Cars & Money

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YouTube sensation Mat Armstrong opens up about the high-stakes world of car rebuilding, revealing the financial gambles and sheer obsession required to maintain a collection of over 30 luxury vehicles. 

Mat shares the harrowing story of losing over £200,000 on a single car build, balanced against the incredible success of his most iconic projects, like the manual Lamborghini Murciélago he rebuilt with his father. From his early days working a 9-to-5 while moonlighting in a restaurant to becoming a household name in the car community, Mat discusses the "work hard beats talent" mindset that allowed him to transition from flipping houses to owning hypercars.

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➤ Money.School - To Make, Manage & Multiple More Money & Scale Your Income. Join us at www.money.school.com

BEST MOMENTS

"I genuinely feel like I found something that I was meant to do."

"Hard work beats talent. I'm not necessarily talented in a way. I’m not the best mechanic in the world, I'm not the best TV presenter in the world, not the best editor in the world, but together with hard work mixed into one, we've created something."

"You've already lost before you've even started, if you've already said in your mind you're never going to own a supercar."

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Custom car visionary Mat Armstrong sits down to dismantle the digital drama surrounding his audacious Bugatti Chiron rebuild. They then shift gears from the rivalry with Rimac CEO Mate Rimac to the surreal reality of being blacklisted by Bugatti for wanting to fix a salvage title car with his own two hands. 

Mat exposes the fascinating, often absurd world of supercar gatekeeping, where a $20,000 service consists largely of magic tricks and parts often shared with a common VW Passat. They also explore why the world’s most elite car brands are terrified of an underdog with a wrench and why a $400,000 repair bill from the factory is sometimes just a fancy way of saying "we don't want you to see what’s under the hood."

BEST MOMENTS

"It’s become like a Lionel Messi / Ronaldo situation... we’re both into hypercars, but it’s when the corporate world gets mixed into it that the stories start unfolding."

"I can tell you where to get the part [for a Bugatti]... it’s from a Passat. I have them in my desk; I’ll send you them down."

"The only reason I’m able to buy these cars is because they’re crashed. That’s the whole reason I’ve got to this point... I’d rather have the peace of mind that I built it than buy an immaculate one off a showroom."

Sponsors:

➤ Money.School - To Make, Manage & Multiply More Money, join us at https://money.school/goldcars

➤ Tom Hartley Cars - http://www.tomhartleycars.com/

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Special guest Schmee150 drops the filter to rank the Big Four manufacturers, sparking a heated debate over why Porsche consistently lands at the bottom despite its technical perfection. 

He also reveals the staggering financial reality of supercar ownership, detailing a single mishap on the M25 that led to a six-figure repair bill and a 21-month legal nightmare. From Pagani test drives with Horacio himself to the brutal truth about investment cars that actually lose hundreds of thousands in value, this is an uncompromising look at the beauty, the ego, and the crushing costs behind the world’s most exclusive machines

Sponsors:

➤ Tom Hartley Cars - http://www.tomhartleycars.com/

➤ Money.School - To Make, Manage & Multiple More Money & Scale Your Income. Join us at www.money.school.com

BEST MOMENTS

"We’re looking at what we know and we’re particularly as buyers at the minute nostalgic. We look at things, we’re scared of the future, we don’t want electric, we don’t want change”

"Meeting my hero and being very generously insured - it was everything I hoped it was going to be." 

"I’m not everybody’s cup of tea. I come across quite aggressive because a lot of people who I deal with, that’s the way they like to be dealt with”

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From humble beginnings as the son of a bus driver to becoming a mogul with an £54.6 million car collection, Paul Bailey’s journey is nothing short of legendary.

In this show, Paul discusses the gruelling 22-year climb to the top of Ferrari’s elite client list, the numbing experience of picking up three world-class hypercars in a single day, and the eye-watering reality of maintaining a fleet that costs £500,000 per month in finance payments alone.

Whether he’s debating the merits of a £250,000 carbon fibre roof or explaining why he puts 23,000 miles on a Ferrari LaFerrari that most collectors keep in a bubble, Paul offers a rare, candid look into the obsession and the economics behind the world’s most exclusive garage.

Sponsors:

➤ Tom Hartley Cars - http://www.tomhartleycars.com/

➤ Money.School - To Make, Manage & Multiple More Money & Scale Your Income. Join us at www.money.school.com

BEST MOMENTS

"It took me 22 years to get to the top of the list. That will never happen again."

"Every single car that I have has a story."

"At the highest point, my total outgoings would have been just under half a million a month."

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This time join the show as we look into the thrilling world of supercar investing, where sentiment often outweighs logic and a single bad turn can cost millions. 

Special guest, TGE shares his journey of leveraging his way into a massive collection, including his prized Porsche Carrera GT, which he famously purchased during the pandemic uncertainty, the unadulterated thrill of the Widowmaker, and a sharp debate on Jaguar’s decline, arguing that the brand has abandoned its racing heritage in a misguided pursuit of a non-binary, electric future…

BEST MOMENTS

"The quickest way to hate a car is to use an amazing car for boring things."

"You have no idea what direction you're going to lose it [the Carrera GT]. You're definitely going to lose it; you just don't know which way."

"What Jaguar have over the Chinese brands is heritage and branding. If they don't play on that, then they're just competing with the Chinese on tech... and they're not going to win that."

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Connect with Carl & Rob:

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