From Trading Floors to Smartphones: The Democratization of Investing
This episode of Money Lessons with Andrew Temte explores the evolution of equity investing, highlighting how technology has transformed stock ownership from an exclusive privilege to a widely accessible opportunity.
Andy discusses the historical context of investing, the impact of regulatory changes, and the rise of online trading platforms. The conversation emphasizes the importance of financial literacy in navigating this new landscape, where accessibility does not guarantee wisdom in investment decisions.
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The Mutual Fund Revolution
** News Flash ** The Saturday Morning Muse is now MONEY LESSONS with Andrew Temte, PhD, CFA!
Since the beginning of 2025, the show has been focused on the topic of financial literacy and we’ll be creating financial literacy lessons for the foreseeable future!
In this episode of Money Lessons, Andy discusses the evolution of equity securities markets, focusing on mutual funds and index funds. He explains how these investment vehicles democratized access to the stock market, allowing ordinary Americans to achieve diversification and participate in equity markets. The episode highlights the historical context of mutual funds, the revolutionary impact of index funds, and the future of investing with technology.
#financialliteracy #moneylessons #mutualfunds #stockmarket #personalfinance #indexfunds #diversification
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A Crash Sparks The Rise of Market Regulation
In this episode of Saturday Morning Muse, Andy explores the evolution of financial markets, focusing on the investor optimism of the 1920s, the catastrophic market crash of 1929, and the subsequent regulatory reforms that shaped modern securities laws.
The discussion highlights the role of margin trading, the impact of speculation, and the necessity for investor protection through regulatory oversight.
You can find The Saturday Morning Muse on your favorite podcast streaming platform as well as out on YouTube. https://youtu.be/w9v5Evl_rl4
Here’s the link to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/saturday-morning-muse/id1741154728
Here’s the link to the article on my website: https://www.andrewtemte.com/a-crash-sparks-the-rise-of-market-regulation
#smoothawley #crashof1929 #economichistory #stockmarket #financialliteracy #personalfinance #financialeducation #margintrading #greatdepression #sec
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The Ticker Tape Revolution
In this episode of Saturday Morning Muse, Andy explores the evolution of financial literacy and the impact of information technology on stock trading. He discusses how the telegraph revolutionized communication in the 19th century, enabling faster and more efficient trading. The introduction of the stock ticker further democratized access to market information, but also led to new challenges such as manipulation and speculation.
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Railroads & the Rise of Middle-Class Investors
In this episode of Saturday Morning Muse, Andy explores the evolution of stock markets, focusing on the democratization of equity investments through railroads in the 19th century. He discusses the rise of “the market” as an economic barometer, the impact of the Panic of 1873, the creation of the first stock market indices, and the fundamental shift in understanding investment versus speculation, culminating in the principles established by the “father of financial analysis,” Benjamin Graham.
Make Financial Literacy Accessible Through Compelling Storytelling
Join Dr. Andrew Temte every Saturday for Money Lessons—a weekly financial education podcast that transforms complex economic concepts into accessible, engaging stories. Each bite-sized 10-minute episode builds your financial knowledge through historical narratives and practical applications, making this the perfect podcast for anyone seeking to improve their money management skills and investment understanding.
What You'll Learn:
From the ancient origins of money and banking to modern stock markets and retirement planning, Money Lessons covers essential financial literacy topics including:
How insurance and risk management work
Stock market fundamentals and investment principles
Banking systems and monetary policy
Interest rates, inflation, and economic cycles
Credit, debt, and smart borrowing decisions
Foundational macro and microeconomic principles that directly apply to personal financial decision-making
Building wealth through informed financial decisions
Your Host:
Dr. Andrew Temte brings unparalleled expertise as a PhD in finance, CFA Charterholder, and former CEO of Kaplan Professional. With over 15 years of university teaching experience, Andy makes finance education approachable for everyone—from high school graduates to seasoned professionals seeking to sharpen their financial acumen.
Why Money Lessons:
Unlike traditional personal finance podcasts, Money Lessons uses historical storytelling to reveal how financial systems evolved and why they matter today. Whether you're learning about the Knights Templar inventing banking, the Dutch East India Company creating stock markets, or Benjamin Franklin's compound interest experiments, each episode connects past innovations to your present financial decisions.
Perfect for young professionals starting their investment journey, parents teaching financial responsibility, or anyone building a foundation for long-term wealth creation.
New episodes every Saturday. Subscribe today and start your journey of financial literacy.
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