Inspired Budget

Saving $10,000 can feel like something only other people can pull off. But in this episode, I break it down into simple math and a clear plan that works in real life, even if money feels tight right now.
I walk you through a step-by-step approach to choosing a pace you can stick with, automating your savings so willpower isn’t required, and finding extra money each month without feeling deprived. 
We also talk about boost months, common traps that slow people down, and how to stay consistent when life gets messy.
Open a HYSA here: https://inspiredbudget.com/hysa 
You Might Like:
Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

What does it take to actually stick with your money goals past mid-January? This week I’m teaming up with money coach Germaine Foley for a candid, practical conversation about starting the year strong without going to extremes.
We’re sharing simple, doable ways to save money, stay consistent, and give yourself grace along the way. From an easy insurance audit that can save hundreds to the B minus mindset that keeps you from quitting when things aren’t perfect. You’ll also hear how to lead with your why, make money check-ins a habit, and plug the five leaks that might be holding you back.
If you want small wins you can do today and a plan you can keep all year, this episode will help you get steady and stay steady.
Resources Mentioned:
Germaine’s free class: How to Build Wealth Without a Strict Budget
My free Goodbye Debt Tracker
Becoming the Wealthy You Podcast by Germaine Foley
You Might Like:
Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

What if six months was all it took to feel completely different about your money? In this episode, I’m walking you through the exact step-by-step plan I’d follow if I had to reset my finances from scratch. 
No extremes. No shame. No “rice and beans forever.” 
Just simple habits that actually work in real life.
We walk through each month of the plan, from getting honest about where you are, to building a realistic budget, to creating an emergency fund you can count on. You’ll also learn how to fix the one money problem that’s been weighing you down, how to automate the things that matter, and how to strengthen your habits so they stick long-term.
If you’ve been feeling behind or overwhelmed, this episode will help you see a clear path forward — one that feels doable and steady, not stressful.
Here’s a list of the top high yield savings accounts with the best rates.
You Might Like:
Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

For years I believed budgeting was enough to make me feel in control, but I still felt stressed and a few steps behind. In this episode, I’m sharing the three habits that finally changed things for me. 
These habits helped me stop avoiding my numbers, understand the spending patterns that kept holding me back, and set up systems that made saving and planning feel natural instead of overwhelming.
I’ll walk you through the simple changes that helped me stop panicking about money and start feeling more in control. None of this requires perfection. It’s about choosing habits that support your life and make your finances feel more predictable.
If you’re looking for more stability and you want money to feel less chaotic, this episode will help you take the next step.
Links mentioned:
High Yield Savings Accounts with the best rates
Inspired Budget YouTube Channel
You Might Like:
Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

The day after Christmas can feel quiet… and a little heavy.
In this episode, I’m sharing the story of why Christmas Day is often one of the busiest days on my website and what it reveals about how many of us really feel about money once the gifts are opened and the excitement settles.
We talk about why that post-holiday “wake-up call” doesn’t mean you failed, why January is the perfect time for a reset, and how a simple plan can bring calm and clarity after a busy season.
If you’re ready to start January feeling steadier, I invite you to join my free, on-demand 45-minute class where I walk you through a simple money reset you can actually follow.
Join the free class here: http://inspiredbudget.com/2026-podcast 

You Might Like:
Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!