Optimal Finance Daily - Financial Independence and Money Advice

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3421: Julien Saunders shares ten hard-earned insights about life and money after attending FinCon, a gathering of financial thinkers and creators. From redefining success beyond wealth to embracing the power of community, these lessons encourage deeper reflection on how we pursue freedom, fulfillment, and financial independence. Read along with the original article(s) here: https://richandregular.com/10-lessons-about-life-and-money-after-attending-fincon/ Quotes to ponder: "The commas and zeroes aren’t what makes you happier. The freedom it brings does." "There is immeasurable value in having a community." "Making money is easy. Making it last is hard and boring AF." Episode references: FinCon: https://finconexpo.com Big Brothers Big Sisters: https://www.bbbs.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3420: Kevin from Financial Panther lays out a clear and grounded case against investing in cryptocurrency, emphasizing its speculative nature, environmental cost, and potential for scams. Instead, he champions proven, low-risk strategies like investing in index funds and building personal assets, showing that financial success doesn't require chasing risky trends. Read along with the original article(s) here: https://financialpanther.com/i-will-never-recommend-crypto/ Quotes to ponder: "The great thing is you don’t need any big wins to win at investing." "Investing isn’t a get-rich-quick scheme. It’s a long game, and the formula to win is pretty simple." "It’s not about that one big win. It’s about consistently putting in the work and having the patience to keep going over the long term." Episode references: The Little Book of Common Sense Investing: https://www.amazon.com/Little-Book-Common-Sense-Investing/dp/1119404509 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3419: Rose shares how minimalism transformed her approach to shopping, from emotional spending sprees to intentional, purposeful purchases. By distinguishing between shopping for connection and shopping for necessity, she reveals how minimalists can still enjoy shopping, without the clutter or regret. Read along with the original article(s) here: https://roselounsbury.com/minimalist-shopping/ Quotes to ponder: "Shopping as activity requires a certain kind of self-control." "I used to think buying items on clearance meant I was finding 'deals.' Actually, what I was finding was a bunch of ill-fitting, low-quality items that I didn’t need." "Know yourself, and know if you can handle this type of shopping or not." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3418: Sarah Von Bargen shares practical, compassionate advice for navigating financial disagreements in relationships, emphasizing fairness, transparency, and emotional awareness. Learn how to set up simple systems that prevent resentment and foster teamwork, especially when incomes differ or spending priorities clash. Read along with the original article(s) here: https://www.yesandyes.org/2017/02/how-to-argue-about-money.html Quotes to ponder: "It’s about the lives we want for ourselves and the things that are important to us." "Having three accounts reduces guilt, resentment, and all those other bad feelings by, like, a million." "Expenses we truly share = expenses we don’t bicker about, right?" Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3417: Courtney Luke shares three actionable strategies to help you consistently live within your means, without feeling restricted. Learn how to adapt your budget to life changes, stay accountable using simple tools, and protect your financial safety net by resisting the urge to overspend. Read along with the original article(s) here: https://arrestyourdebt.com/tips-for-living-on-a-budget/ Quotes to ponder: "Budgeting goes beyond planning, and the important thing is sticking to your plan." "The first step towards living within your budget is to understand how much money you have available for monthly expenses." "The temptation to use the buffer is high when you exceed your monthly budget." Episode references: HoneyDue: https://www.honeydue.com EveryDollar: https://www.everydollar.com Mint: https://mint.intuit.com Learn more about your ad choices. Visit megaphone.fm/adchoices