Optimal Finance Daily - Financial Independence and Money Advice

3450 episodes

3448: 9 Tips to Simplify Your Finances by J. Money on Money Organization
2/06/2026 | 9 mins.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3448:

J. Money shares a refreshingly honest take on simplifying your financial life through nine practical tips, from automating bills and consolidating accounts to keeping just two credit cards. With humor and personal insights, he explores which strategies actually work, where he falls short, and how simplicity can lead to better financial clarity and peace of mind.

Read along with the original article(s) here: https://budgetsaresexy.com/tips-to-simplify-finances/

Quotes to ponder:

"You can never read too many tips on bettering your financial set up, and at the very least you walk away with some more pats on the back if you’ve already happened to implement them."

"For the majority of people that suck at dealing with money, I would probably advise automating as much as possible though."

"Time recommends latching on to only one target-gate fund, which is definitely simple."
Learn more about your ad choices. Visit megaphone.fm/adchoices
3447: Do You Work For Money, or Does Money Work For You? by Mr. Finer on Income Leverage
2/05/2026 | 9 mins.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3447:

Mr. Finer breaks down the life-changing difference between working for money and letting money work for you. By understanding how each dollar earned can become a tireless asset through saving and investing, listeners gain a simple yet powerful framework for building long-term wealth and achieving financial independence.

Read along with the original article(s) here: https://mrfiner.com/do-you-work-for-money-or-does-your-money-work-for-you/

Quotes to ponder:

"Every time we earn a dollar, it comes to us with the promise of working for us and making us more money."

"Make your money work for you, or you will always have to work for your money."

"Do not save what is left after spending. Instead, spend what is left after saving."
Learn more about your ad choices. Visit megaphone.fm/adchoices
3446: Today Is the Day to Improve Your Finances! TODAY! by Christina Browning of Our Rich Journey
2/04/2026 | 9 mins.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3446:

Christina Browning offers a motivating call to action for anyone looking to improve their financial health, starting today. With practical steps like budgeting, automating bills, and tackling debt, she shows how small, immediate actions can lead to long-term financial independence.

Read along with the original article(s) here: https://www.ourrichjourney.com/post/improve-your-finances-today

Quotes to ponder:

"Today is the day to improve your finances! TODAY!"

"A budget isn’t a static document that you create once, pat yourself on the back for creating it, and then quietly file it away somewhere between your expired To Do List and last year’s taxes."

"Michael Jordan once said, 'You miss 100% of the shots you don’t take.'"
Learn more about your ad choices. Visit megaphone.fm/adchoices
3445: The Goal of Frugal Living - It’s More Than Saving Money by Amanda Brownlow on Intentional Spending
2/03/2026 | 9 mins.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3445:

Amanda Brownlow redefines frugal living as a lifestyle rooted in intention, not deprivation. Beyond simply saving money, frugality empowers you to waste less, live more deliberately, and make your earnings truly work for you, unlocking financial clarity, contentment, and control.

Read along with the original article(s) here: https://hellobrownlow.com/2020/09/02/goal-of-frugal-living/

Quotes to ponder:

"When you take a magnifying glass to your finances, perhaps through a spending audit, you get to see where your paycheck goes and analyze your spending habits."

"The goal of frugal living is much more than money!"

"When you plan your purchases, you are more intentional with what you buy."

Episode references:

M1 Finance: https://www.m1.com

Acorns: https://www.acorns.com
Learn more about your ad choices. Visit megaphone.fm/adchoices
3444: [Part 2] Social Security: How Secure and When to Take It by JL Collins on Retirement Strategy
2/02/2026 | 11 mins.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3444:

J.L. Collins breaks down the practical and emotional decision-making behind when to start collecting Social Security, offering a no-nonsense framework based on personal need, life expectancy, and long-term planning. He challenges fear-driven decisions with data-backed reasoning, urging younger generations to assume less generous benefits while still focusing on financial independence through smart investing and low-cost living.

Read along with the original article(s) here: http://jlcollinsnh.com/2013/01/29/social-security-how-secure-and-when-to-take-it/

Quotes to ponder:

"When do I need the money? If you genuinely need the money right now, nothing else matters."

"I’m realistic enough to know most people are goofs with their money. Without Social Security many would be back to living on cat food."

"Plan your financial future assuming Social Security will NOT be there for you."
Learn more about your ad choices. Visit megaphone.fm/adchoices

More Business podcasts

Trending Business podcasts

About Optimal Finance Daily - Financial Independence and Money Advice

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Podcast website

Business Education Investing Self-Improvement

Listen to Optimal Finance Daily - Financial Independence and Money Advice, REAL AF with Andy Frisella and many other podcasts from around the world with the radio.net app

Get the free radio.net app

Stations and podcasts to bookmark
Stream via Wi-Fi or Bluetooth
Supports Carplay & Android Auto
Many other app features

Open app

Get the free radio.net app

Stations and podcasts to bookmark
Stream via Wi-Fi or Bluetooth
Supports Carplay & Android Auto
Many other app features

Optimal Finance Daily - Financial Independence and Money Advice

Scan code,
download the app,
start listening.