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Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriam
Optimal Finance Daily - Financial Independence and Money Advice
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  • 3358: What is Your Retirement Manifesto? by Kathleen Coxwell of New Retirement on Retirement Planning
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3358: Kathleen Coxwell invites you to craft a deeply personal retirement manifesto, a clear, intentional declaration of your values, dreams, and life lessons. By articulating what matters most and how you want to spend your time, you'll find greater purpose, fulfillment, and direction in the next chapter of your life. Read along with the original article(s) here: https://www.newretirement.com/retirement/what-is-your-retirement-manifesto/ Quotes to ponder: "This is your time to be defined by you." "Writing a manifesto can be a great way of thinking about what you want out of your life and a way of holding yourself accountable for being who you want to be." "You will want to use positive statements, say what you want (not what you don’t want)." Episode references: EconoMe Conference: https://www.economeconference.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • 3357: Don't Let Shopping Ruin Your Holiday Season by Joshua Becker of Becoming Minimalist on Stress-Free Holidays
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3357: Joshua Becker reveals how decades of marketing have hijacked the spirit of the holidays, turning a season meant for connection into one dominated by consumerism and stress. He offers a compelling case for simplifying gift-giving, focusing instead on meaningful traditions that bring real joy and lasting memories. Read along with the original article(s) here: https://www.becomingminimalist.com/dont-let-shopping-ruin-your-holidays/ Quotes to ponder: "Retail promises the perfect Christmas, but ruins it instead." "Shopping is resulting in the exact opposite emotions we desire during this holiday season." "Lifestyle creep is not just for adults… the phenomena exists for children as well." Episode references: The Hope Effect: https://www.hopeeffect.com/givingtuesday2021 Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • 3356: Negotiate Your Next Raise or Starting Salary by Laurie Sepulveda of Women Who Money on Salary Negotiation
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3356: Laurie Sepulveda breaks down why many women struggle with salary negotiations and outlines how to shift from self-doubt to confidence through research, practice, and strategic silence. By understanding your market value, leveraging your accomplishments, and getting comfortable with making counter-offers, you can start earning what you're truly worth. Read along with the original article(s) here: https://womenwhomoney.com/negotiate-next-raise/ Quotes to ponder: "Unless we're armed with knowledge [meaning cold, hard money facts], we don't have the upper hand in negotiating." "Silence can be a very powerful negotiation tool, mainly because it allows you to react in a way that eliminates much of the emotion from the conversation." "One of the most potent ways to increase the amount you’re offered is to simply make a counter-offer when you’re presented with the first salary number." Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • 3355: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercely on Intentional Spending
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3355: Jennifer explores seven thoughtful investments that consistently pay off in the long run from personal growth to practical tools that save time and stress. Her insights challenge the guilt often tied to spending, encouraging more intentional choices that align with your values and enhance everyday life. Read along with the original article(s) here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/ Quotes to ponder: "You’ll never regret spending money on things that help you grow as a person." "Spending money to save time and energy isn't lazy, it's strategic." "When you say yes to something, you’re saying no to something else, so make your choices count." Episode references: Atomic Habits: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • 3354: Life Is a Triangle. Master Its 3 Points to Live a Kick-A** Existence by Charlie Brown of Simple and Straightforward
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3354: Charlie Brown outlines a refreshingly simple but powerful framework for designing a fulfilling life by mastering three key areas, personal finance, meaningful work, and intentional living. By rethinking your money habits, rejecting uninspired career norms, and embracing simplicity, you build a sturdy foundation for freedom, joy, and authenticity in everyday life. Read along with the original article(s) here: https://medium.com/better-advice/life-is-a-triangle-master-its-3-points-to-live-a-kick-ass-existence-821b340b0c71 Quotes to ponder: "Once you have an aim, the mechanics of personal finance suddenly look a lot more appealing." "The day I realized there is another way was the day my working life started to slot into place." "Simple living is the long-ass line at the bottom, the foundation of it all." Episode references: Tim Denning article quote (source site): https://timdenning.com Theodore Roosevelt quote: https://www.goodreads.com/quotes/777-nothing-in-the-world-is-worth-having-or-worth-doing Learn more about your ad choices. Visit megaphone.fm/adchoices
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About Optimal Finance Daily - Financial Independence and Money Advice

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
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