:
Insurance Information Institute: https://www.iii.org
Top Tips for The Best Car Insurance Plan: https://cheapquotesautoinsurance.com/top-tips-for-the-best-car-insurance-plan
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9:25
3013: Mark Cuban Tells You How To Get Rich by J Money of Budgets Are Sexy on Wealth Building Advice
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3013:
J. Money breaks down Mark Cuban’s no-nonsense approach to getting rich, emphasizing discipline, smart spending, and having cash ready for opportunities. Cuban warns against get-rich-quick schemes, promotes lifelong learning, and challenges conventional retirement savings by prioritizing cash liquidity over long-term stockpiling. J. Money adds his own insights, making wealth-building feel practical, strategic, and achievable.
Read along with the original article(s) here: https://www.budgetsaresexy.com/mark-cuban-how-to-get-rich/
Quotes to ponder:
"There are no shortcuts. NONE. If a deal is a great deal, they aren’t going to share it with you."
"Save as much money as you possibly can. Every penny you can. no matter what."
"It doesn’t matter what it is. Whatever your hobbies, interests, passions are, find the one you love the best and GET A JOB in the business that supports it."
Episode references:
The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474
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11:01
3012: 5 Terrible Money Habits Keeping You Broke by Jen Hayes on Financial Goals and Building Wealth
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3012:
Jen Hayes breaks down five common money habits that could be keeping you broke. From emotional spending to avoiding financial planning, these behaviors can quietly sabotage your financial health. Learn how to spot these habits and replace them with smarter choices to build long-term financial security.
Read along with the original article(s) here: https://www.jenhayes.me/5-terrible-money-habits-keeping-you-broke/
Quotes to ponder:
"Emotional spending feels good in the moment, but it can wreck your budget in the long run."
"Small daily expenses, like coffee runs and impulse buys, add up faster than you think."
"Without a plan, money disappears - it’s time to take control and tell it where to go."
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9:15
3011: 5 Things You Should Stop Wasting Money On by Julien Saunders of Rich And Regular on Financial Goals
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3011:
Julien Saunders challenges us to rethink common expenses, from greeting cards to kitchen gadgets, that drain resources unnecessarily. By examining these habits, he highlights the power of questioning societal norms and embracing creative alternatives to better align spending with personal values and financial goals.
Read along with the original article(s) here: https://richandregular.com/5-things-you-should-stop-wasting-money-on/
Quotes to ponder:
"Do I literally hate greeting cards? Of course not. Well, at least not as much as I hate the excuses some people make for not having enough money to save and invest."
"In a world where we can push a button on a screen and actually see someone’s face in real-time, the process of sending greeting cards seems more like a wasteful commitment to clutter and inefficiency than a heartfelt notion."
"Whether it’s finally pulling the plug on a stalled career, quitting a cash-draining hobby turned business endeavor, or realizing that we may actually never grow into our home, there are likely better decisions we could all be making with our money."
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12:02
3010: 6 Ways to Sway Your Family Into a Life of Minimalism by Zoe Kim on Emotional Wellbeing
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3010:
Zoe Kim’s insight into minimalism explores how simplifying your life can lead to greater clarity, purpose, and emotional well-being. Through her thoughtful perspective, she demonstrates how owning and wanting less creates space for what truly matters.
Read along with the original article(s) here: https://nosidebar.com/life-of-minimalism/
Quotes to ponder:
"A minimalist life removes the distractions of excess to make room for more important pursuits."
"Simplicity isn’t about deprivation; it’s about intention and clarity."
"Owning less is great, but wanting less is even better."
Episode references:
Becoming Minimalist Blog: https://www.becomingminimalist.com
Simplify Magazine: https://simplifymagazine.com
The Minimalist Home: https://www.amazon.com/Minimalist-Home-Room-Room-Decluttered/dp/1601427999
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About Optimal Finance Daily - Financial Independence and Money Advice
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.
Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.
This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.
Listen now, and become an OLD friend--your optimal life awaits...
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