Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey throug...
3094: Why You Have To Forgive Yourself by Wanderer with Millennial-Revolution on Money Matters
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3094:
Wanderer shares powerful insights from Chautauqua UK, revealing how financial healing starts with self-forgiveness. When we release the shame of past money mistakes, we unlock the clarity and creativity needed to move forward and take control of our financial future.
Read along with the original article(s) here: https://www.millennial-revolution.com/build/why-you-have-to-forgive-yourself/
Quotes to ponder:
"Let’s pretend that whoever screwed up in the past was a different person, and that person’s gone now."
"The only thing that matters is what you do starting now."
Episode references:
Camp FI: https://campfi.org
EconoMe Conference: https://www.economeconference.com
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11:24
3093: How to Balance Simplicity and Frugality by Julianna Poplin of The Simplicity Habit on Minimalism
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3093:
Julianna Poplin explores the often-overlooked tension between simplicity and frugality, sharing her journey from obsessive bargain hunting to more mindful consumer habits. She encourages listeners to consider the true cost of “cheap” purchases, including time, stress, and clutter, and offers reflective questions to help find a balance that aligns with their values.
Read along with the original article(s) here: https://www.thesimplicityhabit.com/how-to-balance-simplicity-and-frugality/
Quotes to ponder:
"You are going to pay with something. It will typically either be time or money."
"Frugality ceases to be an asset when you are buried under a pile of bargain items."
"It isn’t frugal to buy unnecessary items no matter how inexpensive they were."
Episode references:
The Minimalists (Joshua Fields Milburn quote): https://www.theminimalists.com/
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12:38
3092: Should Repaying Debt Be An Obsession by JD Roth of Get Rich Slowly
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3092:
J.D. Roth challenges the notion that paying off debt requires extreme austerity, advocating instead for a balanced, sustainable approach. By gradually building frugal habits and allowing room for joy, you can make progress toward financial freedom without feeling deprived or overwhelmed.
Read along with the original article(s) here: https://www.getrichslowly.org/should-repaying-debt-be-an-obsession/
Quotes to ponder:
"You paid off $35,000 in debt in just over three years. Does that mean you were balls-to-the-wall dedicated and had no frills and were dour-faced the whole time?"
"Most people who leap from a lifestyle of deficit-spending to one of extreme frugality find the waters very, very cold."
"Yes, thrift and frugality are important tools to meeting your financial goals. But I believe it's important to develop sustainable financial goals."
Episode references:
Frugalwoods blog: https://www.frugalwoods.com
Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766
The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474
Mr. Money Mustache blog: https://www.mrmoneymustache.com
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10:49
3091: Carfree For Life by A Purple Life
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3091:
A Purple Life reflects on how car ownership once symbolized freedom in traffic-choked Atlanta, only to become a stressful time sink that fueled a lifelong commitment to living carfree. By designing a life around walkability, public transit, and intentional limits, she highlights the financial and mental freedom that can come from rejecting car culture entirely.
Read along with the original article(s) here: https://apurplelife.com/2018/07/24/carfree-for-life/
Quotes to ponder:
"Every. Single. Day. This is when I learned I never wanted to own a car or have a car commute again."
"It felt like I was staring into the abyss of my commuting future."
"I’ll happily substitute owning a car with a mix of public transit, walking and using the sharing economy."
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12:13
3090: Minimalism in the Real World: A Life without Sidebars by Brian Gardner on Intentional Spending
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3090:
Brian Gardner challenges the busyness and clutter that dominate modern life, inviting readers to embrace a simpler, more intentional existence. By clearing the physical and mental "sidebars" that distract us, he reveals how life becomes more meaningful, spacious, and aligned with what truly matters.
Read along with the original article(s) here: https://nosidebar.com/life-without-sidebars/
Quotes to ponder:
"A life with no sidebars is about making space for what really matters by getting rid of everything that doesn’t."
"Busyness isn't a badge of honor, it’s a barrier to connection, creativity, and joy."
"Instead of checking off boxes, I want to be present for my life."
Episode references:
Soulful Simplicity (Book): https://www.amazon.com/Soulful-Simplicity-Courtney-Carver/dp/0143130684
Be More with Less: https://bemorewithless.com
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About Optimal Finance Daily - Financial Independence and Money Advice
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.
Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.
This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.
Listen now, and become an OLD friend--your optimal life awaits...
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