Strawberry Letter

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Tessie D. Edwards. A family and criminal law attorney based in Atlanta, Georgia. Here's a breakdown of the key highlights and themes from the episode: 🔑 Key Themes & Takeaways 1. Early Life & Adversity Tessie Edwards grew up in a challenging environment marked by poverty, teen pregnancy, and systemic injustice. She became a mother at 16, dropped out of high school, and had her second child by 18. Despite these challenges, she never lost sight of her dream to become a lawyer. 2. Turning Point A pivotal moment came when someone told her that her daughter looked like her. That realization sparked a deep desire to become someone her daughter could look up to. 3. Relentless Pursuit of Education Earned her GED, then an associate degree to qualify for military service. After a brief stint in the military (cut short due to pregnancy and miscarriage), she pursued higher education. Graduated from Indiana University with five children and went on to law school with her then-husband. 4. Professional Success Now runs a multi-million dollar law firm in Atlanta, Georgia. Has handled over 2,000 criminal cases and is deeply committed to serving families in crisis. Her firm has been serving the Atlanta community for over 15 years. 5. Support System Credits her success to a strong support network: her husband (who co-runs the firm), her children, her brother, and her team. Emphasizes the importance of surrounding yourself with people who believe in your vision. 6. Advice & Motivation Be clear about your goals and stay focused. Don’t wait for the “right time”—start now. Believe in your dream even when others don’t. Use adversity as fuel for your ambition. 💬 Memorable Quotes “I feel thankful but not satisfied.” “My life was so divinely chosen… I was just given a dream and the courage to go after it.” “Let’s go, let’s go, let’s go!” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

The Strawberry Letter heard on The Steve Harvey Morning Show Tuesday, January 13th, 2026. Subject: "I'm Going With The Flow"See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Crystal Victoria. 🎯 Purpose of the Interview The interview aims to: Showcase Crystal Victoria’s work in youth entrepreneurship through her nonprofit Target Evolution, Inc. Promote the Teen Biz Box, a hands-on business starter kit for kids. Inspire parents, educators, and community leaders to support alternative career paths for youth. Share Crystal’s personal journey from juvenile detention to becoming an author and entrepreneur. 🔑 Key Takeaways 1. Empowering Youth Through Entrepreneurship Target Evolution trains youth ages 8 to 18 to earn money and gain real-world experience. Programs include retail and culinary entrepreneurship, with plans to expand nationally starting in Dallas and Houston. 2. Teen Biz Box: A Practical Solution A $100 kit that includes everything a child needs to start a small business. Three product options: Friendship Bracelets, Craft Notebooks, and Ceramic Coasters. Kids can earn up to \$150–\$200 per box by selling customized products. 3. Alternative Pathways Matter Not all kids are tech-focused or college-bound. Entrepreneurship teaches soft skills like communication, customer service, and resilience. Victoria emphasizes the importance of in-person interaction over purely digital business models. 4. Personal Story of Redemption Crystal shares her background of being in and out of juvenile detention. Entrepreneurship gave her purpose and a way out of street life. Her journey is a testament to the power of second chances and vision-driven leadership. 5. Preparing for the Future of Work With AI and automation changing job markets, reskilling and adaptability are key. Entrepreneurship offers a mindset shift that prepares youth for career transitions every 3–5 years. 🗣️ Notable Quotes On youth entrepreneurship:“An app will never replace food and eating. We need programs for culinary and hospitality entrepreneurs.” On her personal journey:“I didn’t have a Teen Biz Box. I had trouble. But I prayed to God: ‘Give me something to do with this story.’” On accessibility:“Some kids don’t have bootstraps to pull themselves up. Let’s slide down the ladder and help them climb.” On the Teen Biz Box:“Before you spend $1,000 on your kid’s business idea, give them a box. If they sell everything, maybe they’re serious.” On preparing for the future:“Long gone are the days of one career for life. Learning, unlearning, and reskilling is the new normal.” 📦 Teen Biz Box Highlights Contents: Product inventory, art supplies, business cards, signage, and educational materials Website: TeenBizBox.com Target Age: 8–18 Goal: Teach entrepreneurship, communication, and self-reliance #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Shelli-Ann McKenzie. Purpose of the Interview The interview focuses on advocating for healthcare professionals, addressing the challenges they face, and introducing Shelli-Ann McKenzie’s nonprofit organization, Help for Healthcare Professionals (HCPP). The goal is to highlight burnout, financial struggles, and systemic issues in healthcare while promoting programs that support mental wellness, financial literacy, and career development. Key Takeaways Healthcare Workforce Challenges Nurses and healthcare professionals face high stress, burnout, and long hours, leading to workforce shortages. Many professionals struggle financially—24% live in poverty. Lack of professors in nursing schools limits the number of students entering the profession. Understanding Nursing Roles Nursing includes multiple levels: Registered Nurse (RN): Associate or bachelor’s degree. Advanced Practice Nurses: Master’s level (e.g., Nurse Practitioner, Nurse Educator). Doctorate Level: Doctor of Nursing Practice (DNP) or PhD. Nurse practitioners often function as an extension of physicians, providing quality care. Respect and Recognition Nurses provide more direct care than any other health profession but often lack recognition. Advocacy is key to ensuring nurses can practice at the highest level and improve access to care. Why HCPP Was Founded Born out of COVID-19 crisis and Shelli-Ann’s personal experience with burnout. Mission: Provide mental health referrals, financial assistance (gift cards, gas), and professional development. Programs include: Financial literacy workshops Entrepreneurship training for healthcare professionals Scholarships and internships for aspiring professionals Youth Med Program Targets ages 13–20 to build a healthcare workforce pipeline. Offers hands-on training, CPR certification, exposure to neurosurgeons, and mentorship. Tuition-free and designed to scale nationally. Funding and Community Support HCPP is a nurse-owned nonprofit, funded by federal grants and donations. Annual event: Night of Grand and Gratitude—a charity awards dinner to raise funds for programs. Notable Quotes “No one else was coming to save us—so I created HCPP.” “24% of healthcare professionals live in poverty.” “If we don’t have enough professors, we cap nursing students—it’s cyclical.” “The most rewarding part of nursing is showing up for people in their most vulnerable moments.” “Every dollar we raise fuels education programs like Youth Med—strategic investment in the future of healthcare.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.