Strawberry Letter

The Strawberry Letter heard on The Steve Harvey Morning Show Thursday, February 19th, 2026. Subject: "I Need His Wife To Give Him Back"
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Keith Milner.
Purpose of the Interview
The interview aims to inspire aspiring entrepreneurs by sharing Keith Milner’s journey from corporate America to entrepreneurship. It emphasizes discipline, leadership, risk-taking, and strategies for building generational wealth, particularly for underrepresented communities.
Key Takeaways
Foundational Lessons from Childhood
Growing up in a disciplined, hardworking family taught Keith accountability, integrity, and the principle of choices and consequences.
Education was highly valued in his household, shaping his drive for success.

Corporate vs. Entrepreneurial Mindset
Corporate careers can feel secure but are often riskier because you lack control over your destiny.
Entrepreneurship offers greater control and potential for generational wealth.

Leadership and Teamwork
Lessons from sports—teamwork, discipline, and leadership—translate directly into business success.
Establishing a common goal and coaching employees is crucial, but underperformers must eventually be let go.

Risk and Value
Many African-Americans view entrepreneurship as risky, but Keith argues it’s less risky than employment in an at-will state.
Success depends on creating value that customers are willing to pay for.

Franchising Journey
Relationships opened doors to Jersey Mike’s franchise ownership.
Entrepreneurship requires hands-on involvement—Keith still works in his stores when needed.

Advice for Aspiring Entrepreneurs
Adopt a growth mindset and positive attitude.
Follow the Five P’s: Plan, Prepare, Produce, Pivot, Persevere.
Understand that entrepreneurship is a daily grind—“Every morning in the jungle, the lion wakes up running.”

Notable Quotes
On discipline and accountability:
“If you said you were going to do something, you did it. If you were told to do something, you got it done.”

On choices:
“We make choices every day, and if you don’t make the right choice, there are consequences.”

On entrepreneurship vs. employment:
“Entrepreneurship and small business ownership is the best way to create generational wealth.”

On leadership:
“There are very few things in life you can do alone. You need people, you need a team.”

On success formula:
“You control the inputs, and therefore you can charge what you want—as long as you generate enough value.”

On entrepreneurial mindset:
“Plan, Prepare, Produce, Pivot, Persevere.”

Swahili proverb:
“Every morning in the jungle, the lion wakes up running… The question becomes, who’s going to run the fastest?”

#SHMS #STRAW #BEST
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Stephanie Wall.
Purpose of the Interview
To share Dr. Wall’s expertise as a neuroscience coach, criminal justice professor, author, and mentor.
To discuss her mission through 1 Million Lives Transform, a global movement helping women unmute their voices and lead with authenticity and confidence.
To provide actionable strategies for overcoming self-doubt, fear, and imposter syndrome in professional and personal settings.
Key Takeaways
Background and Roles
Served 20 years in law enforcement and continues teaching criminal justice and ethical leadership.
Founder of 1 Million Lives Transform, focused on empowering women to reclaim their voices.

Unmuting Your Voice
Many professionals mute themselves due to fear, lack of confidence, or imposter syndrome.
Techniques: Awareness: Recognize when you’re silencing yourself.
Pause and breathe before responding.
Stand up when speaking in meetings to command attention and project confidence.
Use phrases like “I’d like to build on that point” to engage respectfully.


Mindset and Fear
What you tell yourself matters more than external criticism.
Replace negative self-talk with affirmations and surround yourself with positive influences.
Neuroscience supports that repeated positive input rewires thought patterns.

Boundaries and Time Management
Learn to say “No” as a complete sentence.
Set boundaries for phone calls and social interactions to protect productivity.
Busy professionals should establish communication rules (e.g., “Do you have a minute?”).

Authenticity and Leadership
Authenticity is key—embrace your natural gifts and use them to transform spaces.
Leadership requires mindset shifts when moving from peer to manager roles.
Mentorship should be intentional and specific, not generic (“pick your brain” requests need structure).

1 Million Lives Transform
A movement to help women rewrite their narratives, reclaim confidence, and lead boldly.
Focus on self-awareness, boundaries, and empowerment strategies.

Notable Quotes
“Notice in that moment that you are muting yourself.”
“Stand up when you speak—you command the room.”
“No is a complete sentence.”
“Our gifts are not for us; they are for other people.”
“What you say to yourself does more damage than anything anyone else could say.”
“Authenticity isn’t lip service—it’s showing up as who you truly are.”
“Boundaries are not selfish; they are necessary.”
#SHMS #STRAW #BEST
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard.
Purpose of the Interview
The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned.
Key Takeaways
Background and Career Path
Latrease has a finance degree and started in investment operations in 1999.
Transitioned from auto financing and co-owning a car dealership to mortgage lending.
Became an independent mortgage broker in 2022 after being laid off during rising interest rates.

Role of an Independent Mortgage Broker
Holds her own license and partners with multiple lenders to offer tailored loan products.
Advocates for borrowers to ensure they get the right product, not just approval.
Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges.

Home Financing Insights
Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance.
Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs.
FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers.

Credit Challenges
Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates.
Latrease consults and provides “what-if” scenarios to help clients improve credit over time.

Entrepreneurial Lessons
Mistakes: Starting without enough capital and a strong pipeline; economic timing matters.
Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent.

Notable Quotes
On independence:
“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.”

On reverse mortgages:
“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.”

On credit challenges:
“Programs go as low as 500 credit score, but those borrowers need 10–20% down.”

On entrepreneurial advice:
“Make sure you have strong capital and a solid pipeline before stepping out on faith.”

On perseverance:
“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.”

#SHMS #STRAW #BEST
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox.
Summary of the Interview
In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people.
Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally.
The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20.
Purpose of the Interview
The interview aims to:
1. Inspire financial empowerment
Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes.
2. Demystify investing and wealth-building
She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners.
3. Highlight her fintech platform Emplify
She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes.
4. Encourage a mindset shift
Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions.
Key Takeaways 1. Wealth Begins with Belief and Mindset
Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it.
2. You Don’t Need a Lot of Money to Start Investing
She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth.
3. You Can Invest in Others’ Ideas—Not Just Your Own
Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation.
4. Ashley’s Own Journey Included Failure
After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going.
5. Financial Education Should Start Early
She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late.
6. Emplify Scales Wealth Education
Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively.
7. Social Media Is Her Biggest Access Point
Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are.
8. You Must Pay Yourself First
Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern.
9. Logic Over Emotion
Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth.
Notable Quotes (Taken From the Transcript) On Wealth Mindset
“When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.”
“There is no president that can build the wealth that you can create for your family.”
On Starting Small
“You don't have to have a lot of money to start. You just have to have the will to begin.”
“A whole lot of $20 can get you to a million—as long as you don’t stop.”
On Investing
“Consider the companies you give your money to and own them, because they are a lot cheaper than you think.”
“If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.”
On Self-Reliance
“You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?”
On Purpose and Identity
“My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.”
“Emplify is the movement. It just has my DNA.”
#SHMS #STRAW #BEST
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